Essay On Identity Theft

True name, identity theft means that the thief uses personal information to open new accounts. The thief may open a new credit card account, or even establish a cellular phone service in your name. Account takeover, identity theft means the imposter uses personal information to gain access to the person’s assisting accounts. The thief will change the address on the account and run up a huge bill before the persons whose identity has been stolen realizes there is even a problem. Consequently, the internet has made it easy for a person’s identity to be stolen because the transaction can be made without asking any personal information. Retrieving personal paperwork and discarded mail from trash dumpsters (dumpster diving) is one of the easiest ways for an identity thief to get information. Another popular method to get information is shoulder surfing-the identity thief simply stands next to someone at a public office, such as the Bureau of Motor Vehicles, and watches as the person fills out personal information on a form.

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Credit card companies are not aware and do not make credit cards that can detect skimming devices. While using the internet, becoming a victim of phishing is very common. Between January 2005 and January 2006, more than 190,000 different phishing scams were reported (Privacy Matters). Phishing works on consumers because of poor consumer education and awareness. According to a study done by Harvard University and UC Berkeley called “Why Phishing Works,” 90% of subjects in the study were unable to pick out a highly effective phishing e-mail when simply judging whether it was genuine (Privacy Matters). Even though all of these things are somewhat out of the credit card companies control there still should be actions from the credit card companies to prevent the use of the information stolen from being used.

Becoming the victim of identity theft is never something that is a pleasant experience. Along with the fear regarding the actual event, there is also the aftermath that must be considered. It can sometimes take years to completely see the full effects of identity theft, but by learning more about the different types, it is much easier to get started making repairs.

One reason identify theft is being a fast growing crime in the United State is because; more people credit card information is being stolen. Around 10% of American has fallen victims to credit card theft. Around 7% of Americans have been victim of debit or ATM fraud and 12% of the fraud was on internet websites and 10 % was on the telephone. One example of identity theft was eighteen months after moving in with his fiancée Joe Tremba begain to receive collection letter about past due credit card account that have been given to a collection agency. Tremba who always pays his bills on time was

The number of people that have experienced identity theft has been increasing rapidly. Identity theft is when one’s personal information, including social security number, credit card number or even name is stolen and is used for economic gain. A person’s identity could be taken at any time or place, and it could happen without them knowing about it. Once a person’s identity has been stolen, there are not many things they can do about it, and resolving it might take a couple months, if not years. According to “Fending Off Identity Fraud” by Danielle Britni, in 2012 alone, 16.6 million Americans were victims of some type of identity theft. In this article, the author explains multiple ways of protecting one’s identity, as well as a way of keeping

     Identity fraud is use of a persons name, social security number or other personal identifying information. Once armed with this information the thief can open accounts and rack up huge debts for goods and services. These criminals also open up various accounts ranging from cell phones to bank accounts. Once these accounts are established they don’t pay the bill

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Identity theft involves gathering valuable information retaining to an individual in order to make a financial gain out of the process. This’ll usually involve the attacker having to open a bank account in the victim’s name and ask for a new credit card for the account. They can then withdraw as much money as they please from the account before the victim can do anything. In 2014, 47% of American adults had their personal information stolen by hackers making identity theft the largest cybercrime to date. According to the U.S Justice Department, every 3 seconds someone becomes a victim of identity theft. Over $18 billion had been stolen as a result. Identity theft comes from hackers or scammers either convincing victims into giving up personal

The most common depiction of identity theft is the robbery of personal information for someone else’s monetary gain. Based on a range of information gathered from public and private resources, “Approximately 15 million United States residents have their identities used fraudulently each year (Douglas).” Although literal identity theft can have substantial monetary consequences for its victims, figurative identity theft can have even greater ramifications for those that suffer from having their individuality, identity and self-confidence taken away from them.

Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.

Medical identity theft is when someone that does not have health insurance claims to be you in order to use your personal information to get medical care, like surgery or get prescription drugs. The really bad part is that this type of theft is hard to prove. Also this false information could become part of your medical record. Synthetic Identity Theft is when is when a completely new identification is created using bit and pieces of different people’s information. For example, they may use one person’s social security number and another person address and the use someone else’s name. This type of crime is hard to detect, since the information really doesn’t make anyone information. Criminal identity theft is when someone gives law enforcement someone else information when pull over and taken to jail. They are then release and then go on about their business and the person’s whose identity was stolen is held accountable. This individual may not be aware of this until they are perhaps pulled over in a traffic stop. The last form of identity theft I would like to discuss is identity cloning. This is when someone

Identity theft affects millions of Americans every day. Scam artists and hackers lay in wait for an unsuspecting person to get caught up their scheme through ignorance or naivety so they can take full advantage of their personal information to do as they desire with it. Problem is, it infiltrates and depreciates the integral infrastructure of our society which creates a cultural lapse through the declination of economic and cultural growth and double jeopardizes an already unstable system to the brink of its destruction. To understand how

The less sophisticated thieves have perfected the art of “dumpster-driving” rummaging through trash. Abusing employer’s authorized access to credit reports or some even playing ‘landlord’ has given them unauthorized access to victim’s reports. Some victims have been scammed fro information by an identity thief posing as a legitimate businessperson or government official. In the most recent news from Concord, NC (Aug. 19, 2004), the police have uncovered a more sophisticated case of ID theft. The newspapers stated, “Authorities think a portable credit card reader, or skimmer, was used to read personal information off a credit card’s magnetic strip. Then those details were applied to the strip on the back of a different cared.”

As one can see, stealing someone?s identity is a very easy thing and can also be done in a number of different ways.