Social Security Disadvantages

While rumors lingered on how Affordable Care Act would affect seniors with Medicare. A better understanding of how it will influence seniors and other Medicare recipients with the act in place. The first benefit Medicare recipients will see differences in the preventative care services. This includes colonoscopies and mammograms will be at a reduced rate. Additionally, a wellness visit each year at no charge. Prior to this act these would have been charged or have been an out of pockets expense. Additionally, each Medicare recipient will receive a year wellness visit at no charge. Finally, fifty percent markdown for medicines secured under Part D of Medicare, including brand name products. This will generate lower costs of prescriptions for all Medicare recipients. The that Affordable Care Act creates a reduction in waste, fraud and abuse, which will provide a twelve-year extension of Medicare allowing savings on premiums and coinsurance. Medicaid which is a government insurance program that is based on the income of all United States citizens. The eligibility for this program will be established using the

The Social Security Act was created as a way to help keep families together. It helped disabled individuals against the expense of their illness. As well as it gave children and families a chance to live a healthy and secure life. The first two programs were the most essential at this time. The first program Title I, was a grant for old-age assistance. The second program that developed was Title II, which was a federal assistance for old-age, survivors and individuals with disabilities that included insurance benefits. The act includes a large list of programs that one might qualify for such as, retirement insurance, disability insurance, medical insurance for elderly, veterans benefits, unemployment insurance and much more. According

Lyndon Johnson was persuaded that liberal patriotism and the force of the government could change society. His confidence developed out of his energetic encounters with destitution levels in Texas, his political apprenticeship amid the New Deal, and his longing to go even further than Roosevelt’s legacy. When he became president in November 1963, after John F. Kennedy’s demise, Johnson acquired the early initiatives to deal with destitution that the Kennedy organization had been considering for some time now. With high energy and extensiveness, Johnson announced a war on poverty in 64 and pressed enactment through Congress to build up the Office of Economic Opportunity. In his speech, LBJ traces his vision and objectives for “The Great Society”,

Medicare is the United States' health insurance program for individuals age 65 or older. However certain people younger than age 65 can also qualify for Medicare, including those who are disabled, has permanent kidney failure or amyotrophic lateral sclerosis, known as Lou Gehrig’s disease). The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. Many Medicare participants must also have supplemental health care coverage in order to cover these charges that are not covered as part of the Medicare program. Is Medicare the perfect program? Well Medicare is financed by a percentage of the payroll taxes paid by workers and their employers. Also this program receives another

It originally included several other programs, which have been incorporated into the others over time. The Social Security Act was meant to help Americans who had been hurt by the Great Depression get back on their feet during hard economic times. Even critics of the Act never imagined how far-reaching its programs would become. Critics did, however, say that the entire Act was a breeding ground for waste, fraud, and misuse. Roosevelt answered them by saying, "Better the occasional faults of a government that lives in the spirit of charity, then the constant omissions of a government frozen in the ice of its own indifference." Indeed, the Social Security Act was originally created in the spirit of charity. For quite some time, AFDC accomplished its mission-- to allow single mothers who had been widowed or deserted by their husbands to stay at home and raise their children. However, much has changed since 1935. No longer are single mothers pitied for their predicament. Instead they are blamed for getting pregnant too soon and for having babies that they knew they could not afford. No longer are women expected to stay home with their children. Instead they are urged to go to work in order to provide for their children and become better role models. Those women who claim that it is too hard to work and raise children are often scorned by the many single professional

This investigation will analyze until what extent was Lyndon Johnson the Great Society a success or a failure. The Great Society was a set of domestic programs created by democratic president Lyndon B. Johnson in 1964 and 1965, the intention of The Great Society programs was to eliminate poverty and racial injustice. After John F. Kennedy's assassination, Johnson was left with the duty to finish Kennedy's job on creating a new frontier for americans. Issues addressed in The Great Society program were education, poverty, urban planning, medical care and transportation. Many of The Great Society proposals were similar to John F. Kennedy's “New Frontier” and were aimed to complete Franklin Roosevelt's New Deal agenda.

Johnson’s approaches to poverty in America are great examples of the conflict between two moral universes for the same problem. Lyndon B. Johnson believed that circumstance played an important role on determining if someone is in poverty. President Johnson began programs like the Head Start Program as part of the War on Poverty in 1967. His moral universe was one where more government help in education, basic needs and job training would provide an avenue to escape poverty for the lowest earning Americans. In comparison, President Ronald Reagan warned in 1986 of creating a nation of dependency by continuing to fund President Johnson’s programs. Reagan’s moral universe was one where little government aid was the best option and people’s character flaws were the reason for their impoverishment. Present day political parities fall along the same lines of reasoning as President Johnson and Reagan. Republicans believe in little government aid while democrats profess to the success of government aid programs in reducing the number of people in poverty. Indeed, Reagan’s warnings echo the climate of thought which has recently resulted in a shutdown of the government through political deadlock in Congress during President Obama’s administration. Where the United States government has failed to decide how or if to act, human service organizations are seeking to reduce the effect of social and income injustice on American citizens. It is through the help offered by human service organizations that this generation can continue to bend the moral arc of the universe towards

Allows senior citizens to use their Medicare coverage, rather than auto insurance, to cover medical bills, leading to average savings of $800.00-$1,000.00 a year.

Liberal individualism generally functioned as the essential model focusing on the American welfare. Davies’ book called “From Opportunity to Entitlement” monitors the shifting from opportunity liberalism to entitlement liberalism during President Johnson’s war on poverty. Davies gives careful consideration to the political and authoritative battles of the 1960’s, particularly in the course of seeing the American welfare system differently. There were several important historical events and circumstances that contributed to the transition from opportunity liberalism to entitlement liberalism. These included the White House Planning Conference, Civil Rights Movement, Race and Poverty, National Welfare Movement, and the Vietnam War.

In 1935, Franklin Roosevelt signed into law the Social Security Act which, among other things, provided for the financial, medical, and material needs of the poor (Komisar 125,128). Since then, there have many additions and reforms to the bill, none of which has served to quell the controversy surrounding the effectiveness of the welfare system in the United States. The main concerns of the distribution of welfare dollars and resources can be answered by the questions ?Who gets assistance?? and ?How much do they receive??. The U.S. welfare system is administered by the Department of Health and Human Services, which attempts to answer these questions through a system of minimum incomes, government-calculated poverty levels, number of children, health problems, and many other criteria. This complicated system leads to one of the critiques of the welfare system?that it is too large and inefficient. President Lyndon Johnson declared a ?War on Poverty? in 1964 designed to alleviate the burden of the poor and established the Food Stamp program the next year (Patterson 139). In 1996, a major welfare reform bill was passed that placed time limits on welfare assistance, required able participants to actively seek employment, and implemented additional services for the needy (Patterson 217).

Social insurances are based on the prior earnings and payroll contributions of an individual, while public assistance, commonly referred to as “welfare,” is based on the financial need of an individual. The primary social insurance programs are old age, survivors, disability insurance, unemployment insurance and workers compensation. Also, the major public assistance programs are Temporary Assistance to Needy Families (TANF), Supplemental Security Income (SSI), and general assistance such as food, health, child care, shelter and public housing.

(“Social Security” program is based on contributions that workers make into the system. While you're employed, you pay into Social Security and you receive benefits later on, when it's your turn to retire. Contributions take the form of the Federal Insurance Contribution, which is institutional). On the other hand the Federal Emergency Management Agency's Public Assistance (PA) program provides supplemental federal assistance to local, county and tribal governments, to state government agencies, and to certain private nonprofit organizations, all of which must meet specific criteria and are both institutional and residual (Tussing, 1974). The mission of Social Security is to support our citizens and guarantee that as a nation we work together

In 1996, the federal government came to the conclusion that the welfare system should be placed in the hands of the state governments. With this in mind, the Temporary Aid to Needy Families was established. The TANF is more governed towards getting people back into the workforce by requiring recipients to engage in job searches, and participate in community service. The previous phase of welfare was more for providing people with capital in the hopes that he/she would use it to get back on his/her feet. The TANF is still known as welfare to the public (“Government Spends”). In the new welfare program,

The institutional approach to social welfare is proactive. It addresses needs and problems that may arise before the need is seen/developed in individuals. Examples of this include social security, public education, and tax exemptions for the number of children in a household (Segal, Gerdes, Steiner, p.40). The institutional approach tends to be broader and less detailed in terms of resources, money, and the size of the population in need.

Institutional Social welfare is designed to prevent problems. “They are proactive and provide benefits or services to people before problems arise.” (Segal, pg. 39). It's a system in which one's need is accepted as normal part of social life. It is not just for the poor, but for everyone. A view that emphasizes on preventative role of social welfare of the individual is the responsibility of the social collective. The market is unable to meet the needs and goals of people, therefore, the optimal distribution of welfare is only achieved by acknowledging that there is a significant role for a publicly-funded and organized system of institutions. At my institution we focus on Service members budgets. We are designed to help service members in a time of need and future. For instance we do what we call FFP (financial fitness plan,) if we see a service member relies on us too often, we have administer an FFP. An FFP is where we add up all expenses and show the service member where their money is going and how to budget and save. I think Institutional welfare is a positive way to prevent future problems and almost everyone benefits.