Homeownership Issues

When discussing placement, DHS acknowledges and supports the idea that children’s best place is in their own home with their family. When this isn’t possible, siblings are placed together (whenever possible) and placed in the most family like and least restrictive setting. Placement with the non-custodial parent or extended family, is considered first, and then next would be placement with a foster family so the child(ren) can retain as much normalcy as they can and stay in his or her school and maintain relationships with friends and family. When it is not possible or appropriate to place the child with siblings or relatives, foster care must make every effort to make sure that those relationships are preserved and nurtured.

There are a majority of people who don’t know what Kinship is or how long it has been around. Kinship families are everywhere. Infact, twenty seven states have laws that encourage the placement with a

Seeing other people reactions towards foreclosure helps me to develop a meaningful value of life and how to appreciate it everyday of my life. As I see what is going on around me I came up with three plans that can be executed to help all people who are dealing with foreclosure issues. This can become a major factor for the economy. One is called Own A Home , Financially Fit, and Bills To Kill. These are guaranteed plans that will help any individual that feels that they are not financially secured to become a homeowner. The Own A Home program is designed for aspiring homeowner in which they

The United States government provides housing assistance for the elderly or disabled with low income statues through various programs in the form of rental assistance or affordable housing. However, most of these governments housing assistance for the disabled or elderly persons are managed through the local public housing authorities (PHAs). Several other agencies providing the same government benefits includes the local Department of Housing and Community Development, the individual State Housing Finance Agencies and the Rural Development offices through the U.S Department of Agriculture (USDA). Additionally, some financial aid channeled toward the housing assistance programs are retrieved from the U.S Department of Housing and Urban Development (HUD) as well as the USDA’s Rural Housing Services. Within this paper, several aspects of the housing policy for the disabled and the elderly persons will be delved into in brooder details.

Preserving and maintaining sibling ties and relationships has been an ongoing problem in the foster care system. Hegar (2005) states that “since the decades when orphans trains carried children westward, placement of siblings has been a child welfare issue” (p.719). Studies have noted the inadequate number of siblings in foster care being placed together date back as far as 1921 (Theis and Goodrich, 1921). Research and legislative efforts to address the problem of separation of siblings in foster care have intensified (Hegar, 1988). The Adoption and Safe Families Act of 1997 has been instrumental in increasing legislation, specifically addressing the issue of sibling placements at the state level (Heger, 2005).

Kinship is when a child is cared for by either close family friends or relatives. This is usually short-term; however it can become long term. Kinship is preferred for children who have been separated from parents because it sustains the Childs connections with their families.

With child placement becoming more difficult everyday, the practice of kin placement has increased significantly within the past two decades. Kinship care is the placement of a maltreated or otherwise vulnerable youth in the care and protection of a known relative or adult with a recognized kin bond (Ryan, Hong, Herz,, & Hernandez, 2010.) Today approximately 26% of children in foster care are in kinship care placement (Cheng, 2010.)

“Visualize Child Protective Services (CPS) walking up to your home to take your children away from you. Now picture this, picture what the children feel like escorted away from their parents left to wonder where they will end up.” Says Larry in the beginning of our interview. “Many children experience these thoughts as they walk out the front door of what they call home.” What can we do to ease the anxiety of these young children taken away from parents? Kinship care is one viable option that can ease the worry for children. However, kinship care is not the only placement for children who are taken away from their homes. Other out-of-home placements include group homes, residential treatments, private child welfare institutions, shelters,

Kin-gap fosters youths lose out on benefits because they live with relatives.around 28 percent of foster youth live with relatives.Children living with relatives often receive the short end of the stick regularly lacking health benefits, access to programs and college grants received by other foster youth but, seemingly, no one knows or cares to discuss the topic.Kids that place with family get put in kinship program or also called kin-gap program as well.

Introduction Tyler Perry was born Emmitt Jr. on September 13, 1969 the third of four siblings, to father Emmitt Perry Sr. a carpenter and mother Willie Maxine Perry (née Campbell). Throughout his childhood, he endured abuse at the hands of his father. Later, during an interview Perry was quoted saying, “My father’s answer to everything was I’ll beat it out of you” (Gale 2006). He additionally disclosed being molested by a friend of his mother at the age of ten. Following years of abuse, Perry attempted suicide.

There are many interesting proposals to help homeowners who are in the process of foreclosure. Just recently, before the election, Senator John McCain proposed to the Treasury to spend $300 billion to purchase troubled mortgages at face value and then the “Federal Housing Administration would issue a new, federally guaranteed 30-year fixed-rate loan, based on the property's present value, at a "manageable" interest rate” (McKinnon, 2008). Under McCain's plan, the government would pay for the loans and take the whole loss rather than putting the responsibility on the lenders. His plan carries large benefits for the homeowners, but it will decrease

Kinship care is the full-time care and nurturing of a child by a relative or someone who has a significant emotional relationship with the child. If children must be separate from their parents, either voluntarily or by court order, kinship care should be the first placement option explored by the child welfare agency. The Federal Government endorsed this practice most recently in the Fostering Connections to Success and Increasing Adoptions Act of 2008. Placing children in Kinship care helps States’ compliance with Federal requirements to provide children with safety, stability, and permanency. It also meets provisions of the Fostering Connection Act that requires agencies to notify relatives when

According to the data from the NSCAW II wave 3 tables, children in out-of-home care were predominately cared for by relatives not receiving compensation from the child welfare system, followed by foster caregivers, and lastly by formal kin care, or relatives who receive compensation from the child welfare system (Dolan, Casanueva, Smith, and Ringeisen, 2012). Foster caregivers most likely to be between the ages of 30-49 years, slightly more likely to be black than white, have more than a high school diploma, work full-time or choose not to work, and be married. Formal kin caregivers were most likely to be between the ages of 50-59 years of age, be white, have a high school diploma, choose not to work, and also be married (Casanueva et al.,

feelings and therefore it is only natural to assume that both the child and her foster family will most likely bond” (Family Law, 2015). However, advocates of group homes claim that this is not always the case and “just

They maintain close ties with parents but do not rely on them. Middle and upper-class households spend more leisure times with people who are not relatives and gain more support from networks based on schooling, occupation, and associational memberships. In such a marriage, husband and wife are closer. “They enjoy more interests and activities together than most working class couples, and they make more jointly decisions.” stated by { (Congress Country studies 2007) } Class affected families in the same manner as other industrialized societies. In all ethnic groups, lower-class or working- class people tended to be depended on kin outside the immediate household for a large amount of services, and to operate in broad ranges of mutual assistance and gift exchanging. Throughout the 1980s, kin provide the bulk of child care for married women working outside of the home. Such relatives were paid for their services, but paid less than a non-family members or a stranger would have been paid. This type of support often determined whether a woman took a job away from home, and if the relationship between kin could be sacrificed for material comfort and security. Large sums of money were passed back and forth on occasions as the birthdays of aged parents, the birth of children, or the move into a new apartment. Family members were a major source of information on the referrals to jobs for many unskilled or semiskilled