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Redlining: Institutional Racism In America

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Redlining Following, numbers of shootings involving law enforcement and black men, race became a pertinent topic among American people. It seems that two groups have revealed themselves through these discussions, those who believe race is still a problem in America, and those who believe America is a post-racial society. History is one of the clearest indicators showing that race may still be relevant in modern communities. A plethora of connections can be drawn between discrepancies in poverty, incarceration, and poor education between whites and blacks when you look at events in our nation’s history such as slavery, sharecropping, Jim Crow laws, and more. With that being said, one of the more significant examples of institutional racism in America is one that is rarely …show more content…

This is policy known as redlining. The Fair Housing Center of Greater Boston describes redlining as “the practice of denying or limiting financial services to certain neighborhoods based on racial or ethnic composition without regard to the residents’ qualifications or creditworthiness” (2011). In 1933 the Home Owner’s Loan Corporation (HOLC) was created, followed by the Federal Housing Administration (FHA) a

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