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Stricter Building Codes

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More than 930,000 policyholders in South Florida lost coverage after 11 insurance companies went bankrupt, caused by more than 600,000 insurance claims filed. This led the Florida Legislature to create new entities, such as the Joint Underwriting Association, the Florida Windstorm Underwriting Association, and the Florida Hurricane Catastrophe Fund, in effort to restore adequate insurance capacity.[95] Stricter building codes were created in Florida in the aftermath of Hurricane Andrew. A survey by Tim Marshall and Richard Herzog of the Haag Engineer Company in Carrollton, Texas, highlighted several construction issues. On the roof of some homes, the concrete tiles were glued to felt paper, which could easily be ripped by straight line …show more content…

A migration of mostly White families northward to Broward and Palm Beach County was ongoing, but accelerated after Andrew.[100] Many of these families had used the money they received from insurance claims to relocate.[101] The population growth was especially noticeable in southwestern Broward County, where land development was pushed "years ahead of schedule".[100] Similar migration occurred within the Jewish community. Although some areas of Miami-Dade County still have significant Jewish populations, many Jews resettled to Coral Springs, west Fort Lauderdale, Hallandale Beach, Plantation, and Tamarac in Broward County and Boca Raton and West Palm Beach in Palm Beach County.[102] The county had a net loss of about 36,000 people in 1992, while Broward and Palm Beach counties gained about 17,000 and 2,300 Miami-Dade County residents, respectively.[103] By 2001, 230,710 people moved from Miami-Dade County to Broward County, while 29,125 Miami-Dade County residents moved to Palm Beach County. However, as Broward County became more crowded, 100,871 people relocated from Broward County to Palm Beach County.[104] Consequently, the Hispanic population in south Miami-Dade County climbed rapidly.[101] In Homestead, for example, the Latino population increased rose from 30% to 45% between 1990 and 2000.[105] Due to damage to

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