Maternity Insurance Research Papers

America being one the most industrialized nations it is shocking to most to discover that it does not provide a more beneficial maternity leave when compared to its European counterparts. Not only is Europe leading the way for a lengthier leave of absence for new mothers, they also provide financial benefits to those families with newborns, to American society this is not considered a cultural norm, in fact it is even bizarre to some that having a child while in the work force would even be beneficial. Consequently, the difficulty in accessing a reasonable maternity leave in America creates long term effects on a child’s development.

Two parallel health care systems exist: a publicly funded health care accessible to all women within Australia; and private maternity care for those who can afford private health insurance. Within these two models of care systems are further

Medical coverage for multiple conditions — including maternity care and mental health — would not be required

Early prenatal care is extremely important for the future baby's health. Although prenatal care is funded by the Provincial and Federal Governement, not all women receive prenatal care on Prince Edward Island. This could be as simple as not being able to get transportation to

Requiring insurance company plans to cover people with pre-existing conditions, including pregnancy without an extra charge: insurance companies cannot reject a consumer’s application due to pre-existing condition or charge a consumer more due to the pre-existing condition

The main benefit associated with this policy is that health insurance companies will typically pay for delivery and care carried out by a nurse midwife in the hospital that is compliant with these laws. Large companies, such as Blue Cross and Blue Shield of Alabama, will not pay for any midwife outside of the hospital, even if she had a permit by the state. The other benefit is that in the event that some emergency was to occur before, during, or after delivery, a trained physician and advanced technology are readily available to take over.

4.2 Secondly, the Maternity & Parental Leave Regs 1999. Maternity allows female employees to have the basic rights including, time off for anti natal care, not to be unfairly dismissed, and the choice to return to work after their child has been born. Parental leave provides the right for employees to take unpaid leave to support dependants in an emergency which we at Pershing fully support.

Pregnant mothers are viewed as a business made for doctors and hospitals as insurances typically cover infant birth and hospital bills. As Patricia Burkhardt, Clinical Associate Professor, NYU Midwifery Program could not speak the truth any better, she states, “Hospitals are a business. They want those beds filled and emptied. They don’t want women hanging around the labor room.”

Today there are two countries in the world that do not currently guarantee paid maternity leave for employed new mothers and/or expecting mothers, those countries are the United States and Papua New Guinea, according to the International Labour Organization, an United Nations agency (Rubin 2016). In recent years, the controversial issue of guaranteed maternal leave has been a prominent topic of debate amongst political activists and elites, particularly in the United States, where reform is both an ethical protection for employees and a feasible option for employers, but has yet to be achieved. It is this absence of policy that has been linked to significant health related issues of which does not only effect mothers, but their children as well. In addition to these adverse health impacts, it generates economic hardships to mothers and families. Thus, the consequences to mothers, families, and newborns that the absence of guaranteed paid maternal leave presents and the potential benefits of guaranteed paid leave for these individuals as well as employers, creates a case for policy reform in this particular area that would implement such protection.

Maternity benefits are also available which may be paid for up to a year, providing all necessities to the mother and her child.

If you require coverage for you, a spouse, and multiple dependents, there is a plan available for you. However, if you only need coverage for yourself, purchasing the

All this tests and any further test are covered 100% through the health insurance. Check up appointments are every four weeks to check on the overall health of the pregnant women. Check up are similar to the ones in the United States.

California has the most comprehensive set of laws protecting women during pregnancy and maternity leave. One law gives CA women a needed extra benefit over its federal counterpart. The California Family Rights Act provides significantly longer job protection in the event of pregnancy complications, followed by an extended maternity leave. Should this situation arise, the extended job protection will be welcome. But can you afford all the time away from work? You can if you plan ahead, then act promptly.

There also various types of birth control that are also included in the coverage will be Hormonal methods, IUD’s, Emergencies, Sterilizations and information on breastfeeding may be available.

2. Some companies purchase the insurance, which include the pregnancy care for the female employees. This will avoid the judgment with pregnancy