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Health Insurance Portability And Accountability Act (HIPAA)

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We never stop worrying about our children’s health—be they five or fifty. However, once our children turn eighteen, we as parents no longer have the right to receive their medical information – regardless if they are covered under our health insurance and even if we happen to be footing the bill! It is pertinent that all adult children (not just college students) complete the HIPAA authorization form. Named for the Health Insurance Portability and Accountability Act (HIPAA), this form authorizes medical care providers to release and share the student’s general medical information (such as diagnoses, medications, and test results) to the parents (or other designated individuals). Without it, health providers are legally prohibited from sharing …show more content…

Check to see if the school has the HIPAA authorization forms online. If your student will attend college out of state, fill out the forms relevant to your home state and the school’s state to avoid any disputes; if the school form has a form, sign that one too for good measure. If your health insurance covers your students, check in with the insurance company to see what other, if any, processes need to be covered—in state, out-of-state, and even abroad. Health-care Proxy or Medical Power of Attorney and a Living Will A medical power of attorney, also known as a health-care proxy, gives parents permission to make medical decisions if their student is physically unable to do so. Although it is extremely uncomfortable and unsettling to discuss such situations with your child beforehand, don't find out too late that your student has been admitted to a hospital and you're not authorized to discuss treatment plans or make emergent decisions regarding care. On the same token, it’s recommended that adult children also have a living will, aka an advance care directive, which outlines a person’s wishes about life-extending medical treatment, as well as other intentions, such as organ donations. This document takes effect when the doctor declares that the patient lacks the capacity to make their own health care …show more content…

A durable power of attorney allows the parent access, in the event their child becomes incapacitated, to their bank accounts or credit cards.

Absent a crisis, a power of attorney grants parents the authority to sign documents for their child, (which is particularly helpful if students go abroad), as well as renew the child’s car registration or file a tax return on their behalf.

Similar to the health-care proxy, lawyers are not needed to draft a durable power of attorney, but a legal professional can simplify an often daunting process.

FERPA

Of the four documents discussed, FERPA is one that is more of a personal preference rather than a necessity. The Family Educational Rights and Privacy Act (FERPA) of 1974 was designed to protect the privacy of educational records, establish the rights of students to inspect and review their educational records, and it also provides control over the release of educational record information. Once a student turns eighteen, or attends school beyond secondary school, the rights of access to all the student’s records—including GPA, academic transcript, academic warning, academic probation, or discipline records—transfer to the student. Without specific, written permission from the student, parents are not privy to the

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