Collegiate athletics is growing each day and the athletes are becoming faster, stronger, and quicker each day. As the competition on the field improves, the risk of injury also becomes more of a possibility. While strength and conditioning coaches have created athletes who are able to withstand more physical play and can rehab quicker from injury, they have also created monsters on the playing field and court. As collegiate athletics grows into a multibillion dollar industry, the players expect to have more benefits available to them, including workers’ compensation. We have seen a variety of situations arise recently were players are looking to secure their own safety when playing such physical games.
In 1976, a football student-athlete at Indiana State University suffered an injury that left him as a quadriplegic. In 1983, the case Rensing v. Indiana State University Board of Trustees was heard by the Indiana State Supreme Court. The court decided that “the Indiana court of appeals incorrectly concluded that Rensing was an employee under the Workmen’s Compensation Act” and therefore Indiana State University was not responsible to provide Rensing with any medical or disability expenses. It is a requirement of the NCAA for every athlete to carry health insurance and to provide health insurance to those athletes who are not able to provide their own health insurance. It is also highly recommended that NCAA institutions carry additional health care insurance for their