Low Affordability Of Housing In The United States

According to Newman (2008), housing of the poor has to allow for economic independence and self-care while providing a safe and adequate place to live. The debate about decent housing alone is sufficient to provide a healthier living environment has its roots in the late 1920s, when the unhealthy environment of the slums was associated with numerous social ills. The hands-on approach of the housing and social service agencies was

This policy brief is prepared to give some insights of the housing affordability problem in Australia. In addition, the paper also suggests some approaches in which the Government should consider in tackling the issue in the Australian context. Housing affordability always

This essay will explore housing as a social determinant of health and the effects it has on the physical and mental health and wellbeing of families, communities and individuals. Poor housing and poverty may be a result of overcrowding, dampness, mould, insufficient heating and poor ventilation. It can have detrimental effects on the behaviour of individuals, how families cooperate and friendliness within communities. Poor housing can cause anything from colds and flus to cardiovascular disease but also may affect mental health. This may lead to individuals experiencing depression and anxiety. It is also common for children’s development to be disrupted due to poor housing and poverty. Different housing-related conditions results in different physical and mental health illnesses for different age groups, for example, overcrowding affecting the respiratory system is more common in childhood whereas insufficient heating having a negative affect and causing excess winter deaths is prone to those age 65 and over.

Another topic demonstrated in the book is inequality at home. For many, home symbolizes stability and physical security; for others it signifies an investment, an identity, or a crucial mark of citizenship. Yet, not every home and community offers all of these advantages, and not everyone takes the same path home. In recent years, buying a home has become more difficult as both wealth and race matter. High cost of home ownership is just one of the many reasons underlying the stratification of secure housing in a strong

Demand for jobs decreases and the cost of housing in America continues to rise, making it hard for people to afford it. According to United States Home prices and Values, the median home value in the United States is $182,500 and the cost of housing has increases by 3.7% over the past year and predicts that the cost will increase by 2.4% within the next year. Clearly from this data, we can tell that people living below the poverty line are unable to afford the houses. Also, with their meager income, they have spent it on other things such as food, clothes, schools that are necessities for their survival other than housing. So many things to spend on with their income makes it impossible for them to make a decision and ended up abandoning their

Housing is a big concern of every family because it is where the family established. Most of families are willing to spend most of their income to own a house. However, the housing markets are not always fair and reasonable for normal people. Rich people are buying more than 1 house, but a lot of hardworking wage-earning classes cannot even afford 1 small apartment. Since the real estates are the rigid demand and a good way to keep value, too much money flow into the real estate markets. Sometimes it makes the housing price too high for normal people to afford.

Housing affordability is the relationship between household income and burden of housing costs and is an issue when it prevents population groups from accessing appropriate or secure housing. (3, 4) Australia has seen a severe escalation in rent and house prices that have not been matched by growth of household income. This decline in housing affordability is a result of economic growth, tax incentives for owners and investors, more accessible finance and population growths, which consequently result in an increased demand for housing. (3, 5) Moreover, this is further compounded by land and development limitations that restrict increases in housing

People in California, as well as the rest of the nation for the most part, are in a state of panic and are waving the flag for a state of emergency reprieve. The real estate market has been blown to smithereens in a post-bubble economy. Buyers are straining to find a home they can afford, bidding against multiple other buyers for the same houses and wondering how they are going to make the mortgage payment. Affordable housing is becoming a thing of the past in a market where sellers are giving away incentives but aren 't willing to slash their prices. Homes are sitting empty and dark as their lawns grow high and turn into eyesores that embarrass the neighbors because their out of town owners can 't find a buyer. In some markets, houses are taking a lot longer to sell than they did a year ago. It is said that in California houses are selling in 54 days instead of the 30 day it took last year but as a resident of the golden state I would say that 's a nice rumor. There are four out of eleven houses in my cul-de-sac up for sale and have been on the market for over a year. One of them has been on the market three times in the last 3 years by different owners. ...Nothing is selling! There are stories of sellers throwing in a vacation packages; cash back offers, free decorating and cars as a way of luring prospective buyers to attend open houses and make their bids quickly. Contractors have advertised upgrades on fancy counter tops, rounded corners, landscaping and roofing

In the article “How to fix wealth inequality”, Hecht (2014) raises houseownership as a factor to minimise wealth inequality, and brings up an issue over how the poor are more affected than the rich, while listing several factors that deter poor people from getting homeownership. According to Hecht (2014), despite declining house prices and interest rates, homeownership is out of reach for low income families because they are vulnerable financially in post-recessions. Moreover, there is ongoing progress on reducing education fees so that young people could graduate without being saddled with debts which deter them from having houseownership in the future. Throughout this article, he highlighted the importance of houseownership as being an asset which can be passed from one generation to the next thus reducing the economic disparity.

Housing can be related to four key aspects, which can all have a direct influence on social, mental and physical health, these comprise of the home itself including the economic and psychosocial construction of the household, the physical structure, the neighborhood and environment and the community (Braubach, Jacobs & Ormandy, 2011, p. 1). The quality of homes has a considerable affect on human vigor and wellbeing as warm, dry and secure homes are proven to be associated with better health, and can also decrease the potential for stress and behavioral health problems (Houses of parliament, 2011 p.1; Ellen & Glied, 2011, p. 136). Research shows that 80-90% of a persons day living in a developed country is spent inside consequently exposing health risks if housing conditions are unsatisfactory. For the sick, elderly, poor and disabled the home is a place where they spend most of their leisure time, however if they live in substandard housing they are more vulnerable and are in need of healthy living environments to prevent further illness and to promote recovery (World health organization, 2010 p.3). Much research has been conducted that suggests that poor housing is associated with many health impairments such as respiratory diseases, mental health, injuries including burns and cuts, and morality. Inadequate housing can be extremely stressful for the owners and residents including financial worries and concerns about mortgage and payments (Braubach, Jacobs & Ormandy, 2011, p.

District of Saanich is biggest municipality in Victoria. Saanich has mix of both urban and rural communities on southern Vancouver Island. Saanich has parks, trails, recreation centres, numerous beaches and amenities that a beautiful municipality needs. As beautiful the Saanich can be, people of all age in this community are facing housing affordability issue. We can study this issue by examining the history of Saanich and its local government statistics. However, to address the problem in Saanich by building multifamily housing, and involvement of various organization, and other level of government in municipal, provincial and federal level.

Recently, The Australian housing market has been growing rapidly which reflects the housing affordability crisis as the housing price rises much quickly than household incomes. There are two key observations of current Australian housing market from Yates, firstly today’s housing affordability problem is mainly a structural problem and intensified by cyclical pressures. It began 40 years ago when inflation switched focus on housing, besides, there are more renters than purchasers under today’s housing stress situation, and the housing

Affordability for lesser salary community is representative of a reasonable relocation of general properties essential for communal sustainable growth as socially deprived groups are a temporally continued being balanced excellence. There is an evolutionary development in relations of the method of sustainable housing. High-density living needs happening out as the provision of simple housing requirements and has changed into a refined progression related with an ideal of sustainable housing. Housing was recognized to challenge shortage and deplorable living

In both rural and urban areas, the outbreak of diseases in low-income housing is a significant problem. The subpar housing conditions hazardously affect the people living in poverty. Lack of education amongst some people living in inferior conditions leads to unawareness of the cons of living in such surroundings. Due to such limitations, the rates of outbreaks of diseases have been increasing and consuming a lot of lives. Reports from World Health Organization (WHO) tell us that pollution, extremes of temperature, poor living conditions, ineffective household stoves, inadequate ventilation, and poor housing quality and design perpetuate accumulation of pollutants and growth of unwanted disease-causing insects and areas with such limitations

However, rising issues and concerns of ageing population, income disparity and higher housing price have destabilized Singapore’s public housing policy (Population White Paper, 2013). In light of these challenges, new measures and directions have to be introduced by the Government to keep public housing policy relevant