Essay on ObamaCare and How It Greatly Affects Our Health Care System

The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,

If one cannot afford the price of an Affordable Care Act policy they can be assessed fines or penalties based on their income or a set fee, it has caused taxes to be higher and some of the funding for Obamacare comes from already established government insurance that is mainly for the elderly or retired. When it first came out the whole thing was the butt of many jokes as when people tried to enroll, the website crashed or it took people over an hour to sign up and some people found the whole process to be complicated. In order for some companies to be able to afford the premiums for Obamacare they have resorted to having to cut hours from their employees to under 40

On March 23, 2010 President Barack Obama introduced a new healthcare system because various Congress representatives and Obama believed our country needed a change. This new healthcare system was called the Affordable Care Act (ACA), better known as Obamacare. It is now 2016, and it is time for more changes. With a new president coming into office, Donald Trump, we can expect changes to Obamacare or an entirely new healthcare system altogether. Obamacare is costing Americans more than it was intended to (Galen Institute). This essay will explain why Obamacare needs to be improved and how to improve this healthcare system. Obamacare has two types of supporters. The first type of supporters believe there is nothing that can be done to make this healthcare system better, while the second type think there should be changes to reinforce this health care system. Opponents believe Obamacare needs to be changed or ended altogether because they claim it is not helping the American citizens. Going forward, Trump should make changes to Obamacare in order to make it stronger instead of scrapping it altogether.

The purpose of Obamacare is to give Americans access to an affordable health care plan. The new law in 2014 is that everyone in the United States must have some type of health care plan. Americans who do not have a health care will have to pay a price on their tax return. The price is, “one percent higher than your income for the year or ninety five dollars per person in your household, whichever is higher.” (Long) This may not matter for some people, but others are having problems with that fact the price will also go up every year. “In 2015 it will be two percent of your income or three hundred and twenty five dollars per person in your house,

In the past years down to 2008 we the people have heard conflicting arguments about the Affordable Care Act, also known as “Obama Care”. Obama Care is a health insurance plan ran by the federal government. A health insurance plan in which everyone in the United States is eligible to have weather you are rich, middle class, and even the starving, hurting, suffering poor people that don’t have enough money to even keep the clothes on their back. Health insurance is when you pay an insurance company a certain amount of money per month and if you were to ever get sick

Obamacare has drastically raised health care costs for individuals and families. One of the reasons Obamacare was established was to reduce family premiums by $2,500 a year (Anderson 1). However, this goal has not been accomplished yet, the typical family premiums are increasing at rapid rates (Anderson 2). From 2015-2016, Family Silver, one of the most popular family insurance plans, had a ten percent increase on their premiums price. Some states even rose by forty percent (Furchtgott-Roth 3). Middle class families cannot keep paying an arm and a leg for health insurance. Health insurance should not be a major issue for Americans, it should be

A less-known consequence of this mandate, one that is rarely mentioned in the public or media discussions on the plan is “individual mandate”, the requirement that each person must either purchase insurance coverage or pay an “uninsured tax” as a penalty for not maintaining health coverage. The law actually fines those who choose to not to carry any kind of insurance for every month not insured in the form of an added tax, and the amount of that tax is growing annually. In 2014, the rate was about $95 per adult and $50 per child per year. For a family of four that is $290 a year just in an extra tax. “The fee increases each year until it ends up being about the price of getting the cheapest health plan”. For example, in 2015 the rates will jump drastically to $325 per adult and $162 per child per year (Obamacare

Obamacare is an extremely controversial topic amount American people. What was originally supposed to help the uninsured receive insurance has turned out to be anything but that. Obamacare is one of the most unproductive investments that Obama and his administration team have unveiled. The time and effort they spent on Obamacare could have been spent coming up with a valid and cost effective way for uninsured Americans to obtain health coverage. Obamacare has caused many Americans to remain uninsured, and many have lost their existing coverage due to the new Affordable Healthcare Act. A solution to the problem is to let Americans choose the insurance they want and allow the government to crack down on insurance companies, not dictate what Americans can and cannot do.

“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people

Obamacare uses federal subsidies make health care premiums more affordable for people with lower incomes. People closer to the poverty line receive extra subsidies which reduce the cost of deductibles greatly and can even reach thousands of dollars. However, the case for many of the middle-class Americans is very different. For a person earning more than $47,520 or a four-person family earning $97,200, the premiums and deductibles are very pricey making health care coverage unaffordable. The middle class doesn’t receive the subsidies like the lower income does. Obamacare isn’t making health care more affordable a crossed the board, rather it focuses on helping people with lower incomes by reducing deductibles prices. This makes Obamacare

Have you ever gotten sick or know of anyone who has but cannot afford the medicine? If so then you must ask yourself, “how am I going to get your hands on the medicine that I need?” With the Affordable Care Act (aka ObamaCare), you would not have to worry about that. ObamaCare is an affordable health care plan to which all American citizens can get medically taken care of without spending a fortune, regardless of what is wrong with them. Obama-care is necessary to the American public. Reasons being for ObamaCare being necessary are that middle and lower class citizens cannot afford health insurance, certain plans do not offer certain medical procedures, and it ensures citizens to have no medical worries. One of many political cartoons

Obamacare may be one of the most debatable topics at the moment ever since 2010. For those who are still confused on what Obamacare is and how it works is understandable and common amongst Americans. Obamacare is also known as the Affordable Care Act. It can be summed up as a law that ensures every American has access to health insurance that is affordable and within their budget. This is done by offering people discounts on government-sponsored health insurance plans, and by expanding the Medicaid assistance program so they include more people who can’t afford health care. In order for someone to qualify for Obamacare they must have an insurance plan that covers at least ten essential services that pertain

The Affordable Health Care Act, worldly known as “Obamacare”, went into action on January 1, 2014 changing the rules for health insurance companies, business, and common people. Health care companies are no longer able to turn down anyone that has pre-existing health conditions and are not allowed to discriminate or charge higher rates for people of a certain gender. Also, insurance companies are not able to establish annual spending caps on essential health benefits. However, along with all the good qualities come the bad. Obamacare “required most individuals to secure health insurance” (Levy). Citizens deciding not to buy insurance in 2014 will be charged an annual penalty going up each year without insurance. Depending on age, income, and

My feelings on Obamacare is, Obamacare is very much needed for people who cannot afford insurance or for people who cannot get insurance due to a pre-existing condition. I work a full time job and I am covered under my employers for health insurance, but what if I get laid off, my employers will offer me Cobra which is expensive and I know that I would not be able to afford it. Obamacare will give me the opportunity to buy health insurance at a rate that I can afford. I understand some people may not like Obamacare because of people will have to pay a penalty for not having health insurance or companies will have to pay more taxes to help with Obamacare, but unless you are the person who does not have insurance, no one would understand how

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%