Effects of Obamacare
Obamacare aim is to provide better affordability of health care and enhanced health care access to Americans, which hopes to put consumers back in charge of their health care. It also aims to include upgrades to government-run Medicare and Medicaid. The purpose of the Patient Protection and Affordable Care Act (PPACA) is to provide affordability to Americans. However, the extensive cost to facilitate the phases of this program, and how these expenditures will ultimately be financed, may negatively affect the citizens of this nation. The Supreme Court passed the bill with the intention of having legal residents and citizens of the United States paying less for health coverage. The PPACA was implemented so that individuals would have coverage with fewer stipulations and limitations.
The number of Americans who do not have health insurance has grown rapidly over the years. The high cost of premiums implemented by insurance companies is regarded as one of the leading causes of this problem. Some people are not financially competent to purchase the insurance they need due to these prices. However, the PPACA health care reform assures to make health insurance coverage available to people who are legal residents of the US. Proof of insurance coverage is compulsory of all Americans while insurers are free to charge what they want. Coverage is universal under the new law, and it demands that all Americans obtain coverage. As of this year millions of
The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.
The Patient Protection and Affordable Care Act of 2010 (PPACA) was designed to decrease health care costs and require health care access to all U.S. citizens. The Act has the potential for reducing the cost of health care in the United States; however, with many risks which could possibly strain the health care system, increase debt, and decrease the quality of care many are concerned.
The rapidly rising cost of health care in the United States has made access to medical care difficult for many citizens. Additionally, the number of uninsured is increasing because of job loss and reduction of employee benefits. This trend is projected to continue. The negative effect of reduced access to health care may have alarming effects on the economic well-being of the nation. The passage of the Patient Protection and Affordable Care Act (PPACA) marks the beginning of significant transformation in the United States’ health care systems. After multiple attempts to reform health care over the years, the nation’s leaders have succeeded in pushing through this landmark legislation that will ensure most Americans will have access to
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
“Obamacare”, or the Patient Protection and Affordable Care Act (PPACA), was a law developed to help provide affordable, quality healthcare insurance to everyone and reduce spending on healthcare by the general public (ObamacareFacts, n.d., (5)). Healthcare costs and coverage has been an ongoing struggle in the United States. It came with many new sub-laws affecting healthcare insurance providers and consumers, as well as new benefits to affect current and future healthcare insurances. Obamacare is currently still in effect.
When the Affordable Care Act (ACA) was enacted on March 23rd, 2010, it transformed the lives of people all over the US, in states who expanded. It allowed families to qualify for government programs such as Medicaid, CHIP, and government subsidies, and for young adults to stay on their parent’s insurance until the age of 26. The ACA was a sign of relief and good news for all but two groups, lawful permanent residents and undocumented immigrants. In 2012, DACA recipients under the DREAM Act also became part of the groups excluded, leaving more than 6.5 million unable to access affordable care. In order to make a change, the New Mexico Rep. Michelle Lujan Grisham, from the Democratic party, introduced The Health Equity
The Patient Protection and Affordable Care Act (PPACA), or Obamacare, was authoritatively marked into law on March 23, 2010. It was created to make healthcare more lower-priced and effectively available to a more extensive scope of Americans. Under the law, individuals in the United States who do not meet all requirements for an exemption are required to acquire a minimum amount of health care coverage. Supporters of Obamacare argue that it has had some benefits since its passage, including reducing the uninsured rate, enabling a huge number of Americans to acquire health insurance through the new health insurance exchanges or Medicaid expansion. In the article “Trump Should Save Obamacare” by Nancy-Ann Deparle states that twenty-four million
Obama Care officially named the Patient Protection and Affordable Care Act, is a national health care plan aimed at reforming the American health care system. It contains reforms in order to cut health care cost; it makes coverage improvements (for pre-existing conditions, for women, and more. It helps individual get insurance through expanding Medicaid and Medicare and offering cost assistance to Americans who cannot currently afford health care (DeMichele, Bastian, & Mullen, 2015). Obama care is the largest overhaul of the US healthcare system since 1960. The main purpose of Obama care was to extend healthcare insurance coverage to the US population. The law requires that all Americans to have some form of insurance, that is affordable. The law bans insurance companies from denying health coverage to people who is already ill from a pre-existing condition, it allows parents to continue coverage on their adult children until the age of 26, and in some cases it provides extended coverage to the government ran Medicaid program for the
On March 23, 2010, President Barack Obama signed into law the Patient Protection and Affordable Care Act (PPACA) (Niles, 2016). The act was designed to provide insurance to a large number of Americans, also improve the quality of the United States healthcare system and to protect consumer’s rights. The act will hold accountable insurance companies for the quality of plans that they provide to consumers and make it better for consumers to understand their coverage plan. There were a lot of controversy and resistance about the act. This complex dilemma continuous to be this way to this day. For people who was happy about the law, there was a realization that they would soon be able to have health insurance and they could not be rejected for pre-existing
America is an inclusive country at least about healthcare expenditure. The Americans spend much more than other rich country around the world, but they do not achieve more for it. They receive about the same health consequences but do not take care of everybody like other rich countries cover and healthcare system expense in the United States (U.S.) is extremely high. Even though much higher spending, the U.S. performance in view of quality of health care is quite excellent among many countries. Some people may support Obama healthcare, in another words Patient Protection and Affordable Care Act (PPACA), because they think it will improve the
As a result of the Patient Protection and Affordable Care Act (PPAPC), organizations have changed their policies to cap the number of hours some of their employees work per week at 29. According to an April 2013survey conducted by the Society for Human Resource Management, 41% of small business owners said they have delayed hiring due to the federal healthcare law. One in five employers has already cut hours, while 20% have reduced payrolls. Could employers be making an error by possibly looking only at short-term rather than long-term goals? Research shows that employees who do not feel that they are paid enough or lose something due to no fault of their own have lower levels of commitment. As a result, these employees tend to display low morale, lower production output, and eventually tend to look for other employment.
If this were to happen, it would affect many people. Obama care has benefited many people. A patient was able to receive the equipment and therapies he needed to successfully to go home. If trump takes this insurabce away it would affect may in a bad way. Trump ranted in his campign trail about what he wnats to do. He plans on getting rid of the ACA, he thinks that by doing this he would be “protecting peoples right. “ Many doctors think that this plan would not work out. Although democracts will stay have a say in the next wave of health care reform, Trump has every tool in order to remove everything the priesdient did.
President Obama 's plan to insure healthcare for all marks a positive step for the well – being of our country 's citizens. Still, the Patient Protection and Affordable Care Act (PPACA) also known as ObamaCare has been one of the most controversial topics of our time. In order to understand why this is such a controversial topic we must understand exactly what this act means to the people. The Patient Protection and Affordable Care Act (PPACA) states that with limited exceptions, every resident of the United States must have health insurance that must meets certain basic requirements. Beginning in 2014, individuals who do not acquire health insurance will be subject to a fine. This fine will rise over time, reaching $895 per person or 2.5
The PPACA imposes an individual mandate requiring most U.S. citizens and legal residents to have health insurance coverage or pay a penalty. There are exceptions to this requirement for financial hardship, religious objections, American Indians, those without coverage for less than three months, incarcerated individuals, and certain low–income