Lunch hours are the times that the bank is busiest the most. The customers want to be sure that they can be taken care of in a minimal amount of time and still have time left on their lunch hour. Since most customers come during this time, the wait times can be a little longer. Reed (2014) gives an example of a customer having to take a half day off from work just to complete account documents. At Capital One, the customer may not need to take a half day to complete an account, but the opening process does take about 45 minutes. Reed (2014) further explains that digital signatures offer a true benefit to the customer being able to sign quickly and safely. This addition will help bankers and tellers provide better customer service to our …show more content…
During account opening, the banker has the customer sign a signature card. Once the signature card is scanned, it is filed away. Sometimes, this may not happen and the document may be misplaced. There are two inconveniences that this may cause: customer inconvenience and customer information is compromised. The customer may be inconvenienced if the signature did not register properly in the system; the customer may need to come back into the branch to complete another signature card. In addition, there is so much personal information on this signature card that it would be detrimental to the bank and to the customer if this information had been retrieved by someone else. Electronic signatures could be a remedy for all these issues. If the customer signs a signature pad, there is no information being left on a paper that can potentially get lost. Also, the signature would already be on file before the customer leaves the branch so there would never be a need for the customer to return to the branch to re-sign a document.
POTENTIAL DRAWBACKS
Throughout the proposal, much information has been given to explain the benefits of implementing a paperless environment at Capital One bank. There are also some drawbacks that should be taken into consideration when deciding whether or not to implement this paperless environment. Table 3 below shows the benefits and potential drawbacks of integrating a paperless environment in the banking branch
The topic of an open campus is a very touchy subject and alsi a very important matter, The fact that students are able to leave the school campus for their lunch hour is a privilege.
These are the reason why schools should let the students should be able to leave campus for lunch. The school gives, then after a couple months they take all the special privileges away that they gave. Students should be able to handle an hour break to go get lunch with friends, or even go home for lunch. In high school many students have their license, and most of them don’t like the food that’s being served. There could be problems that occur with students leaving, but all problems have a solution, this essay explain why this would be great for high school students to be able to leave campus for lunch.
The author’s intention is to inform the reader that the healthy lunch programs are failing. The author provides plentiful information and research on the failing school lunch programs in the U.S. “In the war to get America’s children to eat healthier, things are not going well.” Kids are not eating their vegetables. This has become a big problem in America and steps need to be taken to stop unhealthy eating. Like The Agriculture Department mandating that students in the federal lunch program choose a fruit or vegetable with their meals. This solution didn’t work and actually worsened the problem. “Their consumption of fruits and vegetables actually went down 13 percent after the mandate took effect.”
The number 1 problem at pilot grove school district is not having longer lunch periods.This is a big problem because the lunch shifts now are too short and kids can’t eat enough to not go hungry throughout the day.Also, we students don't get the time to talk to our friends in class so lunch is the only time to talk to each other and it's very difficult to talk if your stuffing food in your mouth at the same time and watching the clock and get ready to go to our next class. I also hear about other schools around the country are having 45 minute lunch shifts or longer.Therefore, since those schools get to have that long to eat a talk, we should to we could
As we all know, everyone wants longer lunch periods because it is a time where they can socialize and don’t have to learn, but there is also another advantage to having longer lunch periods. Most people don’t know this, but having a longer lunch period allows you to receive more of the nutrients your body needs to function properly and to its’ full potential. In a report in 2014 by the School Nutrition Association, they reviewed 1001 students and found stunning information that showed,”... students with less than 20 minutes… 13 percent less of their entrees… 12 percent less of their vegetables… 10 percent less of their milk compared.. 25 mins.” (Paragraph 5, Source 3). This proves that when students have a shorter time to eat, they will not
Many public school students on average only get about 20 minutes or less to eat there lunch. Because of that about 1/4 of students lunches will not get eaten and it will get thrown away. School lunches should be longer for many reasons, but the main reasons that school lunches should be longer is because students would be able to have healthier meals, students who have a longer lunch do better in school and because students would have more time to socialize with each other. Longer lunches in school would have many benefits for students.
School lunches can be gross sometimes. We should have the opportunity to leave the campus during our lunch period. Off school campus lunch could save the school money, give students a short break, and this would be great for the students who skip lunch because they don’t want to eat school lunch. Some might think the students may not return or could get in trouble when off campus, but I disagree.
A hour lunch would enable high school students to excel in all aspects of education. The students would have time to take advantage of all available resources to enhance both educational and social skills. High school lunches should be an hour because they will receive social and educational opportunities.
I believe this law is beneficial because there are many kids who aren’t able to pay for their lunch; and maybe aren’t even able to eat at their own home. So being able to receive a meal during school, and being able to focus in their studies instead of worrying about their hunger may be successful for them in the future. Like Walter Cunningham, he can’t afford a meal from the school; but maybe being able to experience this law may have helped him. Since his family is poor, meaning he probably doesn’t get a good meal at home either may affect him; not only in his studies but in everything. The lunch law will for sure benefit kids, so of course it would benefit
According to the most recent Federal Reserve study; most of us haven’t set foot in a banking hall in ages. It is a lost battle to banks that opt to use traditional methods to conduct their banking transactions (Gup 2003). By December of last year, close to half of all smartphone users in the United States had transacted some or all of their banking on their phones and iPhones. In the United Kingdom alone, rates of mobile banking transactions doubled over the course of a single year (Scn Education 2001). A banking business that invests in this type of technology gets assured of increasing their customer base.
I am requesting a change in my Lunch hour, recently I have noticed that my lunch hour is not convenient for the Main Office. Currently I enter the Main Office third period due to the cell phone collection On Mondays I have an attendance meeting from 10:30 am to 11:30 am. Another important consideration is the lunch hour of my colleague While Mr. Betancourt takes lunch at 12:30 pm I collect the devices from the main lobby. I would like to change my Lunch hour to 1:15 pm.
This case study aims at providing substantial information pertaining to the effects adopting IT in a particular banking institution. The researcher understands that there are important issues that have to be disclosed and discussed in order to determine aspects that need to be improved for both subjects involved in the study. For the purposes of achieving a comprehensive discussion regarding the topic, substantial amount of data has been gathered to serve as references. Direct texts are taken form relevant sources so as to prove that claims and arguments raised by the researcher are facts-based. In addition to this, direct statements coming from persons who are knowledgeable about the topic are also taken into account for the purpose of supporting arguments. Textual illustrations and practical examples are also included by the researcher in order to clarify ambiguous concepts and strengthen explanations.
Many financial institutions across the world have adapted to the change towards the cashless society by implementing electronic funds transfer via automated teller machines (ATM’s) and of late, the internet. By having a simple plastic card, society could completely eliminate the need for cash. The benefits range from the end user through to the government and the
Technological advancement has had a gigantic effect in the banking industry. Over the past few decades, the financial services industry has changed considerably with banking transforming from the pen and paper method to the computers and internet method. The pen and paper method took weeks or even months for the transaction to be eventually completed, and then the dramatic introduction of the computer and internet method which changed that time frame to only a matter of seconds to be completed, which reduced the amount of time and labor needed to complete a transaction significantly. Banking is considered one of the most important economic sectors with it being severely influential and responsive to any little change, whether it is domestic or international. Some extreme changes that were brought about by the development of this new technology turned into a globalized nature for the financial services industry. One stroke of a key on a computer could and would change a person 's life extensively or even have a global impact. The new technologies that were created and introduced changed how the consumers managed their money from that time on. Technology has helped to protect peoples’ hard earned money and make it much more impossible for people to be able to write out bad checks or even holding up a bank. The advancement in technology however, also came with some security risks as most things do, that could affect the money that people trusted with the bank and
Having an electronic banking card is great, if one is ever in a difficult situation it is easily accessible and a reliable ally. However, this tool should not be used every day. Simply by carrying around cash it will be much easier to monitor the amount of money that is being spent on a daily basis. This leads to less money being spent over longer periods of time. Carrying around a twenty dollar bill forces a person