After reviewing the lecture, I believe that the PPACA will significantly affect Health Disparities in the United States. Based on the readings, the features for this plan include giving incentive to business owners to provide insurance coverage to their workers whether If by penalty if there are over 50 employees or by providing tax credit to those with less. The health system focused on collecting enhanced data based on race, ethnicity, sex, primarily language, and disability status to look for information to improve health care. The main goals of the PPACA is to expand coverage, control costs, and improve the health care delivery system. It reduces disparities in multiple ways. For example, for African Americans they are more likely
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In this section, I will review the effects of the Affordable Care Act (PPACA) and discuss its expansion of health care access for different races and classes. Established in 2010, PPACA is a federal statute that determines the health care conditions of Americans. The requirements of PPACA are important to understand because they directly affect the health care access of millions of Americans. This literature overview will provide an insight on the effect of PPACA regulations on health care accessibility, in addition to clarifying the contrasts in health care access experienced by different races and classes.
“The Patient Protection and Affordable Care Act: Implications for Public Health Policy and Practice.” Public Health Reports. Association of Schools of Public Health. n.d. Web. 14 July 2015. This paper claims that the PPACA will cut the number of uninsured Americans in half. The act attempts to provide nearly universal coverage and improve the quality and equity of said coverage through reforms to insurance standards and the marketplace. It also attempts to improve the quality of healthcare and the efficiency of its delivery by allowing consumers to edge the system into a more integrated state and measuring performance. It attempts to encourage preventive medicine by targeting chronic illnesses and funding community-based medicine. These changes will bring huge opportunities for improvement in the system, many of which are subtle and nuanced and will only be seen as the plan rolls into act over the next few
rehend the PPACA, one must understand the history of the United States’ health care system. The most successful and known reform would be the passage of Medicare and Medicaid. President Johnson’s main objective with his program was to provide health insurance to those over 65 years old, who otherwise wouldn’t be able to receive coverage due to retirement or being financially unfit to purchase health insurance. It has since been expanded to cover those with disabilities, and lower income families (“Overview,” 2015). Brady (2015) examines President Clinton’s attempt to massively overhaul health care in the United States. His plan, the Health Security Act (HSA), required employers to offer health insurance to their employees, and mandated that every US citizen purchase health insurance. This plan would have most likely expand health insurance to many more Americans; however, many feared the large tax increases, restricted options for patients, and with the lack of general support for the bill, it failed in Congress and was never implemented (p. 628). President Clinton’s failed attempt at health care reform opened up the door to future reforms, and it even shared multiple similarities to the PPACA. Smith (2015) updates the history of the health care system in America stating that “In the mid-2000s, America’s uninsured population swelled to nearly 47 million, representing about 16 percent of the population” and how “16 million Americans […] were underinsured” (p. 2). People
Patient Protection and Affordable Care Act( PPACA) also known as Obama care is a healthcare reform signed in March 23, 2010 whose main goal is to conceptualizes the “ Universal affordable Healthcare Coverage “making significant impacts in the healthcare system. The purpose of this board is to discuss the challenges that effective leaders at different levels in the society should face on regards to
The Patient Protection and Affordable Care Act of 2010 (PPACA) was designed to decrease health care costs and require health care access to all U.S. citizens. The Act has the potential for reducing the cost of health care in the United States; however, with many risks which could possibly strain the health care system, increase debt, and decrease the quality of care many are concerned.
The rapidly rising cost of health care in the United States has made access to medical care difficult for many citizens. Additionally, the number of uninsured is increasing because of job loss and reduction of employee benefits. This trend is projected to continue. The negative effect of reduced access to health care may have alarming effects on the economic well-being of the nation. The passage of the Patient Protection and Affordable Care Act (PPACA) marks the beginning of significant transformation in the United States’ health care systems. After multiple attempts to reform health care over the years, the nation’s leaders have succeeded in pushing through this landmark legislation that will ensure most Americans will have access to
The PPACA was structured to accomplish insurance reform through several avenues (Vincent & Reed, 2014). Medicaid program expansion and the individual mandate are two of the primary elements of healthcare insurance and finance reform (Vincent & Reed, 2014). Additionally preventative health services delivered without cost, removal of health insurance exclusions for preexisting conditions, allowing children under the age of 26 to remain on their parent’s healthcare insurance, and gradually decreasing the out of pocket costs for Medicare Part D participants are mandated by the provisions of the PPACA (Vincent & Reed, 2014).
The act has an advantage or disadvantage. The PPACA promises to reshape the U.S. healthcare system by improving quality, lowering costs and increasing access to affordable healthcare. One way the PPACA seeks to increase access to care is by offering federal matching funds to states allowing them to cover more low-income patients on Medicaid. Individuals with pre-existing conditions who had previously been denied coverage will now have access to new coverage options. Beginning January, 2014, insurance companies will be prohibited from denying coverage to those with pre-existing conditions. The law also makes it illegal for insurance companies to rescind coverage after a patient becomes sick and it eliminates the lifetime limits on insurance
The Patient Protection and Affordable Care Act (PPACA) signed into law by president Obama on March 23, 2010 is arguably the most extensive reform of health care law ever to be enacted in the U.S. It will impact the way professionals practice health care, the way insurance companies handle health care as a product, and the way consumers purchase and use health care as a service. The Affordable Health Care Act is primarily aimed at reducing the number of uninsured Americans and reducing the overall costs of health care from an administrative and consumer standpoint. The PPACA requires insurance companies to cover all applicants and offer the same rates to all applicants of the same age
The basic standards that was signed in law by President Obama that The Patient Protection and Affordable Care Act (PPACA) will cover all Americans to quality and affordable access care and necessary transformation within the health care system to cover costs. The Congressional Budget Office (CBO) has established that the Patient Protection and Affordable Care Act is completely paid for and provides coverage for the American population. The primary transformation required by health insurances are shared responsibilities that the universal insurance market uses to eliminate discrimination practices in pre-existing condition, and having all Americans gaining coverage and affordable health care. Additionally, PPACA established health outcome improvement
The act according to Obama at the signing was “the core principle that everybody should have some basic security when it comes to their health care” (Rogers, 2014). Many Americans have gained from the PPACA but there are also those who have lost to the reform. While the intent of the act was made for the better of Americans health, Republicans deem Obamacare to be a progressing disaster and seek to demolish the law. The conception that Obamacare is beneficial to Americans has created a debate between the political parties. Different groups and individuals have taken the law and have broken down their interpretation of its true intentions. After 75 years of an unsuccessful health system some find it hard to believe that the PPACA will be effective in the long run. The many reasons range from the PPACA being categorized as socialism, communism, capitalism and/or corporatism. Through writers Catherin Evans, Gus Voss and conservative writer David Horowitz we are given insight and facts to the many questions that have derived with the passing of PPACA. The PPACA has been portrayed as a government program to help all Americans have health benefits and affordable health; but this government aid also questions how beneficial is the program and is it another approach of control.
My understanding of the Patient Protection and Affordable Care Act of 2010 (PPACA) is average to above average and specifically how it affects me and other individuals. According to Kaiser (2013) the main component of PPACA is most individuals and legal residents are required to have health insurance. To accomplish the goal of reducing the 40 million uninsured is for Medicaid expands to 133% of the federal poverty level (Lammers, n.d.). Next, adult individuals whom are 26 years of age or younger can be covered under their parents’ insurance plan and children and adults can’t be denied coverage due to pre-existing conditions.
The Patient Protection and Affordable Care Act (PPACA) also known as Affordable Care Act has passed to ensure that all Americans have access to quality affordable health care, with PPACA millions of uninsured Americans will have access to coverage, it include measure that will lower health care cost and improve system efficiency and to eliminate the common practice of patients getting deny coverage due to preexisting conditions. With the state the US Health Care System is in now, the Patient Protection and Affordable Care Act Is long overdue, Cost-Sharing subsidies of $350 Billion over a 10 year period is a great investment to help bring the many necessary changes and improvement that are needed in the current healthcare system. Cost Sharing
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or also known as Obamacare is a federal signed statute that was signed into law by President Barack Obama on March 23, 2010 (Secretary, 2015). According to Persad (2015), “the ACA may be the most important health law statute in American history” (Persad, 2015, pg.119). With the passing of the ACA, the coverage that American citizens now receive is very beneficial since its coverage extends further and covers individuals that are under the age of 26, ends pre-existing conditions, and also ends random withdrawals of insurance coverage (Secretary, 2015). The ACA also lets individuals maximize the costs and care that they receive,
The Patient Protection and Affordable Care Act is also known as PPACA was signed by President Obama in March 2010. PPACA provides affordable coverage to many uninsured people and it also provides a “greater access to coverage for those with preexisting conditions” (Marquis & Huston, 2015, p.205). It is mandatory for the employers nowadays to offer their employees with some type of insurance, if they are uninsured. Having health insurance is very essential, and the PPACA has helped many Americans with affordable health benefits.