Savings Account Proposal

Aging is very complex and highly individualized process which begins at conception and end with death. Variables such as physical or cognitive impairments, socioeconomic aspect, cultural values, and beliefs make an aging process unique to each individual. I interviewed an elderly woman using a set of guided questionnaires on the topic to further explore her aging experience. For the purpose of this assignment, I will refer to the client interviewed as a D.L., a changed name for a reason of privacy and confidentiality. During the interview, we explored a D.L. strategy to stay healthy, significant accomplishments of her life, hobbies and activities, retirement, and finally the goals for the future.

Successful aging is a complicated and multifaceted concept that varies contextually among individuals, disciplines, and even time. Gerontologists have traditionally considered a person to have aged successfully upon having reached old age with their physical health, mental well-being and spirit still intact. Ultimately, successful aging is a matter of personal perspective, largely influenced by an individual 's values and experiences. Even those within America 's elderly population hold conflicting perspectives on what it means to have aged successfully. A qualitative study published by Reichstadt and Sengupta titled Older Adults ' Perspectives on Successful Aging, concluded that “older adults viewed successful aging as a balance between self-acceptance and self-contentedness on one hand and engagement with life and self-growth in later life on the other” (Reichstadt, "Older Adults ' Perspectives on Successful Aging: Qualitative Interviews", pp. 567-575.)

As a person ages, theirs body cannot perform the way it used to. This will cause many elderly people to loose their job or choose to go into retirement. Both of these options cause a loss in health care as well and a reduced or exterminated income. Here alone lies a reason that the elderly population is challenged. The elderly population also has a tendency to develop a chronic illness that can be life threatening if not treated or controlled properly. This means that need for health care treatments also increases. At least 40% of those over age 65 will have nutrition-related health problems requiring treatment or management (Gigante, 2012). It is important to realize that 10% of people over the age of 65 and will develop Alzheimer’s disease and 50% of those over the age of 85 will develop this disease (Gigante, 2012). More elderly African American men and women use government aid than white men and women. Therefore, this population will be vulnerable because of the lack of funding, proper health care and insurance.

After spending an afternoon interviewing my elderly father-in-law, I gained insight into how he perceives the aging process and the impact on the quality of his life. First, and foremost he viewed aging in a very positive and healthy manner. He believes that a positive attitude assists in accepting physical and psychosocial changes and enjoyed the fact that he and his wife are both physically fit and cognitively alert. He felt confident that advances made in health care and the quality of their lives would continue to be empowering. He enjoys the benefits of being a senior citizen including discounted travel, free education, and other incentives marketed towards seniors. He expressed a sense of well-being with respect to the numerous

Many people are living longer and sometimes the elderly are unable to take care of themselves and will depend almost 100% on the care of others. The U.S as with many other developed countries must find ways to cope and address this shift in demographics. John Beard, the department head of Ageing and Life Course in World Health Organization stated with the rapid aging of populations, finding the right model for long-term care becomes more and more urgent. Recent records from the Centers for Medicare and Medicaid Services estimates that about 12 million men and women who are over the age of 65 will need long term care by the year 2020. Furthermore, a study done by the U.S Department of Health and Human Services stipulates that four out of 10 people who will reach the age of 65 will stay in a nursing home at some point in their lives.

With an older adult it can be a difficult time of their life as they are going through the aging process. They physical appearance include hair turning grey, bones becoming fragile, skin wrinkles, sight and hearing deteriorates and sense of taste and smell is reduced. Their intellectual development has declined as they find it difficult to remember, they are too confused to manage affairs but

After spending an afternoon interviewing my elderly father-in-law, I gained insight into how he perceives the aging process and the impact on the quality of his life. First, and foremost he viewed aging in a very positive and healthy manner. He believes that a positive attitude assists in accepting physical and psychosocial changes and enjoyed the fact that he and his wife are both physically fit and cognitively alert. He felt confident that advances made in health care and the quality of their lives would continue to be empowering. He enjoys the benefits of being a senior citizen including discounted travel, free education, and other incentives marketed towards seniors. He expressed a sense of well-being with respect to the numerous

This week, the lecture and additional articles were about the growing number of people reaching late adulthood and the problems that will be created for society. Society is not ready for the influx of elderly individuals needing assistance. In addition to discussing the amount of people reaching late adulthood, this week also touched on several models and theories in regards to aging. This week provided sufficient background information and vital knowledge for the introduction

Aging is an inevitability of life. With age man exchanges the physical prowess of youth for the wisdom that comes through experiencing the trials and triumphs of life. As an individual enters late adulthood, age 65 and older, they experience many physical, emotional and mental changes never previously encountered and which may require an adaptation of their earlier lifestyle. Some of these late adulthood changes are primary and secondary aging, issues regarding health and wellness, family and personal relationships, and the milestone of retirement. Understanding these changes can help late age adults

As the baby boomer generation is starting to age and retire, there will be an increase for retirement and estate planning services. While some of these retirees will find this not important, some will take action. Children will start to help parents plan for their aging needs and assisting with getting their parent’s affairs in order. Although, most people between the age of 50 and 70 are more concerned with watching how much money will be available upon retirement, they will have to seriously start talking about uncomfortable things such as aging issues, such as failing health, unexpected death and diminishing mental capacity. As uncomfortable as these things are to talk about, it is most imperitive to think about “what if” scenarios

In 2011, the first of the Baby Boomers – the 78 million men and women born between 1946 and 1964 – will begin turning 65 at a rate of more than 8,000 per day. By year's end, the nation's senior population will have increased by almost 3 million, to nearly 49 million. By 2025, then, the total will reach 72 million – more than double the 35 million at the turn of the new century. (Home Instead Senior Care, 2010). Millions of Americans with chronic diseases and disabilities, like Alzheimer's, heart failure, kidney disease, and diabetes, need careful monitoring but do not want enter a nursing home or skilled care facility. I can recall my grandfather would only agree to go to the doctor's office if he was certain he could return

The aging population in America is growing quickly and is projected to double by the year 2050. The current growth in the number and proportion of older adults in the United States is unprecedented in our nation’s history. By 2050, it is anticipated that Americans aged 65 or older will number nearly 89 million people (The State of Aging and Health in America, 2013). Along with this increase in the aging population, it is estimated that by the year 2020, 157 million Americans will have some form of chronic illness (Taking Care: Ethical Caregiving in Our Society, 2005). With advances in medicine, people are able to live longer lives with chronic illnesses that in the past resulted in a decreased life expectancy.

Aging is a universal phenomenon and humans are no exception. Gerontology deals with the psychological, social and biological aspects of aging process. A recent study shows that people aged 85 years and older are expected to augment from 5.3 million people to 21 million as the world reach 2050. In today’s world Gerontology has an enormous role to play so that the senior citizens could be analyzed and their needs may be addressed with compassion and empathy.

Later adulthood is the time in life when changes in marriage, families, and peer relationships are affected the most by the loss of someone close to that person. “Most people 70 years of age or older are widowed, divorced, or single” (Zastrow & Kirst-Ashman, 2010, p.619). Losing a spouse or close friend can create a sense of loneliness, which causes depression, anxiety and the emptiness feeling can become overwhelming. Depression also leads to psychological effects that will deteriorate a person’s health causing the chance for a terminal disease to become much higher. The weaker appearance of older adults causes family and remaining peers to step up in the role of making sure the person’s wellbeing is being met. (Zastrow & Kirst-Ashman, 2010). Living accommodations and healthcare needs

At seventy-five years old I imagine my life to be vibrant and multidimensional. I looked at the realities of my relatives at this age including my grandparents and parents to give me a better idea of what my life might look like. The people who were alive at this age were healthy some still road horses or climbed mountains, and my father still bikes long distances at 73. So I see myself as very active, both in the outdoors, as well as the community. I see my life I think I will continue traveling often and volunteering. At this moment I am unsure where I will be living, possibly overseas. I know I will be in close contact with friends and family. I am choosing to see my life as healthy as the family members