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Argumentative Essay On Obama Care

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Before the ACA was enacted in 2010, many Americans were uninsured or underinsured. Health insurance was hard to obtain due to the high prices and lack of accessibility. Being able to have access to care is important because it protects citizens from health crisis, which can lead to poverty. The mandate included many elements that reshaped healthcare to be more affordable, while still offering quality care. For instances, the ACA allows people with pre-existing conditions to obtain health insurance and most importantly, 80% of the profits made by insurance companies from premiums must be spent on healthcare (Kaiser Foundation 3). The ACA is effective because it will protect American citizens from financial burden, increase access to care and …show more content…

This victory did not last long because a Republican won the empty seat in the senate, giving the Republicans their 41 votes to overturn the Democratic victory. In order to pass the ACA, Obama made many backdoor deals with individuals and insurers. He had to do everything in his power to pass the mandate because the Democratic Party could not suffer another lost. The ACA was fully enacted in 2014 to reform and improve the healthcare system for American citizens.
The cost of healthcare has always been an issue for the insured and uninsured because Americans were not financially protected until the ACA was enacted. The ACA has ended lifetime limits on health plans and insurance companies cannot increase premium rates. If premiums do increase, insurance companies must explain why this action was taken and justify it (Department of Health and Human Services 4). Before the ACA was enacted, many people were going into debt due to medical bills. The rates of premiums were uncontrollable and insurance companies without had the power to raise prices justifying why. There was no protection available for citizens and the health care system was based on profit. This would drive American citizens into poverty due to the high costs and affordability of health

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