Knowledge: Health insurance coverage and ACA what drove the passage of the bill?
My understanding from research of the Affordable Care Act was model of current government governed healthcare known as Medicare and Medicaid. When this plan was create a similar financial structure was the primary approach with launching this plan. The ACA is a combination of two acts the Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. The ACA bill passage was drove by the increasing cost of medical care and the inability to be approved for medical coverage. Individuals who were applying for coverage were denied for pre-existing medical issues or because they were not within the poverty level for Medicaid program. With the
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Preventing insurers from denying individuals eligibility or coverage based on pre-exiting conditions.
Overall healthcare quality has been improve the overall health of the population under these insurance plans candidates receive free preventative care. With many preventative treatments available it’s essential for healthcare field to shift from treating chronic disease to taking preventative measures beforehand. These programs has been able to improve the financial status of the Medicaid and Medicare programs by creating awareness among enrollees of the importance of preventive health and reduce the impact of obesity.
Application: Provide a real-life example- best practice- controversy
A real-life example of the ACA is when the market place first opened our hospital hired additional Financial Advocates. They would meet with patients at the hospital and help them complete their application online. Some of the patient would request this service independently and other patients applied whom received treatment at our facility for a medical diagnosis or admission. This service prove to be very helpful for the poor who didn’t have internet connection to complete their application and the minority population who needed assistance due to language barriers.
Analysis Root cause, pro/cons and confusion over ACA- provide a comparison of the ACA with another insurance plan
Root Cause why ACA was brought about to improve
Not only has the cases of preventable chronic diseases increased over the years affecting half of the U.S population, they account for 86% of the health care costs. Programs and policies that address risk factors and causes of these diseases at their roots would not only promote public health but reduce the cost of health care both in treatment and hospitalization.
“An ounce of prevention is worth a pound of cure.” This saying goes to show that investing in preventative care is the only way to effectively reform health care plans in America. It is no secret that there are many issues facing health care; however, the most important issue seems to be the lack of funding for preventative care. Redistributing health care related funds into areas like public health and preventative medicine can increase the overall quality of life for patients. If health care reform revolves around preventative medicine, then America’s standard of health will rise. A healthier society will lessen the demand for expensive life-saving surgeries, thus decreasing the overall cost of health care. The overall solution for this issue would be to set a realistic health care budget that correlates to the United States’ current standard of health, thus majority of the budget focuses on preventative medicine.
The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.
There are many policies discussed in the literature for reducing health care costs. I argue that preventive health care is the most efficient way to decrease health care costs. Preventive health care can be defined as services to prevent people from diseases, or before they become more expensive to treat or cure. Health promotion efforts and personal self-care constitutes primary level of preventive health care. Treatment services are curative and rehabilitative care services for curing or slowing down a health problem which has already started. Preventive health care is an effective way of lowering health care costs. Health promotion and disease prevention provides a healthy population with reduced health risks, and helps businesses to save money by participating in these programs (Goetzel, 2009).
The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care
Americans have been faced with a new health care reform act known as Affordable Care Act initiated in 2010. Why was it so important for this nation to reform is health care system? How are we sure the ACA is improving our system for the American people? For many years, the health care industry has left many Americans uninsured. With health care costs on the rise and very few able to afford costs, and the quality of care in underserved areas not what it should be has left this nation largely unhealthy. Several landmark reports, including the Center for Disease Control factsheets and the Healthy People 2020 have astounding statistics confirming these alarming rates and clearly identifying the need for reform. The Affordable Care Act is the starting foundation for Americans to start investing in their own promotion of wellness and disease prevention. By choosing healthier lifestyle changes, individuals can make a difference which in turn will improve our nation’s overall health for the better.
The Affordable Care Act (ACA) is considered to be one of the most radical health care moves in legislation after Medicare. The reason being that it will provide universal health coverage to everyone regardless of circumstance. An evaluation of ACA’s influence on health care will be evaluated in this paper.
Millions of people couldn't afford health insurance before the ACA was passed. The ACA made health insurance affordable and eliminated discrimination against those with pre-existing conditions. Before the ACA, insurance companies would drop or increase premiums due to a late developing "pre-existing condition" and "unrelated cancer surgery." The insurance companies would terminated coverage for women who receive treatment for sexual or domestic violence (and other
While the Affordable Care Act was implemented in 2010, the most significant changes in the healthcare system began in 2013 with the expansion of Medicaid. According to the ACA’s official website, the law’s main goals are to create cost efficient health insurance and medical services, as well as expand Medicaid so that the stated programs will be available to more Americans. (“Affordable Care Act (ACA)”). To do so, the ACA imposed many requirements on both sides of the health care system. The ACA has expanded federal regulations on private insurance providers by requiring that these companies cannot deny coverage based on the health of the beneficiary. The ACA has also established a marketplace for health insurance to be purchased by small businesses and individuals. Finally, the most noteworthy reform is the requirement for all Americans to purchase minimum coverage, or pay a penalty. However, those who cannot afford coverage and have “an income below 138% of the Federal Poverty Level eligible for Medicaid” will be paid for by the government (“The Affordable Care Act in the US”).
Despite the fact that the ACA is intended to be great ideology, it has affected three components of the current health care system operation, policy, procedure, and implementation. The first key factor the ACA has affected is the relationships of the health care system at large, as such individuals are mandated to have health insurance and insurers are forced to accept individuals who would
The Affordable Care Act (ACA) was the biggest milestone to date in American health care policy (Saldin, 2011). There is nothing more complex or controversial in recent history than the passing of the ACA in 2010 (Davidson, 2016). The three goals of the ACA are to expand access to quality care with affordable insurance for all, work with innovation to lower health care cost, and shift focus from treatment to prevention (Rosenbaum, 2011).
The Patient Protection and Affordable Care Act, otherwise known as the Affordable Care Act or ACA, enables citizens to have affordable health insurance coverage through several legislative provisions (Rosenbaum, 2011). It is through these provisions that the government,
The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
These policies, however, failed to address the challenges faced by our fragmented health care system: Millions of Americans remained uninsured, health disparities existed based on a myriad of social determinants, and individuals and the government as a whole were spending high costs on health care3. In March of 2010 the Affordable Care Act (ACA) was enacted into law under the Obama Administration4 .The ACA was created to reform our health care industry by expanding health care coverage, improving the quality and services of care while lowering the burden of cost, and ensuring