The Patient Protection and Affordable Care Act that is most commonly called Affordable Care Act is a federal statute of United States that was signed to become a law on March 23, 2010 by President Barack Obama. On June 28, 2012 the Supreme Court gave the decision to confirmed Affordable Care Act (HHS, 2014). Again in June 2015 the Supreme Court ruled in favor of Affordable Care Act in a 6-3 decision (CNN, 2015). Some of the important features of Affordable Care Act include that no one can be denied health insurance based on pre-existing conditions such as health problems, pregnancy, etc also men and women would be charged the same amount for their health insurance (HHS, 2014). Other features include that if the health insurance plans covers children then people can add or keep their children on their insurance plan till the age of 26; these children can be included irrespective of them being married, living or not living with their parents, attending school, not financially dependent on their parents, and if they are eligible to enroll in their employer’s plan. After these children turn 26 they are eligible to enroll in a special enrollment period, which allows them to enroll for health insurance outside of the open enrollment period (HHS, 2014).
In terms of my opinion about the Affordable Care Act, I am in strong favor of Affordable Care Act. I believe Affordable Care Act is a great initiative in making healthcare and health insurance in reach for everyone in United
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.
Obama’s Health Care Reform, better known as ObamaCare was signed into law on March 23, 2010. It is officially called the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA). This act is meant to provide affordable, good quality health care to all Americans and to cut health care spending. The ACA has been on ongoing struggle to reform the health care system. Almost 50 million Americans still lack health coverage despite the fact that ObamaCare continues to help provide an increasing amount of Americans with access to affordable, quality health insurance . ObamaCare doesn’t take place until 2014, 2013 is considered one of the most important years in history of ObamaCare.
The Affordable Care Act established by Barack Obama it is a revolutionary law that was passed to change the healthcare system in America. The affordable care act has many pro and cons. Is the Affordable care a good idea? The Affordable care act was put in place to help maintain healthcare spending cost, reduce the amount of people who are uninsured, create universal healthcare, expanding coverage for young adults and to make prescription drug coverage more affordable for seniors. In the year of 2010 and 2011 over 5.1 million seniors and people with disabilities on Medicare have saved over 3.1 billion on prescription drugs, however this includes a one-time rebate
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
Signed into law by President Obama on March 23, 2010, the Patient Protection and Affordable Care Act, also known as the Affordable Care Act and more commonly known as Obamacare, is arguably the most significant piece of social legislation the United States has passed since Medicare and Medicaid in the 1960’s. The law works to reduce health care spending in the U.S., provide more Americans with access to health insurance, give higher quality care, and make healthcare more affordable. The bill has been known for its extensive length (the condensed version of the law itself is 906 pages long and there thousands of pages of regulations) and with so many details packed in, it’s easy for Americans to get confused. Many argue that Obamacare has done more harm than good for our country; others call it a huge success. Whatever your opinion may be, it’s important to take a look at the advantages and disadvantages of the act and the many changes that have been made since it was first signed into law.
The purpose of The Affordable Care Act (ACA) is to increase access and make it more affordable for all Americans. Unfortunately, the US health care delivery system lacks the ability to plan, direct, and coordinate from a central agency making it difficult for citizens to obtain health coverage. For that reason, The Affordable Care Act in 2010 became the most extensive health care reform in US history with its main objective to reduce the number of uninsured. The ACA permitted some standards in the health care delivery system to achieve universal coverage. Some examples were authorizing health insurances to start covering children and young adults below the age of 26 under their parents’ health insurance plans also allowing the law to lower
The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare, or the Affordable Care Act (ACA), is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (Martin, 2015). It is designed for Americans to have insurance or be penalized with 1% of your income for the beginning of last year and will raise up towards 2.5% by the beginning of 2016. Also, health care reform was created to fix our health care systems since the cost of the systems is increasing every year in price. The goal of ACA is to help out the insured with being provided with quality care through health care organizations. Thus the ACA is intended to prevent the uninsured from catastrophic medical expenses which not only
What is the Affordable Care Act? The Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA) or Obama care, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. What this did was to give affordable insurance to over 30 million previously uninsured people in the United States. People who couldn’t afford insurance now have Health Insurance Marketplaces that compare Health Plans that count as minimum essential coverage and include all new benefits, rights and protections. There are subsidies that can save you money on your premium and out-of-pocket expenses. These subsidies include Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid Expansion and CHIP (Children’s Health Insurance Program), Subsidy Calculator, and HSAs (Health Savings Accounts) and Medical Deductions. The health care act also has related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act. This act not only helps with people getting affordable insurance or for the poor it could mean free medical care, as stated above it has amendments to other areas. I see this to be a positive point, though not all people believe that Obama care is a good way to get health care.
The Affordable Care Act or Obamacare was signed into law by President Obama in 2010. Obamacare expanded the requirements to be eligible for Medicaid. There are many other provisions of it, but its major provisions went into effect on Jan. 1, 2014. The Act extended insurance to more than 30 million uninsured people, primarily by expanding Medicaid and providing federal subsidies to help lower- and middle-income Americans buy private coverage. In June 2012, the Supreme Court upheld most of the provisions of the health care law. Although the Court did rule that the states could not be forced to cooperate with the Medicaid expansion (Affordable Care Act History).
Patient protection and affordable care act was enacted in 2010 with the main purpose of minimizing the cost, improving the obtainability and affordability of health insurance. Uninsured rate will decreased at a faster rate.. It will achieve healthcare reachability to as many people as by extending public and private insurance. The Affordable act has included following: any one with pre-existing condition can not be denied of coverage, children under 26 may be eligible for coverage under their parents insurance, insurance companies can not cancel your coverage due to withdrawals.
The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.
The affordable Care Act is the US healthcare reform law. The law makes health care and health insurance more affordable and move available to more Americans the official name is the Patient Protection and Affordable Care Act of 210, but is mostly referred to as Obamacare. This law was signed on March 23, 2010. Originally the ACA was enacted to increase the quality and affordable of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of health care for individuals. There have been several provisions made to the act since 2010. Within my paper I will be discussing the pros and cons of the ACA, changes that are taking place within the act and from the standpoint of the insurance companies that offer insurance through the marketplace, lastly explaining my ethical and Christian Worldview.
The Patient Protection and Affordable Care Act (PPACA), commonly called Obama care, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965. Guaranteed issue will require policies to be issued regardless of any medical condition, and partial community rating will require insurers to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions. It requires that all individuals not covered by an employer sponsored health plan, Medicaid, Medicare or other public insurance programs, secure an approved private-insurance policy or pay a penalty. According to this system, a child would stay under their parents insurance until they turn twenty-six. The non-participating employers/ citizens, health
The Affordable Care Act, implemented in March 2010 in order to refurbish the American health care system and expand health insurance coverage to young adults, has introduced many changes within the health care system but still faces some of its own challenges. By 2011, 3 million young adults gained coverage by the law, which allowed coverage as a dependent status until the age of 26-years-old (Lau, Adams, Park, Boscardin, & Irwin, 2014). The number of uninsured Americans is also at an all-time low, health care access is improving, cost inflations are low, and the amount of uncompensated
Personally, I support the Affordable Care Act (ACA) which allows all citizens to have access to health care. The Affordable Care Act allows citizens to have control over their health care and choose the health insurance that is best for them. This act forces health care providers to stop excluding citizens due to pre-existing health conditions, and offers medical care that will hopefully prevent illnesses. Furthermore, the Affordable Care Act “holds insurance companies accountable and companies have to justify any premium that increases to 10% or more before the rate goes into effect” (“Key Features of the Affordable Care Act”, 2012). The act also gives citizens an extensive amount of choices to choose from so that they can have high quality and affordable health insurance.