On March 23, 2010, Obamacare, also know as the Affordable Care Act was signed into law. Many were hopeful that it would be a positive impact on the American health system. However, as time passed it became apparent that people either loved the new bill or despised it. Therefore, the first thing current United States President Donald Trump did after being sworn into office was issue an executive order to repeal Obamacare. Although the repeal and replacement of Obamacare is meant to improve health care across the nation, it will likely destroy the economy, and leave millions without insurance.
Despite how beneficial Obamacare has been for those who cannot afford health insurance, it has many flaws. Obamacare requires everyone living in
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The individuals likely to opt out of insurance are those who are young and healthy. However, without healthy people paying into the system, insurance companies are forced to raise rates for ill patients in order to make a profit. In this situation, those with long-term health conditions may not be able to afford treatment. For example, a family of four could find a monthly plan for as little as $433 with a $0 deductable, but only if they were to receive regular treatment and medication. A plan like this would not cover treatment like chemotherapy, which can cost over $10,000 for a single course. With Obamacare, families can afford to buy insurance that will cover treatments for cancer and other life-threatening illnesses. If Trump succeeds in repealing the ACA it could leave sick patients with no choice but to decide between inevitable death or financial ruin. Obamacare has also helped women and reproductive care immensely. The ACA requires that mammograms, colonoscopies, prenatal care, and birth control be covered. Prior to the ACA only 12 percent of insurance plans offered maternity coverage and women paid approximately $1 billion more than men each year for the same health plans. Reproductive and prenatal care could become unaffordable for many women with the repeal of Obamacare, and on top of that companies could potentially charge women more for coverage or deny them all together.
The Affordable Care Act (Obamacare) from being introduced in 2010 has not been well received by the public. Two main consequences are economic issues, and many states rejecting the act. Economic issues are relevant because it is assumed that insurance premiums are increased, rising cost increases during a recession, mandated benefits and other costs will be passed on to consumers and billions of dollars will be taken from seniors Medicare benefits. In addition, a requirement of the act is that insurance companies spend at least 50-80 percent of premium dollars on medical care, which will lead to less consumer choice and higher prices. Many states are choosing to reject the act
The move could ultimately be detrimental to the consumers. American Public Health Association (2018) health inequities related to income along with access to coverage will exist across demographic lines, population based disparities will be impossible to deny during the repeal of the Affordable Care Act. Repealing it would hurt everyone, though racial and ethnic minorities would be particularly harmed. For instance the Urban Institute estimates the rate of uninsured among African American would increase from 11% to 20% in 2019 if the ACA is repealed and not replaced. The uninsured rate of American Indian/Alaskan Natives will also increase from 14% to 26%. It is also stated by the Urban Institute that 82% of those losing insurance would be in working families, 80% percent of adults losing insurance would lack a college degree, 56% would be non-Hispanic white, and 38% would be between the ages of 18 and 34 if the Affordable Care Act is repeal (American Public Health Assoc. 2018). Dan Mangan CNBC Healthcare (2017) the White House projected that its short-term plans would decrease enrollment in Healthcare.gov by 100,000 to 200,000 ACA consumers in 2019, the ACAP research found that it would be four times greater than what they predicted (Healthcare Finance 2018). Other areas that are being affected since Trump Administration cuts went into effect
The goals of Obamacare were originally to increase the number of Americans covered by health insurance, streamline the delivery of health care services, and to reduce the overall costs of health care for everyone by restricting certain insurance company practices and providing tax credits and subsidies for individuals and businesses. These goals do sound promising, but they have completely missed the mark. Obamacare has
ObamaCare has the economy paying money that people can’t afford, making them work extra hard to get the money for that health care. Don’t forget that person also has to pay for their own expenses, or maybe even a whole family. If a person has enough money to cover their health insurance but not their own everyday expenses, that person is going to have to spend less money on their needs. Thier expenses may even be urgent, like paying for groceries, or paying the light bill. This quote from The Washington Times describes what the government chooses for
The Patient Protection and Affordable Care Act., a health reform, known as the “Obamacare” was signed into law by formal President Barack Obama on March 23, 2010.
There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand
On March 23, 2010, President Obama signed the Affordable Care Act into law. It was intended to provide the American people with better health coverage and care. Unfortunately, many people are still not covered due to a lack of information and because they simply cannot afford insurance even at a discounted price. Many feel that there is still a good deal of confusion regarding the ACA which can prevent people, especially women, from getting the coverage and care that they need. Women who are not used to getting medical care, may not know that programs now exist that make health care services free or very inexpensive. The women who are the least informed are the ones who need it the most as they experience high rates of unplanned births and chronic illnesses. It will be financially beneficial for local and state governments to find ways to get this information to women so as to prevent health problems that will cost the government millions of dollars in the long run.
Obama’s Health Care Reform, better known as ObamaCare was signed into law on March 23, 2010. It is officially called the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA). This act is meant to provide affordable, good quality health care to all Americans and to cut health care spending. The ACA has been on ongoing struggle to reform the health care system. Almost 50 million Americans still lack health coverage despite the fact that ObamaCare continues to help provide an increasing amount of Americans with access to affordable, quality health insurance . ObamaCare doesn’t take place until 2014, 2013 is considered one of the most important years in history of ObamaCare.
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
Currently, “Premiums in 31 states are expected to rise by double digits, while two states will see decreases in 2017 from this year. Premiums in one state — Arizona — are estimated to more than double” (Herron, 1). This means that the cheap alternative that Obamacare once promised may not be available in the coming months. This increase in many states will affect the general population. Unfortunately, these rises could potentially make Obamacare out of reach for low income families. While this price increase doesn’t affect people who receive health care from their jobs, it is hypothesized that it will affect those who are the most ill. “That means that the sickest patients are most likely to be squeezed. They’ll either have to suffer the inconvenience of switching all their doctors and records around, or they’ll have to stomach the biggest increases” (Ableson, 2). This belief is the core of the Republicans argument because not only has Obamacare proved to be relatively inefficient is is shown to likely become a negative force for those who truly need it. If those who truly need it aren’t getting enough coverage now, what happens when the Act is
Obamacare is like a seesaw. Either a person has to be all the way at the bottom, or in this case poor, to receive Medicaid, or all the way at the top, or upper class, to afford to buy health insurance outside of employer coverage. There is no happy medium or room for the middle class. The desecration of the middle class is one of the casualties due to the implementation of Obamacare. Although many people believe Obamacare is a great concept, it still has plenty of room for improvement. Especially , with the government no reimbursing the insurance companies, insurers not anticipating all the sick people they have to cover, and how this situation has affected american citizens .
The program that Obama created supported millions of people who were in need of healthcare insurance which meant that you get a host of new benefits and protections. For example, insurance companies are now required to cover women’s wellness visits, birth control for women, and immunizations
Former President Obama once said to the American people, “Let’s keep working to rebuild the middle class... Let’s build more ladders of opportunity for everybody willing to work hard. Let’s make sure the United States of America keeps being a place where you can make it if you try.” When saying these words, Obama had a vision for the act of Obamacare: to help the American people and give them something to hold onto, a light at the end of a tunnel, a promise for financial stability. Obamacare, or the Affordable Care Act (ACA) is the answer, a health care reform law for patients who cannot afford health insurance, and for individuals who are poorer and less fortunate than others. These people get insurance that is foolproof and reliable. Many
President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.
Obamacare has drastically raised health care costs for individuals and families. One of the reasons Obamacare was established was to reduce family premiums by $2,500 a year (Anderson 1). However, this goal has not been accomplished yet, the typical family premiums are increasing at rapid rates (Anderson 2). From 2015-2016, Family Silver, one of the most popular family insurance plans, had a ten percent increase on their premiums price. Some states even rose by forty percent (Furchtgott-Roth 3). Middle class families cannot keep paying an arm and a leg for health insurance. Health insurance should not be a major issue for Americans, it should be