Has the introduction of the Affordable Care Act “Obama Care” made the Health Care System in the United States better or worse? Please provide evidence, statistics, information, argument to support your answer. In your answer, please address the following issues in the Health Care System of the United States:
1. The Quality of health care
2. The Access to health care
3. The affordability of health care
Affordable Health Care Act Affordable Health care has been an ongoing issue in the United States for many years. Generations of politicians have been determined to make the cost, quality, and, access of healthcare affordable for all citizens. However, problems associated with this matter have created much controversy. Many facts exists concerning “Obama Care”, facts that point out how the Affordable Care Act helped the United States save billions of dollars for insurance companies and the American people. On the hand, some Americans are not satisfied with “Obama Care”, because of high insurance premiums, deductibles, and co-payments that are coming out of the general public paying out of pocket for this plan. However, because of Obama Care quality, access, and affordability of health care has made some significant differences in many areas. Areas such as protections and regulation of an out-of-control insurance industry. Insurance companies can no longer execute high premiums of annual or lifetime limits on the amount of
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.
The affordable care act thought it would fix all the American problems of not having health insurance, but it did not fix them all. A huge advantage of Obama care was allowing young adults to stay on their parents insurance until they were 26 years old. I personally am grateful for this one because there is no way I could afford health insurance if it wasn’t for my mothers insurance. They also expanded Medicaid to millions of people by creating the market place. The affordable care act was supposed to make the overall healthcare costs lower and more affordable. In 2015 the cost of services increased 0.5 percent, which is reported less then typical years, which were approximately 3 to 4 percent. Another major advantage of the affordable care act is that they required all insurance plans to cover you for mental health, addition, chronic diseases, preventative and wellness visits, maternity and newborn, services and devices, lab tests, pediatric care, prescription drugs, outpatient care, emergency room care, and lately hospitalization. These ten are very important for the quality care for the overall health of a patient.
“Obamacare”, also official known as the Patient Protection and Affordable Care Act or the Affordable Care Act for short was first approved on March 23, 2010. The Obamacare Act would guarantee to help Americans be able to get ahold of a fair, low-cost quality health insurance and reduce American’s spending on their health issues. Even with such a great plan, there were many flaws and hesitance that went towards enforcing this new health care plan. However, Obamacare has tremendously enhanced opportunities in order to receive healthcare for a vast number of Americans, despite its complications.
Questions are constantly circulating around the new Affordable Care Act. Many do not know what it does and the government is trying to make it out to be a big savior to the medical field for doctors and patients alike. The Affordable Care Act has also been given the name Obamacare because of its ties to the President. He believes that increasing the amount of people on insurances of any kind that meets his “standards” will help health care become more available and more profitable. Unfortunately, these claims are not true as Obamacare is clearly going to negatively impact health care in all aspects. The problems start for patients who get on government healthcare programs, such as Medicaid, with the fact that the treatment plans are extremely
On March 23rd of 2010 one of the most highly controversial bills in American history, the Patient Protection and Affordable Care Act (PPACA), better known as the Affordable Care Act (ACA) was passed into law. The Affordable Care Act attempts to reform the healthcare system by providing more Americans with affordable quality health insurance while curbing the growth in healthcare spending in the U.S. The reforms include rights and protections, taxes, tax breaks, rules for insurance companies, education, funding, spending, and the creation of committees to promote prevention, payment reforms, and more. Four years since being passed has the Affordable Care Act begun to make healthcare more affordable to Americans? When it comes to the affordability of health care In the United States, health care has always been a private for-profit industry. The main purpose of the ACA is to make insurance more affordable and expand coverage to uninsured Americans by enacting a number of provisions. This research paper will explore some of these provisions, document their details and decide whether are not they are truly helping make health care more affordable.
In recent years, health care has been a huge topic in public debates, legislations, and even in deciding who will become the next president. There have been many acts, legislations, and debates on what the country has to do in regards to health care. According to University of Phoenix Read Me First HCS/235 (n.d.), “How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost”.
The Affordable Care Act (ACA), also known as ObamaCare, is a United States law that was signed by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. This Act was set to reform both healthcare and health insurance industries in the United States. It aims to lower cost on coverage, add new benefits, and a few new taxes. Increasing the quality, availability, and affordability of private and public health insurance are very important roles of the ACA. While trying to help over 44 million uninsured Americans, it is changing taxes, mandates, subsidies, and adding new regulations. The law is trying to slow the growth of healthcare spending and cost, which has been rising at an unsustainable rate. The Affordable Care Act has added many new laws and regulation, but how much has it helped and how will it be changed after the presidential election?
As the years go on, everything around us is constantly changing and becoming more advanced. The recent election of our president has and will force us to see some very big changes in the next few months. ObamaCare also known as the Affordable Care Act was set in place by President Obama in order to reduce health care costs and give affordable health insurance to Americans. I was very skeptical about researching this because it is such a controversial topic but I chose to move forward with learning more about ObamaCare. The New Year is approaching quickly and this new healthcare system will
Many Americans agree that our health care system needs to be changed. What people do not agree on is how. With the advent of ObamaCare, healthcare reform is more important now more than ever. With the high cost of medical care due to insurance cost and pharmaceuticals, healthcare professional must learn to think outside the box to make medical care affordable to everyone and still have the doctors make a profit. With the rebirth of Healthcare Reform, the general public is talking about it, has an opinion on it and wants to know more about it. With this paper, I want to explain the benefits of Healthcare Reform explain why the new ObamaCare is a better choice for more Americans and prove there are still strides to be made. I think the new healthcare reform does not present a fundamental challenge to American Democracy but would in fact strengthen it as more Americans are encouraged to buy into it and taking control of their own health. Some Americans feel that Obama care did not help our health care system.
What exactly is ObamaCare? ObamaCare is “The unofficial name for The Patient Protection and Affordable Care Act which was signed into law on March 23, 2010. Obamacare's health care reform offers Americans a number of new benefits, rights, and protections in regards to their healthcare and setting up a Health Insurance Marketplace where Americans can purchase Federally regulated and subsidized health insurance” (“What is ObamaCare/ What is Obama Care.", 1). In this paper I’m going to explore if ObamaCare is worth the risk.
Prior to the passing of the Affordable Care Act, government interventions existed but none as intrusive and omnipresent as those in the ACA. Although, previously, fewer government intrusions existed, the healthcare industry and health insurance companies in the United States were still heavily controlled by government regulations. At this point time it is too early to tell whether the reform has resulted in any economic advantages or disadvantages. While the Affordable Care Act is still in its early stages, and still not fully implemented, some research and data is available as to whether the reform could be successful, or has been already in any aspect, or not.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
Introduction: Healthcare reform in the United States has preferred to change the health care policy to ensure that all citizens are rendered affordable health coverage. Obamacare took effect in 2014 and provided coverage for over 32 million uninsured Americans with health insurance. With the new law in effect, insurance consumer cost will decrease and become more affordable for all U.S. citizens. Many American’s have formed a negative dispute to the fact, that from now on state officials will decide which insurance coverage they should purchase.
In the United States, the health care industry is without flaws. Regulatory reform, known as Obama Care, is changing the health care landscape. Laws regulating insurability, profit margins, and taxes will align the United States’ health care system with other first world countries. Arguably, health care reform may not improve the United States’ health care system; only postpone a long term solution to cost containment.