An Outline Of Joint Funds India Essay

Mutual Funds are a pool of funds collected from many investors in order to purchase stocks, bonds, and other investments in greater amounts. Mutual funds are shares of ownership in a group of companies.

Mutual funds are investments vehicles which allow you to be broadly diversified by owning a large array of stocks or a particular investment instrument. Funds are managed by a single individual or a team of managers. Their job is to maximize your investment within the fund's investment criteria. The decision made by the fund manager(s) will determine whether you see a financial gain or loss on your investment. Mutual fund managers are responsible for researching investments, as well as buying and selling securities. Mutual fund companies pool money from thousands of investors. Each of those investors becomes a shareholder in that fund.

Mutual fund Industry was introduced in India 1963 with the formation of Unit Trust of India. During the last few years many extraordinary and rapid changes have been taking place in the Mutual fund industry. Indian economy is highly developing. The development is taken place due to the growth in the financial system.

Mutual funds are an easy, convenient way to invest, without having to worry about choosing individual stocks. A mutual fund can be defined as a single portfolio of stocks, bonds, and/or cash managed by an investment company on behalf of many investors. The investment company manages the fund, and sells shares in the fund to individual investors. When one invests in a mutual fund, they become a part-owner of a large investment portfolio, along with all the other shareholders of the fund. The fund manager invests the contributions when shares are purchased, along with money from the other shareholders. Every day, the fund manager counts up the value of all the fund's holdings, figures out how many shares have been purchased by

Mutual funds are investment plans that let you to pool your money together with additional investors to purchase a collection of securities that might be difficult to recreate on your own. This is often referred to like a portfolio. The price of the mutual fund, also recognized as its net asset value is determined by the total value of the securities in the portfolio, divided by the number of the fund’s unsettled shares. This price varies based on the value of the securities held by the portfolio at the end of every business day. Note that mutual fund investors do not really own the securities in which the fund invests; they only own shares in the fund itself.

Mutual funds are a great investment for someone who is new to investing and for those who desire not to assume a great risk. There are advantages and drawbacks associated with any type of investment and mutual funds are no exception. The advantages of mutual funds are diversification, professional management and minimum initial investment while the drawbacks are risk, costs and taxes.

There has been a number of studies done on the Mutual funds and Equity holdings of a company but very little research has been done on the mutual funds using Active Share method. The research focusses on the KiwiSaver funds which is the superannuation scheme provided by private service providers but put into use by the government of New Zealand. The paper studies the returns of the KiwiSaver funds from the time period of 2010 till the recent update of 2015. It will be done against the benchmark indices of the equity holdings in the respective KiwiSaver funds to understand the most profitable schemes out of the different schemes available in the market.

Ho: closed ended mutual funds are showing good performances in the Pakistani stock market compared with KSE 100 index.

In this scheme size of the fund is not predetermined as entry to or exit from the fund is open to investor who can buy or sell its securities to the fund at any time. This characteristic imparts greater liquidity to the units of these funds along with the pre-determined repurchase price based on declared Net Asset Value. Portfolio mix of such schemes consists of actively traded securities in the market, preferably equity shares. As investors can anytime withdraw from the fund, therefore, the management of such funds is quite tedious.

The data also shows companies whose percentage is negative indicating loss in the stipulated time. An example of a company that experiences loss is Pictet Strategic Income P dm USD at -0.60%. The data also reveals that the company bounces back in six months making 0.38% in returns. The data is consistent with the data provided by Securities and Futures Commission as it provides a Net Asset Value by fund type provided by the fund companies. The Net Asset Value recorded is at 31 of December from 1997 to 2016 however, this paper will consider data from year 2000 to 2016. The data on returns relates to the size of the funds as each fund type contributes to the overall returns that a company earns. The different mutual funds represent the stock market appearance of the Hong Kong securities and how they vary in terms of performance for the different mutual fund companies sampled in this report.

In this process, Indian mutual funds have emerged as strong financial intermediaries and are playing a very important role in bringing stability to the financial system and efficiency to resource allocation Mutual funds have opened new vistas to investors and imparted much-needed liquidity to the system.

To Study the Investors Behaviour towards Mutual Fund in surat city” is the bonafide work of Mr. Atmiya J. Patel (Enrollment No.148050592045), who has carried out the research under my supervision. I also certify further, that to the best of my knowledge the work reported herein does not form part of

India has been the fastest growing markets for mutual fund industry. With progressive liberalization of economic policies, there has been rapid growth of capital market, money market and financial services Industry including merchant banking, leasing and venture capital (Tripathy, 1996). The increasing globalization of financial groups, rapid spread of

Chapter 1 comprises of introduction to the topic, industry profile of Indian mutual fund, theoretical background of the study and need of the study. Introduction is talking about what is the project is all about and how it related to the topic. The profile of Indian mutual fund industry includes history, structure and performance of Indian mutual fund industry etc. Theoretical background of the study talks about structure of the study, and how the theory is formulated. Need of the study is about which public sector or private sector mutual is better in case of returns.

Savings form an important part of the economy of any nation. With savings invested in various options available to the people, the money acts as the driver for growth of the country. Indian financial systems too present multiple avenues to the investors. Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost. Each mutual fund scheme has a defined investment objective and strategy. Mutual fund is a trust that pools money from a group of investors (sharing common financial goals) and invest the money thus collected into asset classes that match the stated investment objectives of the scheme. Since the stated investment objectives of a mutual fund scheme generally form the basis for an investor 's decision to contribute money to the pool, a mutual fund can not deviate from its stated objectives at any point of time. From above backdrop the present study analysis role of mutual fund in general & Future Prospects of Mutual Fund Industry in India in particular.