Jeff Denneen And Tom Dretler: Article Analysis

Every year it seems that the costs to go to college increase; whether that’s because the economy is in a decline or that these schools feel like they need more money each year. Over twenty-five years cost of loans and amount of loans needed have tripled, “In the early 1990s, fewer than half of students needed loans before they could walk across the stage to receive their diplomas. These loans averaged below $10,000 in constant dollars, which is about one-third of

When we think about college and a college education, it seems as though our first initial thought is the student loans and debt that can result in achieving a college degree. Looking back, student debt has risen drastically and has made it extremely stressful for students and families. Many people go through their entire life in debt, especially from being a student. Student debt has always existed; however, now, it is so extreme, almost all students who attend college find themselves deep in debt, and must continue paying off their debt many years after they graduate. For the past two decades, student debt has risen, illustrating how big this social problem has become. The reason student debt is a significant social problem is because of how much it can effect a person’s life, and their families lives, that can carry over to their future. Although there were many things that led up to and impacted the drastic student debt that is now being faced by many students around the world, the corporation Sallie Mae, was the essential factor in why student debt has skyrocketed to unreasonable proportions. Sallie Mae provided the first type of corporation that changed its focus from helping students, to helping themselves. The history and scope of the student debt can help us understand that the corporation, Sallie Mae, was the main cause of this problem.

There is no escaping the fact that the cost of college tuition continues to rise in the United States each year. To make it worse, having a college degree is no longer an option, but a requirement in today’s society. According to data gathered by the College Board, total costs at public four-year institutions rose more rapidly between 2003-04 and 2013-14 than they did during either of the two preceding decades (Collegeboard.com). Students are pressured to continue into higher education but yet, the increasing costs of books and tuition make us think about twice. Sometimes, some of these students have to leave with their education partially finished, leaving them with crushing debts. It is important to find the means to prevent these

The presidential race is now consuming America. It is mentioned every morning in the news and in every “scroll” through social media. While important topics such a national security, national debt, and international affairs are brought up constantly in the debate spotlight, higher education is a topic less discussed. However, each presidential candidate has a specific, strategic plan to tackle current issues in higher education. The main issue that candidates believe should be addressed includes college costs and how they impact student debt. Each candidate has a different stance on the issue, and each have a plan to move toward solving the issue. This review will cover the current issue of student debt and how that is impacting America, each presidential candidates strategic plan to tackle this issue, a critique of each presidential candidate’s plan, and a reflection of solutions presented. Each candidate running for the 2016 presidency deserves full recognition, this review will focus on the two leading presidential candidates: Hillary Clinton and Donald Trump.

America’s education system has been in a state of distress for the past decade, but garnished headlines recently as the student loan debt crisis reached over a trillion dollars. In conjunction with that, tuition is no longer the only obstacle a student faces when considering their future. As generations come and go, universities have slowly, but surely, been angling their education in a way to favor profit over knowledge. Because of the new direction higher education models are taking, Magdalena Kay questions her readers, “is there a problem with students, with teachers, with administrators, or maybe

The cost of American college tuitions are increasing sharply and getting out of control. The victim behind that increment is student who can’t afford paying school tuitions to get a college degree that will help to improve his/her quality of life. According to Sanford J. Ungar “The problem of costs goes beyond

The purpose of this report is to inform the chancellor of the issue surrounding higher education. The issue of higher education is that it’s failing to give millions of student’s quality degrees at a reasonable cost. College costs and student debt have been rising for the past years and it continues to rise. States don’t invest enough in schools to make colleges more affordable which leads to an increase of tuition cost and student loans.

These are bleak statistics, especially considering student loan debt is the second-largest growing category of debt in the US. Until a solution is found, it could quickly outpace credit card debt, which is number one on the list of debt. Graduating college is often viewed as a rite of passage for students into the real world as adults, and having that much debt saddled on their shoulders can be very detrimental. There’s an incredible pressure to find employment and make money immediately so as not to miss a loan payment. Students may have to sacrifice dream jobs and careers for the immediate financial compensation of something else. However, all hope is not lost. I believe that by restoring funding from the government, encouraging alternative options, and making books cheaper, college can be made affordable once again.

The first commitment made by the university is its devotion to its students in serving their financial needs. Every graduate of a university has to struggle with dealing with debt and paying off student loans. The fear of being in debt and the intimidation of the sticker price of higher education stops many people from seeking out a degree. This problem affects students today but was also

The amount of students graduating with and intimidating amount of debt are rising exponentially year after year. According to the gainful employment regulations student loans payments are to much for intro level jobs students are receiving following their graduation. On the same note another study shows that student loan payments require on average thirty percent of the students discretionary income, which then lessens their standard of living. According to Education Secretary John B. King Jr “When a student makes a personal and financial decision to attend college, the student must feel confident that it is a sound investment in his or her future, not a liability that will further defer his or her dreams.” (1) If a student cannot afford college then it might not be the best option available to them.

In the United States, a college degree comes with the promise of a bright future, but also the guarantee of an average of $33,000 in debt (Izzo). Many of us have hopes and aspirations to attend prestigious Universities across the country, but perhaps that dream may be more expensive than we envisioned. Costs of a college education in America have skyrocketed since 2005 (Izzo), and have left newly graduated students searching for help. In order to offer a helping hand to those affected by tuition costs, we must first look at the root issue: The high cost of tuition. Lowering tuition will not only save thousands of people from debt, but it will also boost the economy, and keep us competitive with other countries. The cost of attending college

Today colleges are growing more and more necessary for attaining a solid path towards a successful career, yet the rapidly increasing cost of tuition is driving students away from their dream of attending college, due to the preposterous amount of money that is now being demanded by colleges across the nation and world as a whole. It is sad to see students being turned away from a successful future due to the money-hungry nature of the universities that dot the globe. More and more impossible it is becoming to have a “rags-to-riches” scenario that used to highlight the American Dream, as if a student doesn’t have the riches to afford a higher education and the tuition that is drug upon its coattails, then our society is doomed to be clothed in rags forever, unless major changes are brought about to restructure and end the indefatigable growth of tuition rates across the board.

The first commitment made by the university is its devotion to its students at serving their financial needs. Every graduate of a university has to struggle with dealing with debt and paying off student loans. The fear of being in debt and the intimidation of the sticker price of higher education stops many people from seeking out a degree. This problem effects students

Every member of this class, this university, this collegiate atmosphere, has most likely accumulated debt to achieve higher education. I certainly had the feeling that entering into the University of Massachusetts as a freshmen this year would involve relatively little debt which I would pay off upon graduation–a simple affair in which I received an education for a fair price. Yet, looking even at the comparatively “small” expenditures I have to deal with, examples of educators, students, and parents all paint a portrait of the devastating and deceiving nature of debt involved in the collegiate system in this country. Systemically, culturally, and personally, the system of debt associated with virtually every modern college experience

This documentary takes a profound look at the nuisance and complexities of rising tuitions and ballooning student debt. I found this film to be both enlightening and disheartening at the same time. As Andrew Rossi pulls back the veil and exposes the deterioration, destruction, and dismantlement of higher education, the outlook and sustainability seems dismal. I too share some of the growing concerns and criticisms expressed by the students in the documentary. By and large the American consumer trusts colleges. Higher education is a public service organization that historically and unfortunately is not accustomed to answering to the public. The American consumer and tax payer trusts colleges. However The film sheds light on some not so commonly known facts to the lay person or outsider. Some major take-a-ways for me were: