An Outline Of Joint Funds India Essay

Mutual Funds Mutual Funds are a pool of funds collected from many investors in order to purchase stocks, bonds, and other investments in greater amounts. Mutual funds are shares of ownership in a group of companies.

1. Mutual funds gather money from several investors to buy and sell stocks, bonds, and others. In addition, a mutual fund is important for the investor, who is new in investing, or too busy to do a research on many companies individually. Mutual funds allow investors to invest in many companies

PART 1: ORGANISATION STUDY CHAPTER 1: INTRODUCTION, PROFILING OF INDUSTRY, COMPANY AND PRODUCT 1.1 INTRODUCTION: Mutual fund Industry was introduced in India 1963 with the formation of Unit Trust of India. During the last few years many extraordinary and rapid changes have been taking place in the Mutual fund industry. Indian economy is highly developing. The development is taken place due to the growth in the financial system.

Mutual funds are investment plans that let you to pool your money together with additional investors to purchase a collection of securities that might be difficult to recreate on your own. This is often referred to like a portfolio. The price of the mutual fund, also recognized as its net asset value is determined by the total value of the securities in the portfolio, divided by the number of the fund’s unsettled shares. This price varies based on the value of the securities held by the portfolio at the end of every business day. Note that mutual fund investors do not really own the securities in which the fund invests; they only own shares in the fund itself.

For individual investors who don’t have time to study and research investments, mutual funds are the best option for reaping the benefits of diversified investments with minimum effort. In most funds, it is possible to start investing with as little as a few hundred rupees. Also, unlike many other investments, mutual fund investments are generally liquid in nature and can be redeemed without any delay.

Mutual funds are an easy, convenient way to invest, without having to worry about choosing individual stocks. A mutual fund can be defined as a single portfolio of stocks, bonds, and/or cash managed by an investment company on behalf of many investors. The investment company manages the fund, and sells shares in the fund to individual investors. When one invests in a mutual fund, they become a part-owner of a large investment portfolio, along with all the other shareholders of the fund. The fund manager invests the contributions when shares are purchased, along with money from the other shareholders. Every day, the fund manager counts up the value of all the fund's holdings, figures out how many shares have been purchased by

Mutual funds are a great investment for someone who is new to investing and for those who desire not to assume a great risk. There are advantages and drawbacks associated with any type of investment and mutual funds are no exception. The advantages of mutual funds are diversification, professional management and minimum initial investment while the drawbacks are risk, costs and taxes.

6. Mutual Funds With mutual funds, you invest in a collective group of securities, bonds, and stocks, unlike in dividends where you only get to invest in stocks from a specific company. If your collective group of stocks performs well, you are liable to even more revenue.

There has been a number of studies done on the Mutual funds and Equity holdings of a company but very little research has been done on the mutual funds using Active Share method. The research focusses on the KiwiSaver funds which is the superannuation scheme provided by private service providers but put into use by the government of New Zealand. The paper studies the returns of the KiwiSaver funds from the time period of 2010 till the recent update of 2015. It will be done against the benchmark indices of the equity holdings in the respective KiwiSaver funds to understand the most profitable schemes out of the different schemes available in the market.

The data also shows companies whose percentage is negative indicating loss in the stipulated time. An example of a company that experiences loss is Pictet Strategic Income P dm USD at -0.60%. The data also reveals that the company bounces back in six months making 0.38% in returns. The data is consistent with the data provided by Securities and Futures Commission as it provides a Net Asset Value by fund type provided by the fund companies. The Net Asset Value recorded is at 31 of December from 1997 to 2016 however, this paper will consider data from year 2000 to 2016. The data on returns relates to the size of the funds as each fund type contributes to the overall returns that a company earns. The different mutual funds represent the stock market appearance of the Hong Kong securities and how they vary in terms of performance for the different mutual fund companies sampled in this report.

Corporate Finance & Investments, Issues Prevailing In India at Present Dr. Rahul Pandey Abstract: The subject of corporate finance has assumed tremendous significance in the light of the ongoing economic uncertainty across the world. Apart from the three most important decisions of fund raising, fund deployment and generation of returns, greater emphasis has been laid down upon creating a long term value through Economic value addition (EVA). The role of assets in generation of cash flows has become even more pronounced in modern day changing dynamics. More than the external factors, India has certain homegrown structural problems which seriously needs to be addressed at this point in time; the prominent ones being ensuring a high ICOR and addressing the supply side bottlenecks in the economy. Indian companies will have to address the financial problems in the light of the current macroeconomic turmoil of high inflation and revised growth projection of 5%. This has to be done despite having a sound corporate financial framework. This paper attempts to address these problems and tries to suggest some solution to overcome the period of uncertainty

REVIEW OF LITERATURE Barua and Verma (1991) provided empirical evidence of equity mutual fund performance in India. They studied the investment performance of India’s first 7year close-end equity mutual fund, Master share. They found that the fund performed satisfactory for large investor in terms of rate of return. Ippolito (1992) expressed that fund/scheme selection by investors is based on past performance of the funds and money flows into winning funds more rapidly than they flow out of losing funds. Sarkar and Majumdar (1995) evaluated financial performance of five close-ended growth funds for the period February 1991 to August 1993, concluded that the performance was below average in terms of alpha values (all negative and statistically not significant) and funds possessed high risk.

The concept of mutual funds in India dates back to the year 1963. The era between 1963 and 1987 marked the existence of only one mutual fund Company in India with Rs. 67bn assets under management (AUM).by the end of its monopoly era. The Unit Trust of India (UTI), by the end of the 80s decade,

[Type the company name] | INVESTMENT IN MUTUAL FUNDS AND SHARES –PROS AND CONS | FINANCIAL MANAGEMENT | | TO, PRATIMA TRIVEDI | 12/9/2013 | REPORT BY- PARITOSH SINGH FS35 PRAKRITI FS40 PANKAJ KUMAR SINGH FS34 ROMANSHU VARSHNEY FS64 RAJNEESH SHARMA FS44 TABLE OF CONTENTS Table of Contents ACKNOWLEDGEMENT 4 A. MUTUAL FUNDS 5 I. INTRODUCTION 5 II. ROLE OF MUTUAL FUNDS IN THE FLNANCIAI, MARKET 5 III. MUTUAL FUNDS: STRUCTURE IN INDIA 5 IV. GROWTH IN MUTUAL FUND INDUSTRY 6 V. IMPACT OF THE GLOBAL FINANCIAL CRISIS 11 VI. GOVERNMENT POLICIES 11 VII. ADVANTAGES OF MUTUAL FUNDS 12  Diversification. 12  Expert Management. 12  Liquidity. 13  Convenience. 13  Reinvestment of Income. In this process, Indian mutual funds have emerged as strong financial intermediaries and are playing a very important role in bringing stability to the financial system and efficiency to resource allocation Mutual funds have opened new vistas to investors and imparted much-needed liquidity to the system.

Chapter 1 comprises of introduction to the topic, industry profile of Indian mutual fund, theoretical background of the study and need of the study. Introduction is talking about what is the project is all about and how it related to the topic. The profile of Indian mutual fund industry includes history, structure and performance of Indian mutual fund industry etc. Theoretical background of the study talks about structure of the study, and how the theory is formulated. Need of the study is about which public sector or private sector mutual is better in case of returns.