Summit Community Bank 's Commercial Loan Portfolio

* Focus on continual growth and improvement while providing a reasonable return to our investors.

On Wednesday, October 18, 2017, at 11:00 AM, the Investigator arrived at the American Lending Offices, at 2900 Bristol St., Suite H-202, Costa Mesa, CA 92626. We received Mr. Mina Samaann’s r/s. Mr. Samaann confirmed the American Lending LLC, received applied and authorization through a construction permit approved on November 28, 2016, by the City of Costa Mesa to proceed with interior construction at their Bristol Street address. The license was required through the city’s Code Enforcement Division before any work can begin at the already built structure. He claimed construction did not start until the second week of December 2016, which he monitored the progress of the development each day. The sub-contractors he hired assumed responsibility

Stage in Life Cycle: Residential Area = Mature, Small and Medium Business Area = still growing and the Enterprise (Ethernet Area) = Early development & rapid growth.

* A broader capital base gives the company more access to credit which gives the company an option to venture into new business opportunities

Quicken Loans is the second largest retail mortgage lender in the United States. Quicken Loans goals and values are based on strong corporate culture which drives decision-making. In analyzing Quicken Loans’ goals and values have on job satisfaction and motivation, there are key components from both Job Characteristics Model and the Employee Satisfaction Model that could be applied their business model. There are similarities with both models, regarding goal setting to motivate and incentivize, task identity and significance, focus on job performance, job satisfaction, productivity, and customer satisfaction. Quicken loans business model can be adopted by many organizations. Larger corporations may be able to provide a similar structure

The three banks that I researched for this project included Lake City Alliance Bank, Lake City Federal Bank, and Think Bank (Rochester). I looked at the consumer fee schedules, banking services, and hours of each bank and compared a variety of different rates specific to each bank. My research allowed me to lower down my choices and pick the bank that I believed was right for me.

Individual growth which can be investing in people, learning opportunities through training programs and career opportunities through new jobs and promotion.

Citigroup’s leveraged loan exposure is composed of two main risks. First, holding these leveraged loans could be costly from a regulatory capital perspective because they hold a 100 percent risk weight. Citigroup would need $80 million of capital for every billion dollars of leverage loan. By selling these leveraged loans, Citigroup would reduce capital requirement. Second, a decline in the leveraged loan index (LCDX) value from 97 cents on the dollar to 92 cents on the dollar posed a $1.5 billion loss on its leveraged loan portfolio for the fiscal year ending on December 31, 2007.

Lowe’s also has a service called Lowebot. This innovative robotic device has been sent out to stores in California. “For nearly two years, we’ve studied how robots in our San Jose Orchard Supply Hardware store can help customers more effectively navigate the store to find products and assist employees with inventory scanning,” said Kyle Nel, executive director of Lowe’s Innovation Labs (Product). Lowebot can assist a customer looking for specific products as well as show them where they are. The device can also scan for prices, and answer less complicated questions, therefore leaving more time for employees to offer project expertise and personalized service. This device is being tested in California and has been a great hit so far.

PE was approved on Dec 1, 2016 for 1.134 via email. New construction. Builder is Perry Homes. Preferred lender Crestmark mortgage. Crestmark offer customer 4 without any discount. Once the received approval on PEX the rate pricing had worsened. In order for me to lock rate in at 4% borrower was paying discount. I asked customer is I could get him 1.25% if he would move forward with Chase. He agreed. Rate locked. I’m requesting PE for

The four components of its financial strategy are steady with this growth objective. Its growth objective is to remain a leading growth company and developing appropriate investment

“ And God hath set some in the church, first apostles, secondarily prophets, thirdly teachers, after that miracles, then gifts of healings, helps, governments, diversities of tongues.”

Thus, young designers will seek to profit from the support of investors to finance their growth.

Growth is usually associated with access to, and conservation of cash while maximising profitable business. People often see venture capital as the magic bullet to fix everything, but it isn't. Owners

They claim there are no gimmicks such as deferred interest and hidden fees, and they say that what you see at the checkout is what you pay in total. They are simply offering another method of payment and giving people another option when they are stood at the checkout or making their purchase online.