Personal Finance Midterm Analysis

I want to do when I finish school. My mother always told me that I would be a babysitter, because I like to take care of kids. On the other hand, I thought that I wanted to be a teacher However, being a student for twelve long years I noticed how children behaved in school. In my mind, I knew that wasn’t the future job for me. When I was in the third grade, my grandmother had a stroke. Since she had gotten sick, I had to take care of her .This is what persuaded me to become a Registered Nurse.

* Create a budget- creating a budget will help you not spend more money than you have. Creating a budget will also help you stay out of debt.

The process of transferring the cost of metal ores and other minerals removed from the earth to an

My dream is to become a neonatal nurse so I can directly aid in the treatment of infants born with a life-threatening illness,birth defects, and those put at risk from premature births. This is a cause close to my heart as my mother has worked with children who suffer from a plethora of birth defects for many years at Spring Creek Elementary School where I have had the pleasure to volunteer on many occasions. These children have their own personal battles that they fight every single day,they do it with smiles on their faces and love in their hearts and it's with the help of the medical staff that fought for them at birth that they are here today to share their love with the rest of the world. This is the nurse I intend to be.

(2) Is depleting your emergency savings / savings to free up your monthly budget by eliminating your car payment? Paying cash for your car may be the best option if the interest rate you earn on your savings is lower than the after-tax cost of borrowing. By educating yourself on fair car purchase price, appropriate interest rates, and negotiation tactics can save you a lot of money at the end.

A budget is something I take as seriously as education: without it, you’d be nowhere but miserable. My mother racked up a lot of debt before leaving my dad and I. She was and is legally supposed to send child support, but she never has. My dad spent until 2008 trying to repay the debt she left us with while she was living in Hawaii buying multiple cars and living in luxury. When I was old enough to understand this, I promised myself that I would never go into debt if I could help it. At my school, Personal Finance is a graduation requirement; while some students were complaining that we were only watching Dave Ramsey “ramble on”, I took it with all seriousness. I would rather listen to Dave Ramsey talk about budgeting on the radio in exchange of not going $60,000 in debt and losing my house because the payments are too steep. As Calvin Coolidge once said, “The only way I know of escape from that constant tragedy is to keep running expenses low enough so that something may be saved to meet the day when earnings may be small.” Knowing that President Coolidge not only shared this value, but practiced it in everyday life as well, made me respect him even more than I already

In my future endeavors, I would like to pursue a master’s degree in nursing as an education specialist. This specialty of nursing is something that has always intrigued me and after working within the hospital setting I know this is where I aspire to be. I believe helping current and future nurses expand upon their knowledge would be very fulfilling for me.

My parents receive an earned income, meaning they work for it, unlike unearned income like child support and disability. My mom works as a Human Resources Director; she over sees all investigations in her facility and hires and fires people. My dad works as an Operations Sales Manager, so he over sees all of the different sales. They both have salary wages, so their income isn’t based on hours.

As a young Puerto Rican, I always wanted to be a nurse or a doctor. This is because I have always had a caring heart and I enjoyed to take care of everyone. My educational goal is to get a Doctorate degree in Nursing. Furthermore, to reach that goal I have to start working on my Associate Degree. Therefore, my first educational goal is to begin and complete my associate degree. My career Goal after graduation is working as an RN in the Sarah Todd Nursing Home; the nursing home which I currently work at as a CNA. Being a CNA allows me to reach out and help people. Continuing my education would increase the amount of care that I can provide.

To begin with, I am currently going to East Valley Institute of Technology to become a certified medical assistant. After my senior year I will continue my schooling in order to go into the health care. I will do this by continuing to go to Mesa Community College were I will finish to get my associates in applied science of nurse. When I have finished that I will transfer to the university of Arizona to become part of their nursing program, at the same time work on getting my bachelor's and master's degree. This will help be to become an RN. My ultimate goal is to become a registered nurse working in the emergency room, as well as hopefully travel around the world as a missionary nurse to help others in

The firs career I ever dreamed of was becoming a nurse. I loved helping my sisters when they got sick, caring for my family after surgeries and playing doctor. If there were no limits I would be a nurse but be able to choose my hours. Preparing myself for my dream career is something that has caused me much anxiety recently, at the beginning of the summer I knew what I wanted and had no idea how to attain it. After researching, talking to nurses and friends I have gained a roadmap of sorts that should help me in my future endeavors. I want to go to a summer camp and help as a nurse or first aid assistant in a few summers, I also have taken CPR classes. I would love to shadow someone and volunteer at the local hospital to make

My ideal future outcome is to get my Associate of Science Nursing by 2019 or 2020 and dive right into my career right after I graduate. In order to achieve this, I would like to keep my job that works according to my schedule, and supports me throughout my college years so that I can focus on school and not have to worry about my financial stability, be with my husband for the rest of my life will be perfect. Ideally, I want to control all aspects of my life.

Do not live a life that you cannot handle, spend within your means. Be honest with yourself, if you can’t afford something, don’t buy it! Affordability is much more than the amount of money in your bank account, it also is how long it will take for the money you spent to be back in your account. Think of your finances as a long term process, not a short term fix. This is also why you should limit your credit card usage. If you rack up your credit card and lose your sole source of income,

Although a budget is one part of this process, we must learn to save money first. Specifically, in this book it says to set aside one-tenth of what we earn and save it (ch.5). Setting aside one-tenth of what we earn allows us to make more suitable decisions on what we do with the other nine-tenths to live our daily lives. After a certain point, the one-tenth that we save every time we earn grows more and more to be able to buy the things we want or even really need.

helps a person to manage his personal finances and also to describe the three products of