Question 1
1.
Which type of health insurance pays part of all of the surgeon 's fee for an operation
Answer
a. surgical expense
b. hospital expenses
c. physician 's expense
d. major medical expense
3 points
Question 2
1.
Health insurance typically includes
Answer
a. deductibles b. out-of-pocket limits
c. co-payments d. all of the above
3 points
Question 3
1.
Driver classification includes information on a person 's and is used to set auto insurance rates
Answer
a. type of automobile
b. place of residence
c. credit rating
d. driving habits
3 points
Question 4
1.
Which of the following are important provisions to your life insurace contract
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insurance index
d. cash value index
3 points
Question 20
1.
Which type of will has been gaining polpularity due to the increased exemption?
Answer
a. simple b. traditional marital share
c. exemption trust
d. stated dollar amount
3 points
Question 21
1.
Which source of investment information provides the most current data
Answer
a. newspapers b. corporate reports
c. business periodicals
d.
Moody 's Investment Reports
3 points
Question 22
1.
Which of the following investments would have the greatest potential for safety
Answer
a. government bonds
b. stocks c. commodities d. options 3 points
Question 23
1.
Which of the following investments would have the greatest potential for risk
Answer
a. preferred stock
b. corporate bonds
c. options d. bank accounts
3 points
Question 24
1.
When stocks are being traded between investors, they are traded in what market
Answer
a. investment banking
b. primary c. secondary d. efficient 3 points
Question 25
1.
Trusts can be
Answer
a. callable or noncallable
b. revocable or irrevocable
c. cumulative or noncumulative
d. participative or nonparticipative
3 points
Question 26
1.
The first step in retrirement planning is to
Answer
a. estimate your spending needs
b. estimate the inflation rate
c. evaluate your planned retirement income
d. analyze your current
Now a statute, the physician/hospital pay for quality, not quantity, public law number: 114-10 signed April 16, 2015 also referenced as H.R.2 —1st Session of 114th Congress (2015-2016), sometimes called the “Permanent Doc Fix” 04/14/2015 : Passed Senate; 03/26/2015 : Passed House (Medicare Access and CHIP Reauthorization Act of 2015, 2015), which defines the payment and reimbursement reform to doctors treating patients with Medicare. This extensive reform includes the CHIP program insuring children and those families that don’t qualify for Medicare but are unable to afford private insurance and is funded by the federal government and individual states.
Recognizing the high cost associated with some specific implants …, Aetna agrees to pay for these items in addition to the per diems and case rates set forth in this Compensation Schedule
Fee for service indemnity plans are essentially health insurance plans in which the consumer may choose any provider or hospital that they want to use; however, these plans are typically more expensive than other plans (Mukherji & Fockler, 2014). The fee for service plans pay only for services rendered, typically using the CPT coding system (Reimbursement, 2016). The indemnity plans will require the provider to bill the insurance company for services rendered (Zuvekas & Cohen, 2016). Typically, the insurance company will pick up 80% of the patient’s bill and the patient is responsible for the other 20% (Zuvekas &
Health insurance covers the cost of medical and surgical expenses. Depending on the coverage, the insured will either pay costs-out-of-pocket and is then reimbursed, or make payments directly to the provider. The "provider" is a clinic, hospital, doctor, laboratory, health care practitioners, or pharmacy. The "insured" is the person with the health insurance coverage (MediLexicon International Ltd, 2015).
This paper will discuss the parity and disparity between the payment levels at the Ambulatory Surgery Center (ASC) and Hospital-based surgery center (HOPD). It will examine how payment is structured between a Medicare program and a private practice program. The terms parity and disparity mean the cost of procedures in the ASC and HOPD. The disparity between the two payment structures will be discussed first.
There are three types of drivers in this world: competent, overcautious, and reckless. After driving for many years in frustrating rush hour traffic, one might find there are three types of drivers, competent drivers who keep the flow going, over cautious drivers who cause slow and backed up traffic, and reckless drivers who weave in and out of traffic causing one near death experience after another. Trying to sort out what type of driver a person might be is an extremely challenging task. In a person's own mind, they think they are the aggressive type of driver, or the cautious type, but no one will ever admit that they are reckless kind. In most cases they’re too oblivious to these classifications and all other
According to one source, an estimated 4 billion health-related claims were made to all of the combined insurance companies in the United States in 2011 (National Health Care Anti-Fraud Association, 2016). It would certainly be a daunting, if not impossible task to monitor them for unnecessarily performed procedures and undoubtedly some physicians exploit this for their financial gain. Perhaps some physicians do see patients with Medicare or Medicaid as an easy way to make money. However, in the case of Medicaid, the standard payout is 56% less than that of private insurance and many specialists simply refuse to accept this insurance due to this (Dayaratna, 2016). This may be a two-edged sword for some of these patients. They may get an unnecessary
No, insurers should not act to reduce surgery rates. However, I do feel that the cost should be regulated as to how much a hospital can charge for procedures. If left up to the patient this will affect patients only. Surgeons for example need to get paid for their long hours in operating rooms. Educating the consumer on alternatives to surgery would curb high cost, especially for elective surgeries.
I found out that if we do the pre-op and they do not book surgery we will not charge them for the pre-op. It would still fall under a free consulation.
Working with the health insurance provider will help in reducing the out of pocket costs for medical treatment. In some situations, surgery may cost thousands of dollars. Working with the health care provider is beneficial for both medical treatment and the final expenses.
I was admitted to a hospital for a minor procedure about eight years ago and my insurance was through my employer that included a co-pay of $150 to cover emergency/hospitalization. The hospital contacted my insurance company and received prior authorization to carry on the procedure. The doctor(s) and the nursing staff explained the procedure, requested informed consent, and the procedure took place within 24 hours. My insurance covered medications and to the best of my understanding, all charges other than the hospital co-pay.
National Mutual Funds (NMF), founded in the 1940s, is one of the most important mutual fund companies in the brokerage industry in the United States. The company has extended from a mutual fund company to a financial center offering mutual funds, brokerage products including stocks and bonds, insurance products, and a variety of planning tools to help customers save for major life needs. However, since the market downturn, which is hurting many brokerage and mutual fund houses, NMF’s profits and operations have been affected significantly. To respond to the market slowdown, Harry Smallwood, President of NMF Retail Services, has come up with a directive to reorganize the call centers in the Retail Services Division in an effort
Mutual funds are an easy, convenient way to invest, without having to worry about choosing individual stocks. A mutual fund can be defined as a single portfolio of stocks, bonds, and/or cash managed by an investment company on behalf of many investors. The investment company manages the fund, and sells shares in the fund to individual investors. When one invests in a mutual fund, they become a part-owner of a large investment portfolio, along with all the other shareholders of the fund. The fund manager invests the contributions when shares are purchased, along with money from the other shareholders. Every day, the fund manager counts up the value of all the fund's holdings, figures out how many shares have been purchased by
The purpose analyses is based on the Green Century Funds. In this mutual fund involves with the environment and has organized with other companies to help the environment. How to support the environment stablility. This will be the reason the investors would use the funds to help society and will be on climate change. The overview of this paper us the GCEQX has a long-term total return, which involves in stocks. The fund uses the environmental, social, government standards to make earth a better way to live. Above all, it would help so many companies. Last, they use the Fossil Fuels Index which contributes oil, gas, and coil.
The quality of the fund manager(s) and the knowledge they have of the local market is vitally important to the success and profitability, as an example knowing how increasing capital growth would be to add value to investments, as an example this may be to let the asset to a blue chip tenant which adds value through making the building more desirable to individual investors/other funds who see the level of tenant as a guaranteed rent. As well as the current increase in rent the transaction will create.