Dental Insurance Essay

Oral health has a direct impact on the general health, hence, it is important that all Canadians have adequate access to dental care services. Over the years successive Governments have reduced financial support to programs delivering dental care to most vulnerable populations. As a result, many low income families and other vulnerable groups have been unable to access dental care. There is further escalation in the disparities in oral health care among Canadians, as the number of Canadians losing dental care benefits continues to increase. Also, higher oral health care costs can be expected in the near future due to shortage of health care professionals.

Dental health issues can have an effect on more than just your mouth. That's why it's important to get to the right dental professional for your specific needs, and knowing the differences between each role can aid you immensely in your search.

Any condition that affects your body can also affect your mouth. That is why your dentist needs to know your medical information. There is no need to worry about other people finding out about your medical information. Dentists are required to keep this information private. Below is a list of some of the specific information that your dentist needs to know about you:

If you have been considering a Dental Career, you might find that becoming a dental assistant is an excellent way to gain good employment at a reasonably good rate of pay per hour. Not only do well trained dental assistants start at a good rate of pay they also have the opportunity to move up by training as a dental hygienist or even going to a dental school to eventually become a dentist.

The main roles of a dental hygienists are to clean teeth and teach people on ways to preform proper oral care. Lack of proper oral health care can lead to more than just rotten teeth or gum disease, but can lead to systematic health issues. Both children and adults suffer from oral neglect. In fact some 82 million adults do not have dental heath insurance, which means most of these individuals do not go to the dentist. Also, in 2005, all of the children living at 200% of the federal poverty level did not go to any type of dental provider.

The provision of dental treatment in Australia is a topic that ignites a wide range of opinions and emotions among the various stakeholders involved. Much of dentistry in Australia is provided in the private setting, some estimates suggesting 83%1. Australians fund up to 60% of dental care via out of pocket payments1,2. Only a relatively small amount of dental care is provided in the public sector to patients who are often disadvantaged in regards to their oral health1. It is estimated that a large amount of the population is unable to access dental care due to finances; however the capacity of the public sector to provide dental care is limited. With limited funding and resources, the public sector is unable to provide dental care for all Australians and a large proportion of people are on long wait lists, some estimates of 650,0002.

Many low income areas have dental therapists as part of their local dental team. Many people in these areas have never been to a dentist or do not go every six months as recommended this poses many other health problems. There has been case studies and data showing that in these areas dental health

Thesis Statement: Dental care costs should be covered under the umbrella of Canada’s publicly funded health care system because oral health is linked to our overall health, the current insurance scheme widens the gap between the rich and poor, and the dire need for universal dental coverage is rather a major social and health care issue that has to be acted upon by the Canadian government for the Canadians.

This proves that the lack of dental insurance within these low-income households plays a key role in whether or not these children will receive dental care. When these children do not visit the dentist, they increase their chances of developing dental caries significantly. The British Dental Journal disclosed that, “Sugars consumption varies by social class. National food surveys reveal a higher consumption of sugar and sugar-containing foods and drinks amongst low income groups”(Watt 8). Healthy food is expensive; therefore lower class families resort to unhealthy food because it is significantly cheaper. This extensive consumption of sugar-ridden foods is extremely detrimental to the enamel. The British Dental Journal also declared that “oral inequalities will only be reduced through the implementation of effective and appropriate oral health promotion policy”(Watt 6). The dental program will make the inequalities in dental care known and work to reduce those inequalities. Dental health is often times overseen because it is typically expensive and people are unaware of how the condition of their teeth affects the condition of the rest of their body. The all-inclusive dental health program will give people the treatment they need, regardless of their socioeconomic status.

Beneficiaries are not the only ones bearing the costs of emergency dental services. The PEW Center on the States (2012), reported “the average cost of a Medicaid enrollee’s inpatient hospital treatment for dental problems is nearly 10 times more expensive than the cost of preventive care delivered in a dentist’s office.” Emergency departments are costly places for dental treatment and are significantly more expensive than a general practice dental visit (Wall, Nasseh, & Vujicic, 2014). Additionally, emergency department personnel are usually inadequately trained to diagnose and treat dental conditions (Cohen, 2013). Consequently, oral health issues often persist and Medicaid ends up covering the cost of advanced disease. Though limited budgets compel states to modify Medicaid coverage of adult dental benefits, covering preventative oral care would provide financial benefits for both beneficiaries and states. Routine oral exams are more economically feasible than emergency services that do not address the root of oral problems.

Unlike the previous studies mentioned here, this study by Decker & Lipton (2015) looked more on adults who are covered by the Medicaid. Two key findings were revealed in this study—first of all, an increase of the likelihood of dental care visit is evidenced by those who have Medicaid coverage and second, there is also a reduction of the likelihood of untreated dental caries. It is also concluded that Medicaid is essential in promoting dental care and that it is strongly suggested that it should be expanded to further benefit a wider population of

in Finland, where up to 79 per cent of dental care is publicly-funded.3 A report issued by the Canadian Academy of Health Sciences states that six million Canadians per year avoid visiting a dental professional for cost reasons.2

The economy plays an important factor of what people want to spend their money on. Dental/ oral health care is important to most people in today’s today world. Since the dental/ oral health industry is very big there are many trends that are arising such as the cost of dental care increase or decreasing, market of the industry and lastly global dental industry.

Most view medical and dental coverage as the most important option within their benefits package. Medical coverage usually includes doctors visits,

Although many Americans have good oral hygiene due to fluoride and making everyday good decisions, others do not have any access at all to oral health care. Over the years, dentists have been trying to demonstrate the importance of oral care. (“Access to Dental Care”) From commercials to campaigns, dentists will continue to demonstrate to their patients as well as to the people who don't have insurance the importance of oral health care. They will teach them preventative care and some techniques on how to prevent from getting any diseases.