Abstract
The role of women in society has taken a drastic change from their predecessors of the 1950’s. Women have found their voice in society through the power of voting as one of the first landmarks, and now more than ever, women are forcefully breaking through the glass ceilings in the workforce arena. The concern at hand is a woman’s ability to access timely and appropriate care as well as preventive services, which enable her to continue balancing the many hats that she is wearing in modern society. With the new health reform law, passed by President Obama in March of 2010, this new law holds the potential to expand women’s access to health insurance coverage and make reforms that may strengthen the health care systems ability to
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Insurance reforms require guarantee issue and renewability of policies regardless of health status; also banned, are pre-existing condition exclusions. Insurance companies are now not legally able to charge higher premiums based on gender, health status, or occupation.
Healthcare reform benefits include, essential health benefits which will mandate all new plans to offer minimum coverage for ambulatory care emergency services, hospitalization, maternity and newborn care, mental health and substance abuse care, and preventative and wellness services. There will be no cost sharing for preventive services; however contraceptives will not be included in the essentials package. Medicare benefits include new personalized health plan benefit with an annual comprehensive risk assessment. Also $250 rebate will be given for spending in the coverage gap. Long-term care includes a program called Class Act by 2011, which is a voluntary savings program that allows those with disabilities to purchase non-medical services. Office on Women’s Health has now been established in all major federal agencies such as DHHS, CDC, and FDA; this entails a coordinating committee on women’s health and a national women’s health information center.
Eliminating the barriers to access of care starts with the extended health insurance coverage offered through the ACA. The Shortage of healthcare providers in areas- opens a window of
A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’
The Affordable Care Act might be the best thing in American history for women’s health. The new law gave over 19 million uninsured women health coverage. Women overall are more intact with the health system than men because the majority takes care of their families. Women are usually on the forefront at doctor offices and hospitals with their children, making appointments for their spouse and for those who assist with their parents, they are the one scheduling and doing paperwork for
While, as previously stated, the Affordable Healthcare Act is expected to increase medical coverage to include an additional 30 million people, it has become clear that just because the coverage was expanded does not mean an expansion of actual care. With the enactment of the ACA, congress unleashed what can be called a “tsunami” of newly insured patients, flooding a delivery system that was already stressed and barely hanging on. The
It has been six years since the Affordable Care Act has been implemented into the United States healthcare system. As the pieces and provisions of this monumental federal statute become understood and executed, it is transforming the demand for care. Prior to the ACA, a significant number of Americans were marginalized and unable to obtain coverage. This system was faced increasing healthcare costs, placing greater financial strain to everyday Americans, businesses, and public health insurance systems. The ACA did not only help ensure health coverage for all (almost
In 2008, during President Obama’s campaign, President Obama announced that he would fight for a national health care system that helped millions of uninsured Americans obtain health insurance. The Affordable Care Act, also termed Obamacare, passed on Christmas Eve of 2009. While some people believe the Affordable Care Act is great, others are not too fond of the of it. From passing the bill, the government hoped to expand Medicaid eligibility to help more people whose income was meager or near poverty level. Although the idea was good, studies show that people of color, families in rural areas, and those with cultural and language barriers struggle to receive health care and pay for it. Furthermore, since Obamacare passed into law, the
On March 23, 2010, President Obama signed the Affordable Care Act into law. It was intended to provide the American people with better health coverage and care. Unfortunately, many people are still not covered due to a lack of information and because they simply cannot afford insurance even at a discounted price. Many feel that there is still a good deal of confusion regarding the ACA which can prevent people, especially women, from getting the coverage and care that they need. Women who are not used to getting medical care, may not know that programs now exist that make health care services free or very inexpensive. The women who are the least informed are the ones who need it the most as they experience high rates of unplanned births and chronic illnesses. It will be financially beneficial for local and state governments to find ways to get this information to women so as to prevent health problems that will cost the government millions of dollars in the long run.
The Affordable Care Act (ACA) extended healthcare coverage to millions of formerly uninsured individuals by expanding eligibility of Medicaid and the formation of Health Insurance Marketplaces. The ACA also included reforms to assist individuals sustain coverage and have the availability of affordable and accessible private healthcare insurance. Analysis from 2014 and early 2015 and have shown significant increases in public and private healthcare insurance coverage and have attributed the remarkable decreases of the rates of uninsured individuals from marketplace.gov and health insurance exchanges from the first year the ACA had healthcare coverage available.
There are providers, of public hospitals community and rural health centers, and local health department considered to be safety net providers that service the uninsured. But the result of increased demand has caused limited capacity and decreased treatment options due to eroding finances (KFF, 2013). In order to improve the well beings of Americans, it is imperative to establish a health care policy that will deliver comprehensive coverage for all.
The Obamacare/ACA, might have helped numerous of individuals in acquiring health care, but the health professionals are facing a shortage of reimbursement difference for their services. As a result, Hospitals and healthcare providers were force to layoff personal and come up with innovative solutions. This point is proven by the renowned author, Amy Anderson by stating as follows: “The American health care framework has had shortages of personnel for quite some time and would not be prepared to give the adequate service to this amount of patients in need of medical attention. Training new professional health services personnel could take years. There is a shortage of graduates from medical and nursing schools. Doctors, nurses and health professional are sharing responsibilities prospective patients will face a longer wait time”. (Anderson, 2014)
The fight for the right to adequate health care has been a lifelong war in the United States of America for every women in the states. The battles are plenty, but each
Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax
There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand
Women and ethnic minorities have been subjected to many inequalities in the health care system. Though there are efforts to “improving” the system, some women are still under represented. These under representations are caused by inadequate ways to receiving health care and restrictions of things such as abortions. According to the chapter “Navigating the Health Care System” in the text book Our Bodies, Ourselves; the author states, “Unfortunately, health care reform includes burdensome restrictions on insurance coverage of abortion care and unacceptable limits on access to coverage for certain immigrant women” (Norsigian, p.653,
U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it
The implementation of the health care reform law has yielded the largest reduction in the aim for uninsured for the last couple of decades. But, while the uninsured rates have decline access to care has now become a prevalent issue. “ The expansion of coverage is not an expansion of actual care and this distinction is becoming very clear’ Heritage ( 2014) Access to