Through the affordable Health Care, there is a great potential for alternative medical treatments to
become more accessible for patients across the nation especially in Texas with his higher population.
This will have a great impact in different level of population. For women for example, 47 million women
will gain access to women’s health services, including preventive and wellness services. Many of
ObamaCare’s new benefits for women are required by law to have no out of pocket payments. Women
are also no longer allowed to be charged more than men by insurers. However, there aren’t many cons
for women beyond those of the Average American; however there is the issue of contraception and its
availability. ObamaCare expands contraception
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This meant that the Pros and Cons of Affordable Health Care boil down, and women have a
lot to gain and little to lose since. In addition, low-income will enjoy more ObamaCare pros than
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This
means that, if a patient has a dormant virus of tuberculosis after a diagnostic test, the insurer would not
denied to pay for his treatment for the simple fact that you were ill before your enrollment. So, it is
benefic for people who going through this issue such as me. Moreover, the ObamaCare’s pros and cons
for seniors include unprecedented reforms to Medicare, including closing the “donut hole” and
expanding benefits and coverage options. Millions of seniors have already saved money or taken
advantage of the no out of pocket costs for wellness and preventive visits.
Some of the reforms to Medicare include reductions to Medicare Advantage, home health care
payments and Medicare hospital payments. Since some Medicare reforms have had or may have
negative impacts on some seniors and doctors who work with patients on Medicare oversight was
included in the law. An oversight committee is in charge of making sure that the potential pitfall in
Medicare reform doesn’t hurt seniors or the Medicare industry. Under ObamaCare Part B Medicare
policyholders saw a reduction in Part B premiums due and deductible went down for the first time
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
Senior citizens across the country who cant afford regular health care prices use medicade to lower their price, and The Patient Protection and Affordable Care Act of 2010 is making it more difficult for seniors to recieve Medicade help practically taking all the relief given to senior citizens with obamacare. The effects on senior citizens will be catastrophic there will be a shortage of 95,000 doctors due to pay cuts. Which will make it to where less and less people can be seen by a doctor each day. Seniors, in fact, will have to pay at least ten percent more than their usual medicare plan due to tax
The Affordable Care Act might be the best thing in American history for women’s health. The new law gave over 19 million uninsured women health coverage. Women overall are more intact with the health system than men because the majority takes care of their families. Women are usually on the forefront at doctor offices and hospitals with their children, making appointments for their spouse and for those who assist with their parents, they are the one scheduling and doing paperwork for
One of the many reasons that people like about the Obamacare Act was that more people who would be able to have insurance. Before the act, there were several people who were not able to afford insurance to where they would covered in a case of tragic accident were to occur. According to the website, Obamacarefacts, it states that “Before the ACA, about 38 million Americans had inadequate health insurance.” So with the help of the act people will able to buy a policy for a certain price they could be able to handle. With the Medicaid extending into Obamacare, people who did not have enough money to have insurance or qualify for it, would now be able to get Medicaid insurance to where they wouldn’t have to pay for. (CCH, 52). This was very important because the people whose income was very low that were not able to pay for insurance deals or the penalties were protected from them. Their families would be safe in case of a tragic event and would help with if they
Many changes have occurred because of Obamacare. Some of the most important changes have occurred in Medicaid. More people are now able to get Medicaid because Obamacare increased the eligibility requirements. Gains in health insurance coverage have been largest for nonwhites, young adults, unmarried individuals, and those with incomes below the threshold for Medicaid
The changes that have been made have been monumental in the health care world. These changes have been positive as well as negative. This new government policy has come about through the Affordable Care Act, more commonly known as Obamacare. This new program has been so purely monumental, because government until then had not been directly involved with health care as much as they are. Benefits include lower costs, and thousands of uninsured individuals and families with health care. Downsides are more and higher taxes, and health insurance goes up. There has been much controversy centered around this topic, and many debates bring the good and bad points of Obama care. One significant fact about Obamacare, is that a lot of Americans don’t understand what Obama care is and what it actually is designed to accomplish. The important question to ask, is do the benefits outweigh cons? Many say yes, and many would like to challenge that. The Affordable Health Care act was designed to give aid to thousands that did not, or could not have health care and it has done exactly that, however it has made others pay in their place, and the question still stands. Is that right, or wrong?
Have you even wonder what the actual advantages of ObamaCare are and how they affect people? ObamaCare otherwise known as the Patient Protection and Affordable Care Act (PPACA) is designed to aid American on acquiring health insurance, especially those who are unable to receive coverage thru their jobs, the sick and the poor. The Affordable Care Act (ACA) was signed into law on early 2010 and ever since, it has set strict regulations against insurance companies over who to insure. Therefore, it gives Americans the right to apply for health insurance and find the best coverage they need, regardless of their medical history or income. As a result of the PPACA, pre-existing clauses were eliminated, while Americans can now apply for health coverage and receive better treatments options.
“The average premiums in the nation's individual health insurance market "actually dropped significantly" in 2014, the year that the Affordable Care Act took effect.” (Mangan, Dan. "Average Health Insurance Premiums Fell after Obamacare Took Effect, Study Says." CNBC. CNBC, 27 July 2016. Web. 15 Jan. 2017.) This would cover surgeries, major or minor, medical or dental. This would enable all Americans to not have to worry about the cost of complicated medical procedures because it would be a price that would relatively reasonable for all Americans. Also the insurance companies would include even more medical and dental benefits in their benefits. “Too many people in our country are not reaching their full potential for health because of preventable conditions. Moreover, Americans receive only about half of the preventive services that are recommended” (Koh, Howard K., M.D., and Kathleen G. Sebellius, M.P.A. "Scholarly Article." Promoting Prevention Through The Affordable Care Act. The New England Journal Of Medicine, 30 Sept. 2010. Web. 15 Jan. 2017.) More procedures will be included in physicals and more medical tests would be conducted for preventive healthcare and routine diagnostic check-ups. Another Aspect that would improve the Affordable Healthcare Act better is that there would be no deadline for enrolling. Whenever anyone needed to enroll or wanted to enroll, it would
The propose of this article is to present the advantages and disadvantages of the Affordable Care Act (ACA) or Obamacare which make all Americans insurable, by requiring insurers to accept all applicants at rates based on population averages regardless of health status. The ACA increases coverage by allowing states to expand Medicaid (the social healthcare program for families and people with low income and resources) as well to cover everyone near the poverty line, and by subsidizing private insurance for people who do not get workplace coverage (Mark A Hall, Richard Lord, 2016)
Obama care or better known as the “The Affordable Health Care Act” (Heritage Foundation, 1) is a federal law for Health Insurance by our 44th President Barack Obama. For decades, politicians have been considering the topic of healthcare, which is one major reason Obama was so adamant about Obamacare. “[Obamacare] requires all insurance plans to cover essential health benefits including treatment for mental health, addiction and chronic disease.” An Insurance policy cannot deny coverage for “pre-existing conditions…drop them…or raise premium” (The Balance, 2).
The Affordable Healthcare Act is has improved our health care system in many ways. One of the most obvious improvements is in America today we have more people with healthcare coverage than ever before. Per the video we have 90% of Americans have health care today, which is an increase in 20 million Americans with health insurance. Per Health and Humana services (March 2016). That part of this increase can be contributed to ACA many changes. One change in particular is allowing young adults under the age of 26 to stay on their parent’s health insurance plans. This change alone enabled 2.3 million young adults to now have affordable insurance though their parents. This change resulted in reduction of 46.5% of young adults from 2013 to 2016. In addition, Health and Humana Services statists point out that the uninsured rate for Blacks dropped more than 50% which equals 3 million black Americans now have health coverage. Health and Humana service also noted that with the Hispanic population there was also an increase of 4 million Hispanic adults obtaining coverage and an increase of 8.9 white adults obtaining health care coverage. In addition to the increased numbers of Americans obtaining insurance those who utilized their health insurance also experienced that additional preventative health service were now covered at 100% and would not go towards one’s deductible, thus forcing and individual to pay out of pocket for said services. One item that I have benefited from is
In 2010, President Obama passed the Affordable Healthcare Act, also known as Obama-care. Obama care it self is over twenty thousand pages long, and it may add six point two trillion dollars to the nation’s deficits. This act was made to allow everyone the opportunity to have health insurance, specially people who can not afford insurance on their own. However, instead of helping people afford health insurance, it forces people to buy insurance that might not be affordable for them based on their income. It also makes employers pay for their employee’s health care. That expense is covered by raising the prices of goods and services.
ObamaCare has an ongoing list of changes that many Americans can benefit from in the future. It can help out so many people who have low-paying jobs and can’t afford to get good health care. Within 2013 alone,
With the facts and survey results checked, it would be unethical, to market as a positive life changing event. With any law, both parties are going to disagree. It is both parties responsibility to compromise for the best plan that would represent the American people, with overall cost efficiency. If Obama Care was put in place with any misgivings or misrepresentations to the American people, the repercussions will eventually come around to face fate of those involved. The families and the individuals earn an income to pay for the services such as health care and taxes. If the Healthcare Act is going to affect jobs and taxes and shift to the company because it drives up the price of healthcare, at what point how long will the deficit take a hit before it bust? The falsehoods include the following, when the results for young adults stated they were able to obtain insurance it was because they were added their parents plan up to the age of 26. The source for the 6 million young adults that were added came from a survey conducted by a nonprofit commonwealth Fund report that was issued June 8 2012. The report stated that 6.6 million would not be able to do so prior to the affordable Act when put into place. (Romney) A safer ground statement should have said “potentially helped 54 million, instead of 3.1 million. According to the last Census completed 54 million received expanded preventative coverage. It has yet to be confirmed if the 54 million were able to take advantage of the changes according the healthcare act.(Romney) The numbers were distorted with the example that Medicare would be cut by 500.00 billion and would add to the deficit by 10 times and would span over 10 years. The law is considered a “job killer”(Romney) because the companies receiving the subsidies would work less hours so they would be paying less for the healthcare and medical services
The Benefits of the Affordable Care Act to Our People and Our Health Care System