The Affordable Care Act: A Case Study

In present times, people with high incomes that’s above the 100 percent poverty level is eligible for premium subsidies to purchase private plans in the health care market. Individuals that are below the 100 percent of poverty in states that don’t wish to expand Medicaid; do not have access either to subsidized private coverage or Medicaid (Garber & Collins, 2014). Originally, the law require that all states expand Medicaid eligibility, to enable those people living with income that is increasing to 138 percent of the poverty level. These factors are equivalent to $15,856 for each individual and $32,499 for a family living in a single dwelling (Garber & Collins, 2014). In 2012, the Supreme Court made these regulations optional for ruling.

The Affordable Care Act includes changes to Medicare, Medicaid, private insurance, and creates many conflicts and benefits around how it will affect health care in the future. Clearly, all items within the medical reform are connected, so that a positive impact in one area may inversely affect another. The primary change is the extension of health care coverage to the uninsured, but it comes with a cost. Costs include penalties, taxes, reduced medical access, and lower reimbursement rates for physicians and hospitals. The Affordable Care Act is conceived with a good purpose; as a result, everyone will now have access to affordable health care, although, “affordable” is not yet well defined. Health care providers will be able to continue their vocation of providing good care for our society, but in some cases, changes to insurance may still have a poor outcome.

The Affordable Care Act is a law that was enacted on the 23rd of March 2010. Regardless of the fact that it was put into place in 2010, there are still numerous aspects of the law being debated today. The law has several provisions that are expected to take effect between the year of 2010 and 2020 (Reid, 2012). Among the significant reforms in the law includes a clause prohibiting insurers from refusing people coverage due to some preexisting conditions. In addition, these companies should offer the same price for all clients who are in the same geographical location and are the same age. Another reform was that families that are in the poverty line should receive federal subsidies if they decide to buy insurance through an exchange. The government also created minimum standards for insurance policies. The government also established health insurance exchanges as platforms for comparison of different policies. The Affordable Care Act also has an individual mandate

The signing of the Affordable Care Act in 2010 was a big step forward in fixing the broken healthcare system in the United States. Unfortunately the law did not do enough to help a large segment of the population achieve its named goal. Due to high deductibles and other cost sharing in lower tier plans, healthcare continues to be unaffordable to many.

The Affordable Care Act (ACA), also known as Obamacare, was signed into law in 2010. The goal of the ACA is to provide affordable health insurance coverage for all Americans. The ACA was also designed to protect Americans from insurance company schemes that may increase patient costs or restrict care. Millions of Americans have benefitted by receiving insurance coverage through the ACA, especially those who are unemployed or have low-income jobs. Some could not afford insurance because they could not work due to a disability or family obligations. Others could not get health insurance because of pre-existing medical conditions. “More than 45 million Americans are uninsured, and as a result, they experience increased morbidity and mortality”

Conclusion: The Obamacare has its very good points it does benefit the economy in ways that are meant to take the economy out of debt. But they do cause side effects that may not have been thought of.

The Affordable Care Act (ACA) has expanded the choices for different populations, across the nation, to apply for health insurance. Under the ACA, it is a requirement that everyone have health insurance that meets the minimum requirements or they will be charged a fee. For unemployed individuals, often times the price of healthcare is concerning. Without an income people may struggle to come up with the necessary funds to pay for a healthcare plan for either themselves or their family. The ACA offers a healthcare marketplace that allows individuals to check their eligibility for affordable healthcare insurance, Medicaid, or the Children’s Health Insurance Program (CHIP).

Health insurance and the affordable care act is a major topic in the United States today. This being said, there are many questions that run through one’s mind when the topic is discussed. Questions such as, what exactly is health insurance? What is the Aetna-Humana merge, and how beneficial is it? Should healthy citizens help pay for citizens with prior known health issues? Should people with preexisting conditions even have the option to purchase insurance to help cover medical cost? Although the Affordable Care Act has been in effect for a few years now, there are still some problems today the health insurers face because of this law.

HCA is a healthcare provider that was established in 1968. Their main focus is on offering cliental with a number of different services to include: inpatient, intensive care, outpatient, diagnostic and emergency services. To achieve these objectives they operate a variety of facilities such as: outpatient, psychiatric, surgery centers, freestanding emergency care facilities, diagnostic / imaging centers and comprehensive rehabilitation / physical therapy centers. They are structured to create increasing earnings for its policy and shareholders. This is achieved by contracting with private doctors to deliver services to its preferred providers members. At the same time, they receive fees from these entities and they negotiate lower group rates.

Prior to the enactment of the Affordable Care Act, many Americans did not have access to health care. According to Shi and Singh, assess is an individual’s ability to obtain health services when necessary (Shi &Singh, 2010). “After implementation of the ACA, the proportion of the U.S. population that was uninsured dropped from approximately 16% to roughly 12% in 2014 (Shi & Singh, 2010, p 11). More low to middle income American are eligible for health care services through the Affordable Care Act. Advancements in health information technology have helped to improve and streamline medical services and have helped with the lower cost of health care. “Essential insurance benefits required by the ACA include preventative and wellness services,

Four years after President Obama signed the Affordable Care Act into law there is still uncertainty regarding how it will affect small businesses. Because there were delays and exemptions granted by the, Obama administration and challenges that were still pending in courts. The effects on small businesses vary from state to state depending on the company size and the composition of the company's workforces. But the large corporations pay their employees medical bills and hiring insurers to administer health benefits. Most small businesses purchase group health insurance from insurers and face cost increasing regulations as they go through the annual ritual of renewing their coverage. While media has focus their attention on the state and federal health exchanges, employers are responsible for the growth in the

In 2008, the United States elected Barack Obama as our President. He came into office with determination and promising the citizens great things. During President Obama time in office one of his greatest accomplishment has been passing the Affordable Care Act in 2010. After five preceding presidents were unable to create a universal health insurance plan, Obama provided insurance for 32 million previously uninsured Americans. However, the Affordable Care Act raised many questions from citizens over rather or not the bill was constitutional.

Through the presidency of Barack Obama, the United States was introduced with the Affordable Care Act (ACA). This act gives the opportunity to individuals and families a greater access to affordable health insurance options that include medical, dental, vision, and other types of health insurance that they may not have been applicable for previously. The cost of health care can be extremely expensive for those who face ongoing medical issues. Through the ACA, it allows individuals to enroll that have lost previous coverage, had a child, or got married and the list goes on. “In 2014, Medicaid coverage had been expanded, through the ACA, to almost all adults with incomes at or below 138% poverty in states that have accepted the expansion, and tax credits are available for those with incomes up to 400% of poverty who purchase coverage through a health insurance marketplace” (Garfield). After the ACA was established the uninsured rates dropped to a historic low.

In March 2010, the healthcare reform law known as Affordable Care Act (ACA) also known as “Obamacare” was enacted. One of the goals of ACA is to make healthcare insurance that is affordable to more

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.