Key Components of H.R. 3590 It has been referred to by several names; the “PPACA”, “H.R. 3590”, “ACA” and “Obamacare”. Whatever you wish to call it, it has become one of the most debated legislative acts of our time. It has also become the most significant piece of social legislation since Medicare was introduced to our country in the 1960’s (Patton, 2014). The Patient Protection and Affordable Care Act enacted by the 111th United States Congress and signed into law on March 23, 2010 by President Barack Obama has now become this nation’s set of regulations, requirements and penalties for all American’s health care coverage. Depending on which side of the political fence you are standing on, you may not think the grass is really any …show more content…
Once this is done receipt of various offers from numerous insurance companies are offered to you for your perusal (Carlson, 2015). This process is very much like going to the internet and conducting an on-line search for quotes on automobile insurance. It falls under the same ideology. Several components of this law are hard to argue against regardless of which political side you are on. For instance, the limits and maximum pay outs that insurance companies will pay out to an insured person over the course of their lifetime, have been eliminated. Insurance plans to cover mental health issues, addiction and chronic diseases are now required. Insurance companies must now provide an appeal process to consumers whose claims have been denied by the insurance company. Companies are also now required to cover cost associated with preventive care and pay a portion of preventive care visits and insurance companies are no longer allowed to deny coverage to or increase rates of any person who has a pre-existing condition. Requirements have also been put in place for hospitals to list standard charges for items and services and to make this list available to the public. Hospitals will now be subjected to stiff penalties for high rates of hospital acquired conditions and amendments have been made to existing laws such as elder abuse, neglect and exploitation. Grants, contracts and awards have been
If there is one thing that most Americans are in agreement with, it is the vile shape of our U.S. health care system. There is no argument that the U.S. health care system is in need of an overhaul, however, there is much debate over just how to effectively go about the process. The public have voiced greatest concern in the health care areas of costs, quality and access. Many presidents have pondered the idea of health care reform; a few even made attempts to start the ball rolling. The first
The Affordable Care Act, also known as the Patient Protection and Affordable Care Act (PPACA), and informally as Obama Care, was signed into law by President Barack Obama on 23rd March, 2010. The aim of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. According to the Obama Administration, those who already have health insurance will benefit from the legislation in various ways. For example, insurance companies will
Patient Protection and Affordable Care Act( PPACA) also known as Obama care is a healthcare reform signed in March 23, 2010 whose main goal is to conceptualizes the “ Universal affordable Healthcare Coverage “making significant impacts in the healthcare system. The purpose of this board is to discuss the challenges that effective leaders at different levels in the society should face on regards to
The Patient Protection and Affordable Care Act (PPACA), or Obamacare, was authoritatively marked into law on March 23, 2010. It was created to make healthcare more lower-priced and effectively available to a more extensive scope of Americans. Under the law, individuals in the United States who do not meet all requirements for an exemption are required to acquire a minimum amount of health care coverage. Supporters of Obamacare argue that it has had some benefits since its passage, including reducing the uninsured rate, enabling a huge number of Americans to acquire health insurance through the new health insurance exchanges or Medicaid expansion. In the article “Trump Should Save Obamacare” by Nancy-Ann Deparle states that twenty-four million
Basically the new reform act is aimed at the wealthy and helping the middle class, and to help stimulate the economy and lower the national debt. The new law was set forth to protect your rights, but take away your right to not having medical coverage. The new reform act was set forth to have affordable medical coverage for everyone. The rich don’t like the new tax hikes, but .09% is a minuscule penalty for everyone to have insurance. They will probably save that much from premiums dropping in the next few years. Insurance and pharmaceutical companies will take the worst blow, but they should have seen it coming from the anguish directed towards them from raising premiums to make a hefty profit. The poor will have quality healthcare at an affordable price and receive rebates to help pay for it if unable to.
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
The Patient Protection and Affordable Care Act (PPACA) is also known as the Affordable Care Act (ACA) this law is the landmark health reform legislation passed by the 111th Congress and was signed into law on March 23, 2010. The legislation includes a long list of health-related provisions that began taking effect in 2010 and will continue to be rolled out over the next four years. Provisions are intended to extend coverage to millions of uninsured Americans, to implement measures that will lower health care cost and improve system efficiency, and to eliminate industry practices that include rescission and denial of
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance
Obama’s Health Care Reform, better known as ObamaCare was signed into law on March 23, 2010. It is officially called the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA). This act is meant to provide affordable, good quality health care to all Americans and to cut health care spending. The ACA has been on ongoing struggle to reform the health care system. Almost 50 million Americans still lack health coverage despite the fact that ObamaCare continues to help provide an increasing amount of Americans with access to affordable, quality health insurance . ObamaCare doesn’t take place until 2014, 2013 is considered one of the most important years in history of ObamaCare.
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
Before the 23rd of March 2010 having health insurance was optional for all Americans. On March 23rd of 2010 Obama’s health care reforms timeline began. The health care reform is also called the Affordable Care Act (ACA) for short. The affordable care act should “provide affordable, quality health care for all Americans and reduce the growth in health care spending…” (Healthcare). Obama’s new health care plan is forcing all Americans to get health insurance and those who don’t get health insurance will be penalized when filing taxes. The health care reform has now taken full effect on the people of the United States, so we have citizens who are excited about the reform, and we also have citizens who are upset about the reform.
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.
I believe ObamaCare is a great law. It helps Americans in the middle class to obtain affordable health insurance. ObamaCare also is reforming the government health care plan which will benefit the country for at least ten years. Plus, there is not any downside to the plan. ObamaCare is paid off so it will not interfere with other government issues or interfere with medicare. ObamaCare also fixes the neglected equality issues that were present before ObamaCare. Now everyone in America can afford quality health care no matter if they have pre existing conditions or other implications that would have prevented them from receiving health care before
The Affordable Care Act (ACA) is a health reform law that was signed by President Barrack Obama on March 23, 2010. The full name of the law is the Patient Protection and Affordable Care Act (PPACA). One week later the President also signed a law called the Health Care Education and Reconciliation Act (HCERA), which was a supplement that made several changes the PPACA. What the country currently refers to as the ACA or "Obamacare" is both of these laws combined. (McDonough, 2012)