Speech On Obama's Deal

Decent Essays

“Obama’s Deal,” discusses the struggles President Barack Obama encountered in the process of altering the healthcare system. It portrays how the president made ties with people who was against him including the pharmaceutical company, republicans and insurance lobbyist. President Obama had advisors put in place to help persuaded congress and other lobbyists about the issues of resolving the health reform. Along the way, the President received backlash from the deals he made with one pharmaceutical industry lobbyist where he granted an $80 billion closed-door pact for lower drug cost. In another deal, he gave a $100 million to benefit Senator Ben Nelson’s home state of Nebraska to secure his vote. In the end, there was an executive order in …show more content…

It can be a challenge sometimes for young adults when it comes to finding the best health plans that conform to their lifestyles, but no worries I am here to help you summarize some of your options and explain why it’s important to enroll in this upcoming enrollment period.

If you are under the age of 26, you may still be eligible to be covered by your parent’s health insurance plan. This insurance can be retrieved through their jobs or even through the Health Insurance Marketplace. Your parent can add you to their insurance during their yearly open enrollment period or sometimes through special enrollment when certain life circumstances occur. The good thing about Obamacare is that you may remain covered through your parents plan even if you decide to get married, have or adopt a child, start or leave school, live in or out of your parent’s home, aren’t claimed as a tax dependent and turn down an offer of job-based coverage up until the age of 26 (, …show more content…

• The cost of deductibles, copayments, and coinsurance cannot be greater for mental health and substance use benefits than for medical and surgical benefits (Goodell, 2015.
• Lastly, giving patients the option to go out-of-network for mental and substance use benefits. (Goodell, 2015)
The Debate
The debate to whether the Mental Health Parity is being enforced, accessed, and is equal relies on the representatives, consumers and advocates. One of the claims from the consumers is that plans are using more indirect ways to make mental health and substance use treatment less available than treatment for other conditions and reports that timeliness to network providers raises a concern. Survey reveals that “patients were twice as likely to be denied mental health care (29 percent) based on "medical necessity" than other medical care (14 percent) (Goodell, 2015). On the other hand, stakeholders have partnered with the Institute of Medicine (IOM) to develop a framework for establishing evidence-based standards for mental health and substance use treatments (Goodell, 2015). In hopes that the studies shall give sufficient data on how to better enforce these laws and regulations with insurance providers and

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