The Cost Of College Education

Some people think that getting a college education is not really a good idea anymore. According to Abel and Deitz, “In recent years, students have been paying more to attend college and earning less upon graduation—trends that have led many observers to question whether a college education remains a good investment” (2014, p. 1). If the student cannot find a job that pays a decent amount of money, after graduation why should the government ‘fund it?. College costs are rising each year. Future generations may not be able to go to college because tuition will be too high. But Abel and Deitz

The increased costs of tuition and fees are making it more difficult for individuals to attend college, and they are being forced to drop out, having a major impact on graduation rates. Data stated that was stated in FACT SHEET on the President’s Plan to Make College More Affordable: A , Better Bargain for the Middle Class (2015), “The average tuition at a public four-year college has increased by more than 250 percent over the past three decades, while incomes for typical families grew by only 16 percent” (“Fact Sheet”, 2015). This is causing major stress and becoming a burden on the finances of the student and their families. In order to attend college, a large percentage of students will have borrow money because of

In today's world college is a major aspect of our society. However, many argue whether or not everyone should actually go to college. Not everyone should go to college for two main reasons. Not everyone that goes to college can graduate because they don't take it seriously or they are just not smart enough and they end up just wasting money. Second, not everyone can afford college and depending on what job you get, you might acquire so much debt it will very hard to pay off later and college might not be worth it.

In recent discussions about college, a controversial issue has been the great amount of student debt owed by students. Hence, many students have opted to not go to college because they do not have the money to pay their student loan debts. In the essay“A Lifetime of Student Debt? Not Likely,” Robin Wilson argues that graduating college with student loan debts is a still better option than not attending college. On the other hand, other people contends that people should not go to college because they will end up in debt for the rest of their lives. My own view is that college is still a worthwhile investment that everyone should seek regardless of the debts they have to pay in the future. In other words, people should go to college. My

For many in the middle class student debt has a strong and relentless grasp on their economic future. In their article "Why Free Higher Ed Can't Wait" Jeje Biola and Belinda Rodriguez state that, "Student debt has reached a record total of over $1.3 trillion" (6). This has left many people wondering where this is coming from and wanting change. This number is just too high in the minds of the average American. In the last few years free college tuition has been a hot topic in American politics, as recently as the 2016 presidential race. Candidates such as Bernie Sanders and Hillary Clinton proved to be a huge push for free tuition. The raising college tuition rates effect all Americans in some form or fashion, so support is quickly rising especially

I have seen and met many people who work so hard to pay for college. Some people I have met have disregarded the idea of college, simply because they know that they will never afford it. Everyone deserves a chance to go to

The trend continues with the skyrocketing prices of college tuitions. This is not an uncommon issue the days of college tuition being affordable are slowly fading into the past. This conundrum has brought to light the idea of using tax money to help pay tuition. This idea has vast potential, but can it reach its potential.

There are many students cannot go to college because of the cost of college tuition. Some students work hard at the fast food places, restaurant to pay off their tuition. The government of the United State gives the opportunities for the young Americans that if they participate in national service to the country, they will be able to exchange for free colleges or technical school tuition. The government also gives students many options such as working at an urban library for library major; working in a homeless shelter for social work major; working in the juvenile justice system or prisons for criminal justice majors; working in hospitals for pre-med students and nursing majors. Young Americans should participate in national services in

Every 7 7 in 10, 226 million college graduates has student loan debt; thats over 1.3 trillion dollars. This paper will give a rough estimate of what someone may need in college and how much it will cost to get them. There will also be averages of college tuition and credit hour costs. College is an important aspect of life now that a degree is needed to get most jobs. There are many ways to decrease the prices of college and there are multiple ways to pay for college but college will still be expensive. The cost of college still is too demanding because of living cost such as food and clothes, The course supplies and student loan debt once the student has graduated but, there are ways to reduce the cost like military

As the cost of college education continues to rise exponentially year-by-year, politicians are talking about either or not to make it free. Presidential candidates like Bernie Sanders raise the point of making all public colleges free, and others like Hillary just want to end student debt. Making college a free and accessible to anyone sounds like a great idea, in theory, but in the United States it is not so feasible. At least; not the way some politicians plan on making it free. Reasons for which making it free would not work is that in the end, it will be damaging to the U.S. economy. Bernie Sanders wants to raise tax on the rich, the primary source of money in the U.S., but also get most of the money for this program through a tax called “Financial Transactions Tax” or FTT. To put it simply, for every transaction made in the financial markets, the tax will be of one basis point (.01 percent). Doesn’t sound terrible, right? Well not for household traders, but in companies that trade billions each day, that number is drastically larger. Another reason for which this will be damaging is that since all the money funded through this project is from Wall Street, some years could see a drastic shrink in money earned. That ties into the last point that short-term gains are very visible, but in the long run less money will be funneled to this program. So although free college may seem like a worthwhile plan for the United States, the possibility of this plan going into fruition

It is obvious to anyone who looks that the cost of a college education is rising at an alarming rate. Increased tuitions, decreased government funding, and increased institutional debt contribute to a $1 trillion student debt crises. These factors, along with critical mismanagement of funds on the part of Universities create an environment where education has risen at more than twice the rate of inflation. By examining educational institutions finances, we can begin to understand the problem, and how to solve it.

“The cost of college education today is so high that many young people are giving up their dream of going to college, while many others are graduating deeply in debt.” by Bernie Sanders (College). As the famous candidate for presidency says, college education may serve a greater purpose, but the increase in unpayable debt is an issue for young adults who have a hard time in finding a reasonable payment plan when student loans exceed the living costs. Student debt has exceeded from 2003 to 2012 by 20% (Caldwell). If one would take out a loan for 10,000 US dollars by now it has grown to double that amount. How can anyone pay that much without getting a bad credit score? This continues as we can take a closer analysis of the bar chart below. Picture one shows us a bar chart of the trending increase in student loan (Lee). For younger adults the amount of student loan being taken by high school graduates has increased by almost 33%. In total, the amount of student loan increased from 2004 to 2012 is almost 400%. This is why most high school graduates heavily rely on parents because not one eighteen year old has the resources to lead a stable life. The young adults cant break away from their parents because they cannot pay off these debts. Most of these debts increase because none of them can be paid on minimum wage so a large monetary deficit appears in the student 's balance. In picture 2, we can see the balance between of the major loans being paid (Lee). HELOC means home

40,000,000 can be an extremely daunting number. This number is the approximate amount of people in the United States that owe a collective total of $1.2 trillion in student loan debt (Dynarski par. 1). They are only gigantic numbers on paper, but in real life, their meaning is life changing. People are struggling in ways that those viewing the numbers can barely fathom, and the effects are alarming. The cost of obtaining a higher education is showing problems for the people, the economy, and the future of America.

Often students don’t believe they can afford college. Their parents don’t have the money to assist them and they know working a part time job isn’t going to cover the cost of a college education. These students should have the same opportunities as everyone else which is why the government has setup some programs for students that are in need of financial assistance.

Imagine being someone who struggled throughout high school, but is constantly being told they need to go to college. If a student is constantly having problems with their learning, thinking, money, and support, why should they be obligated to continue their education when they are struggling today? The problem today is that people feel like they have no other choice but go to college to be successful. Many people today do not go to college, but get a job and slowly start to become successful. A person can work and gain experience and knowledge, which allows a person to move up. Since there are many jobs today that do not require a college degree, going to college should not be obligated by students after high school. College is not for everyone, and no one should be forced to go.