Auto Safety Case Study

Inexperience: Inexperience can cause accidents because people don’t know what they are doing and therefore can panic and cause collisions or can drive too fast for their skill level and cause collisions in that way. The worst thing people can do is drive to slow for example if someone is driving to slow they could merge into a roadway driving to slow and be rear ended. There have been many occurrences of people driving with inexperience and causing collision due to it. The easiest way to reduce collisions caused by inexperienced drivers is to have them start on a private road and a parking lot until they are comfortable in the vehicle then having them start driving in different conditions until they are

Attempting to determine the best course of action after a motor vehicle collision can be daunting, particularly if you have sustained injuries as a result. When the responsible party either has no insurance or their coverage is insufficient, uninsured motorist claims can help to cover the damages resulting from the accident.

The benefit to having this coverage is that if you are hit by an uninsured or underinsured driver, or are the victim of a hit and run, you still have coverage available to cover the costs of personal injuries. Of course your insurance company will want to conduct an investigation of the accident before paying a claim, which is why you should partner with a skilled personal injury attorney to protect your interests. To assist with the investigation, it is crucial that you act to preserve the evidence. You can do this by taking down what insurance information the other driver does have, taking photos, and getting the names and contact information of all witnesses. Taking these steps will help prove your case, and may speed up the time it takes to receive compensation.

Driving under the influence and Distracted driving are the biggest ones, however reporting distracted driving is difficult in fatal crashes is difficult to determine since “information pointing to distraction is gathered through self-reporting, witness testimony, and evidence indicating distraction” (GHOS). Those two make up roughly 400 of the fatalities in 2015. Speeding is another huge cause for many crashes whether it’s from being reckless to just being distracted and not noticing. Speed plays a part in both of the other causes, and it played a part in 19% of crashes in 2015. A huge amount of these fatalities not only come between drivers, but also with a singular driver hitting and killing a pedestrian. Many things have been tried to reduce these major causes of the crashes such as stricter enforcement of speed and driving under the influence. Campaigns have been launched to reduce distracted driving, targeting those heavy phone users and even car manufacturers joining in.

Drivers who forgo purchasing insurance create a problem that is of great concern to auto insurance policy holders, insurers and the general public. In addition to paying for insurance that covers their own actions, insured drivers pay a portion of the costs incurred by drivers without insurance through uninsured motorist coverage. For insurers, costs associated with uninsured motorist claims can be substantial.

Uninsured/underinsured Motorist coverage helps pay for your injuries when you are in a not at-fault accident. For example, although every state requires some limit of bodily injury liability coverage, not every driver however, is responsible and follows the rules. If you suffer injuries after being hit by another driver and they do not have bodily injury, or they do not carry the limits required to pay for your injuries, or it is

While the insurance of the at-fault driver is first in line for financial responsibility of your medical bills, your personal injury protection plan will cover your medical expenses, even if you were at fault! The monies can also be used to pay for other occupants of your vehicle at the time of the collision.

Is there a more appealing coverage policy than the diminishing deductible? What's better than being rewarded for driving well? You can even boast about it to your friends: "My deductible is zero. Why? Oh, because I'm the best driver, that's why." Or something along those lines, anyway.

If the cause of the damage to your car is the fault of another driver, your collision coverage will sometimes pay for repairs of your vehicle, and then seek reimbursement from the other drivers insurance carrier. It will be a good arrangement in the event that the other person’s insurance carrier is difficult to work with. Generally speaking, if the other driver is at fault, the claim will not affect your insurance

Subsequently, the Tomlinson v Congleton Borough Council case displays the issues regarding fault, as in this case Tomlinson was partially to blame for what happened and the defendant was not entirely at fault. This illustrates the harshness as those who are not wholly at fault are still required to pay. Yet in most cases, it will be the insurance companies that pay for the compensation which is unfair as the ones who are to blame are not the ones who pay and take individual and full responsibility. It is also arguable that this is placing a heavy burden on insurance

Insurance Companies Refuse to Pay: In some instances an insurance company may dispute allegations of fault and accordingly refuse to pay for your injuries. This requires compiling evidence that proves the other driver was responsible for any damage incurred, which can be quite difficult to undertake on your own.

While collision coverage will pay for your damaged car after an accident, and the minimum personal injury coverage will provide coverage for some of your medical bills, having this type of full coverage insurance does not mean that a driver has chosen the full tort or no limitation option. No matter how many different types of coverage a driver has, if he or she has not chosen the full tort, or the no limitation on lawsuit option, the driver’s ability to file a lawsuit after an accident will be limited.

At the heart of Michigan’s no fault laws is the concept that every driver on the road has to carry insurance and that insurance will cover any medical care, rehabilitation and lost wages due to an auto accident. It does not matter who is at fault in an accidents, Michigan’s rules are set up so that

Insurance policies only cover passenger injuries up to a certain amount, and if there is more than one person hurt, this money will be divided up. However, your injury may be worse than others, so you are entitled to a larger share. Also, the driver at fault is not completely protected by his or her insurance. If the amount of compensation you are entitled to is beyond the amount of the policy, it may be possible to bring a civil suit against the driver for additional compensation.

It’s a dark rainy night. You and your family are coming home from a late night family party. As a car is coming through an intersection another car cut in front of it. The driver decides to hit the brakes so you can avoid the car, but as he presses the brakes, the car loses control on the slick wet road. He is not able to gain control and at that point he has endangered the lives of himself and many others on the road. This is just one example of the many types of things that occur in our streets everyday. All that would have been needed to avoid this situation would have been a traction control system in his car, which would have detected that the car was skidding and would have applied the brakes to