On March 23, 2010, Obamacare, Also Know As The Affordable

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

Before creating Obamacare, million people in the United States could not afford the expenditure to buy health insurances and drug costs. Therefore, they have no chance to prevent diseases or receive treatments. They could be discriminated against coverage and treatment because they had pre-existing conditions. As shown in statistics in the article “Health Coverage before the ACA, and Why All Americans are Better Off Now” of David Simas, the insurance companies could deny to coverage nearly one in two people because they have pre-condition such as heart diseases, cancer, or diabetes.

Obama’s Health Care Reform, better known as ObamaCare was signed into law on March 23, 2010. It is officially called the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA). This act is meant to provide affordable, good quality health care to all Americans and to cut health care spending. The ACA has been on ongoing struggle to reform the health care system. Almost 50 million Americans still lack health coverage despite the fact that ObamaCare continues to help provide an increasing amount of Americans with access to affordable, quality health insurance . ObamaCare doesn’t take place until 2014, 2013 is considered one of the most important years in history of ObamaCare.

The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also

The Affordable Care Act was created to make an attempt to reduce the amount we pay for healthcare. “Healthcare premiums were too expensive for many families to afford,” is a common issue among citizens today, and we have come to the conclusion that Obamacare can help reduce that amount. Ever since this has been put in place, many Americans deny this, but it says that even if you aren’t 100 percent healthy it will still cover you, unlike regular healthcare premiums opposed that. Another benefit that is presented, it that you don’t have to have a high income or good health to be covered, the act says that it will cover you no matter what condition or state you are in.

Many individuals will say that Obamacare is a great law, because so many people who are uninsured before now have coverage. For an example, cancer patients are able to afford medical insurance for a discounted price. (Goodnough 2). Although this is true, someone still has to pay the money that was discounted off of the bill. Which is another reason why insurers are pulling out, they're left with the burden of paying the

On March 23, 2010, President Obama signed the Affordable Care Act into law. It was intended to provide the American people with better health coverage and care. Unfortunately, many people are still not covered due to a lack of information and because they simply cannot afford insurance even at a discounted price. Many feel that there is still a good deal of confusion regarding the ACA which can prevent people, especially women, from getting the coverage and care that they need. Women who are not used to getting medical care, may not know that programs now exist that make health care services free or very inexpensive. The women who are the least informed are the ones who need it the most as they experience high rates of unplanned births and chronic illnesses. It will be financially beneficial for local and state governments to find ways to get this information to women so as to prevent health problems that will cost the government millions of dollars in the long run.

The Patient Protection and Affordable Care Act., a health reform, known as the “Obamacare” was signed into law by formal President Barack Obama on March 23, 2010.

The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.

The first step into office is a definitive move for every president. The first action represents what his administration will look like for the next four years. The first step can define a legacy. Donald J. Trump has already changed the way America sees politics. He has inspired millions, despite his lack of experience against a formidable foe, Hillary Clinton, to vote for an outsider. In three short days, Trump will take the Oval Office. He arrives whilst splashing into his new career with immediate action. His first plan entails taking down, reforming, and/or repealing the Affordable Care Act, more commonly known as, Obamacare. Obamacare is one of the pride and joys of the last president,

The program that Obama created supported millions of people who were in need of healthcare insurance which meant that you get a host of new benefits and protections. For example, insurance companies are now required to cover women’s wellness visits, birth control for women, and immunizations

“The Patient Protection and Affordable Care Act was signed into law March 23rd, 2010 and upheld by a Supreme Court ruling on June 28, 2012” (Obama Health Care Summary n.d., para. 2). Before the law, insurance companies were able to pick and choose whom they gave coverage to and premiums would hit the rooftop for the policyholders. This worked in favor of the big insurance companies, but not for the American families. The law makes insurance affordable to all. As described in the Obama health care summary, under the law health insurance companies can no longer put a lifetime cap on essential health benefits. The law also provides a wide range preventive care services to customers for free. According to Obama health care summary, 54 million Americans got at least one free preventive care service, which is huge increase in number and ensures Americans that the law in fact provides what is promises in terms of preventive services. Before the law, big insurance companies used premiums for company overhead CEO salaries, but the law requires the customers get more value for their premium. As

The move could ultimately be detrimental to the consumers. American Public Health Association (2018) health inequities related to income along with access to coverage will exist across demographic lines, population based disparities will be impossible to deny during the repeal of the Affordable Care Act. Repealing it would hurt everyone, though racial and ethnic minorities would be particularly harmed. For instance the Urban Institute estimates the rate of uninsured among African American would increase from 11% to 20% in 2019 if the ACA is repealed and not replaced. The uninsured rate of American Indian/Alaskan Natives will also increase from 14% to 26%. It is also stated by the Urban Institute that 82% of those losing insurance would be in working families, 80% percent of adults losing insurance would lack a college degree, 56% would be non-Hispanic white, and 38% would be between the ages of 18 and 34 if the Affordable Care Act is repeal (American Public Health Assoc. 2018). Dan Mangan CNBC Healthcare (2017) the White House projected that its short-term plans would decrease enrollment in Healthcare.gov by 100,000 to 200,000 ACA consumers in 2019, the ACAP research found that it would be four times greater than what they predicted (Healthcare Finance 2018). Other areas that are being affected since Trump Administration cuts went into effect

Consumers looking for insurance are benefited as they have lower costs than they would without Obamacare. According to the ACA analysis, “silver plans cover seventeen percent more health expenses than the average plan prior to the ACA” (Zamosky). The Affordable Care Act has made a change in the costs and expenses regarding money put into health. Without Obamacare, clearly, the plans and various forms of insurance would be costly. To add on, Obamacare provides tax credits for those who have low income and shop through the health insurance marketplace. These people receive “a tax credit [they] can take in advance to lower [their] monthly health insurance payment” (Advance Premium Tax Credit). The tax credit gives these people enough to get by, seeing as they struggle with health insurance. Tax credits are calculated due to incomes, and to qualify, an individual must have an income between 100% and 400% of the poverty level. Without the huge prices on healthcare, the peoples of America can focus on food, shelter, and all the necessities they require besides their health. The Affordable Care Act also brings Medicare into play. Medicare helps with drug costs and prescriptions for people who cannot afford to pay much for them. Obamacare added many benefits to Medicare, including the coverage gap, also known as the “doughnut hole”. The system regarding the “doughnut hole”

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand