Speech On Obama's Deal

A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’

"Obama's Deal" is a video that was released after President, Barrack Obama, signed the reform legislation on health care. This is where the word "Deal" is coined from in the video's title, Michael Kirk brings out the ideas and the ideals presented by the president in the documentary through his compelling techniques in storytelling. His mastery of concepts as a writer-director is unquestionable and satisfactory. The camera work is outstanding, steady and does utilize the technique of jumping around or the rushing in and out, something that is considered as fashionable today. Viewers are thus at an advantage to effectively absorb and comprehend the arguments in the various scenes without missing the important information. Despite the good

Problem Statement: The World Health Association defines ‘good’ health as: “a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity.” However, in the United States, access to care and funding for mental health care are grossly neglected and underfunded in comparison to other aspects of health care.

In 2010 the Affordable Care Act (ACA), also known as Obamacare, was signed into act to help reform healthcare in the United States. Before and after the act was effective, many people were concerned with how it would affect our country as a whole and on an individual basis. Many people say that the ACA is helping our country and others are not so sure. The goal of the act is to give millions of uninsured Americans access to quality health care and by also making it more affordable. Although there seems to be many positives from this act, not everyone agrees that it was the greatest idea to obtain optimal health status. As many people know, children are now allowed to stay on their parents insurance until they are twenty-six years old.

The Patient Protection and Affordable Care Act (PPACA), commonly referred to as “Obamacare,” completely changed the American healthcare system. The purpose of the bill was to lower the cost of healthcare, improve health outcomes, and lower the national uninsured rate. To lower the cost of healthcare, the bill provides federal subsidies for government-sponsored healthcare plans to any person or family whose income is between one and four times the federal poverty level and is not covered by their employer, Medicaid, or Medicare (Neporent). In addition, the bill allows children to stay on their parents’ insurance plans until they are 26. Previously, children could only be on their parents’ plans until age 19 ("Is the Affordable Care Act Working?").

The general family has children and those children are placed under their parents’ insurance. “Statistics show how the affordable act affects young adults between the ages of 19-26. By the year of 2012, Millions of uninsured young children were added” (Jonathan Oberlander, 2008). Some young adults seem as if they have less job stability compared to the older workers. These individuals were among the surplus of those who would not want to repeal the ACA (Obama Care). In the creation of the ACA is has increased the profit for insurance companies. Members could get more premiums from other health sources, such as department of health services, but some are not beneficial in the long run. Most will end up having to pay the debt off other tax payers which are making it affordable for others to have the current insurance that is available to them now, considering that this is indefinite reasoning. Having children under parents’ insurance could very well

The purpose of The Affordable Care Act (ACA) is to increase access and make it more affordable for all Americans. Unfortunately, the US health care delivery system lacks the ability to plan, direct, and coordinate from a central agency making it difficult for citizens to obtain health coverage. For that reason, The Affordable Care Act in 2010 became the most extensive health care reform in US history with its main objective to reduce the number of uninsured. The ACA permitted some standards in the health care delivery system to achieve universal coverage. Some examples were authorizing health insurances to start covering children and young adults below the age of 26 under their parents’ health insurance plans also allowing the law to lower

The ACA of 2010 has a key goal of increasing access to health care by providing uninsured American’s with options to obtain health insurance. One way this is being done is allowing parents to keep their children on their health insurance plan, up to the age of 26 (HHS, n.d.). Another example is the option for states to expand Medicaid, and receive funding from the federal government to accomplish this. Medicaid covers

I strongly favor the Affordable Care Act’s (ACA) clause that allows people under the age of 26 years to depend on their parents’ health insurance. Since the implementation of the ACA in 2010, more than 3 million people in this age group have decided to stay on their family’s health plan. The ACA, also known as ObamaCare, was signed by President Barack Obama on March 23rd, 2010 with a vision to provide affordable health care to uninsured people and increase the fairness of treatment expenses for currently insured citizens as well.

The Affordable Healthcare Act is has improved our health care system in many ways. One of the most obvious improvements is in America today we have more people with healthcare coverage than ever before. Per the video we have 90% of Americans have health care today, which is an increase in 20 million Americans with health insurance. Per Health and Humana services (March 2016). That part of this increase can be contributed to ACA many changes. One change in particular is allowing young adults under the age of 26 to stay on their parent’s health insurance plans. This change alone enabled 2.3 million young adults to now have affordable insurance though their parents. This change resulted in reduction of 46.5% of young adults from 2013 to 2016. In addition, Health and Humana Services statists point out that the uninsured rate for Blacks dropped more than 50% which equals 3 million black Americans now have health coverage. Health and Humana service also noted that with the Hispanic population there was also an increase of 4 million Hispanic adults obtaining coverage and an increase of 8.9 white adults obtaining health care coverage. In addition to the increased numbers of Americans obtaining insurance those who utilized their health insurance also experienced that additional preventative health service were now covered at 100% and would not go towards one’s deductible, thus forcing and individual to pay out of pocket for said services. One item that I have benefited from is

Lower income populations have been categorized with high rates of being uninsured and as mentioned in this brief earlier, mental health and substance use disorders are more prevalent among lower income populations. The changes to the Affordable Care Act (ACA) regarding mental and behavioral services increased the ability for people with these health concerns to gain insurance coverage and acquire the appropriate services needed (Beronio, K., Frank, R., Glied, S., 2014). Along with these changes to coverage, the ACA emphasizes the integration of services among healthcare agencies. With the passing of the Mental Health Services Act (MHSA) in 2004, funding was provided to counties in California. San Francisco’s Department of Public Health (SFDPH)

Also, young adults are able to maintain insurance coverage under their parents’ policy until the age of 25 as a direct result of the passing of the ACA (Odom-Forren, 2012). For an example, a college student who is enrolled full-time and is not able to work a full-time job can now have less stress of worrying about paying for health insurance. There are two ways a person can gain health insurance and those two ways are through a marketplace or through their place of employment. Firstly, the involvement with individual market centers has gotten inconsistent consideration in the media and on a political level headed discussion. The enlistment figure of 8 million that was reported in late spring with such display alludes solely to new enrollees in these commercial centers (Blumenthal & Collins, 2014).

The ACA has several important expanded coverage features. Most notably, the new law keeps young adults, 26 years of age and younger, on their parent’s health insurance plan. This particular aspect of the reform allowed up to 3 million young adults to remain covered on their parent’s plan which mean 3 million more people had access to primary care, urgent care, and medication. This was a huge increase from 2010 in which 30% of young Americans between the ages of 19 and 29 had no health insurance coverage. (ObamaCare Young Adults. 2010). Additional features of increased coverage under the ACA was the

One plan that is the cheapest is staying on your parents plan. The Affordable Care Act is also known as Obama Care that made it easier to join or stay on a parent's policy. Being on this plan will not cost your parents extra money since many plans cover the family at a set price. If an individual

I covered the same blog topic, and while I was reading through the health coverage options I became reassured in knowing how I plan on receiving healthcare coverage in the future. Like yourself, I am currently covered under my parent’s health insurance plan but this will not always be the case. Hopefully my future job provides health insurance but if not I have several other options to stay covered. Thankfully government websites like healthcare.gov are available to effectively inform the public on the many routes one can take. Furthermore, proper healthcare is not just maintaining one’s body it is also being informed on how the healthcare system functions to make sure one is receiving all the available healthcare checkups.