The Issue Of Financial Success

Arnold H. Glasow once stated, “Success is simple. Do what's right, the right way, at the right time.” Success comes in multiple forms depending on who you are and what your values consist of. In this article, Why Everyone Shouldn’t Go to College, written by Larry Cuban and reposted in the Washington Post by Valerie Strauss, pontificates on the importance of informing students college doesn’t always equate to success. More than half of college graduates flee into low-paying jobs even with high educational degrees. Cuban sheds some light on the alternatives to make money without spending a ridiculous amount on college. With that said, educating young scholars on the options they possess instead of hiding them, will further increase

While many students will have to spend lots of money paying for college, I will be earning paychecks. I know that it will take some time before I earn paychecks large enough to pay for a house of my own, but I am confident that with hard work and patience I will be living independently sooner than I would if I attended college. In his article, “10 Rules for Going to College When Nobody Expected you to,” Joe Rodriquez actually said, “don’t worry too much about the high cost of college tuition”(12). On the contrary, the high cost of college tuition is something that everyone should worry about. It’s easy to say “don’t worry about it” when you are not the person who has to pay for something. There are news stories all of the time that talk about the enormous amount of students who have debt that they can’t pay because of the lack of jobs for college graduates. College tuitions costs have risen drastically over the past decades. Going to college is good idea for students who know the job they want requires a degree. If a student is unsure about their future career, then they should consider working for a while before they spend money on college

The Millennial Generation is earning 20 percent less than the Generation X and the Baby Boomers. Psychotherapist at NYU (according to the university’s website), Brooke Donatone argues in her article, “Why Millennials Can’t Grow Up” that millennials experience “extended adolescence that delays adulthood” (Donatone 1). The author believes that the reasons for that happening are parents by their helicopter parenting and the economy because there are less high paying jobs that allow millennials to be financially independent. Throughout the article, Donatone explains that there is evidence on how it is not millennials’ fault that they are experiencing delayed adulthood. Therefore, it is safe to assume that her intended audience are the parents

Can you imagine yourself as an adult who just graduated from college, and has to move back home and live with your parents? Imagine waking up everyday and knowing that you have two hundred thousand dollars in student loans that has to be paid? There are many reasons that cause these problems, but today, large amounts of student debt and an increase in unemployment are the major problems that college graduates are facing. With the lack of jobs and no money, people are turning to their parents for food and shelter. In Rosie Evan’s essay “Boomerang Kids: What are the Cause of Generation Y’s Growing Pains,” she explains the causes of the delayed adulthood, and she also gives the messages to people and the government to offer better support to this generation. The causes of Generation Y’ growing pains are the amount of college’s debt, lack of employment and people becoming too dependent on technology.

In recent conversations of the increment of the student loan debt, a controversial issue has been whether a college degree is worth getting. On the one hand, some argue that earning a college degree is a major life achievement that some consider to be part of the American dream. From this perspective, we can see that a college degree opens up more opportunities and possibilities of employment with a higher pay and position. On the other hand, however, others argue that many people succeed without college degrees. According to the Bureau of Labor Statistics, of the 30 projected fastest growing jobs between 2010 and 2020, five do not require a high school diploma, nine require a high school diploma, four require an associate’s degree, six require a bachelor’s degree, and six require graduate degrees. In sum, the issue is whether a college or career path is worth the debt or not.

This inability for people without a college degree to get ahead means they will have to work more just to stay even as shown in “Why Millennials are Behind”, spending less time with their families or doing other things they like.

Many students are leaving college with uncertainties about their career and wondering if their chances of becoming successful are being taking away from them by politicians and rising debt. Concerns for the future is what’s making democrat candidate Bernie Sanders so popular amongst many millennials voters, because he cares about how helping students gain the life they want and need after college. By raising awareness on lowering students’ debt, and doing things the untraditional way, by holding big business accountable for their actions, millennials see Bernie Sanders as a way to stand up for their future. Future students and students that are entering the work force are worried about their mobility and wondering if higher education is the way to gaining a good job or career. The issues that are

The mounting student debt of college graduates is holding many back from achieving their life goals. People are constantly told that they can do anything they want. This is not true for a multitude of reasons. Whatever one’s idea of the American Dream is it is not always as achievable as it is said to be. An example from an article called Constrained After College states that, among all U.S. college graduates the average student debt is $23,300 (Gleason). Reasons backing why the opportunity is not assured is that many believe that things like fear of student debt make it harder to find salaried careers to start a life out of. Many also believe if there was a poor up bringing in a family, you have every chance to make it a better life. However, families in that position don’t always have the resources and funds to give that opportunity to their

Largely because of the $1.3 trillion worth of outstanding student loan debt in the United States, most young adult college graduates are in stressful, limiting, and precarious situations as they attempt to launch their lives into adulthood. Indeed, some have dubbed the Millennial generation the “boomerang generation” because after college so many graduates are moving back in with their parents rather than getting their own homes and beginning their own independent paths (Austin 329). Some studies show that as many as one half of college graduates are either unemployed or underemployed, the latter meaning either part time work

The reality is that for young people today, it is harder to educate one 's way into the middle class, and college costs are leaving many in this generation without the credentials they need to thrive in the 21st century economy. One

“What do you want to be when you grow up?”-a lingering question posed to countless children time and time again. Some people find the answer immediately; others take a little longer, but eventually everyone figures out who they want to become. After deciding between traditional professions like doctor or lawyer, and unconventional paths like acting or farming, “grown-ups” are faced with an even more vexing query: “now that you know what you want to be. How will you afford to achieve that?. Since Gen X (the generation after the baby boomers) attended college, the price of tuition has increased significantly. In fact, “over the past 35 years, college tuition at public universities has nearly quadrupled” (Campos, 2015). This issue creates noticeable anxiety for college students who must struggle to find a method to pay for a higher education without falling into massive debt. The solution to rising tuition costs is far from simple and entirely political; however, there are ways for students to afford an

Which will be seen by many Millennials because they are the ones that are faced with issues with gaining employment that will offer financial stability, which goes into how higher education leads to better occupation. This is proven by the Pew Research Center that shows that early boomers earned $32,655 a year with only a high school. However, this is not the case for Millennials that only processes a high school education that only earn $28,000 a year. The Pew Research Center shows the advantage that early boomers had compared to income disadvantage that is given to Millennials. The difference between early bloomer and Millennials can cause a major disturbance when it comes to paying student loan debt. Social mobility discusses the upward and downward career or job opportunities and types that are available to men and women (Gilbert, 2015). While wealth mobility discusses the outcome of an individual’s occupation and the connection between one’s parental wealth and ones future wealth (Gilbert, 2015). Student loans are a big concern for students because of the increase in the cost of college and their income has decreased, and it seems like the only relief that politicians are offering is minor cuts in social security (Drum, 2016). However, Bernie Sanders wants to change the entire theme of student loans by turning higher education into free education (Burns,

People struggle with money all the time nowadays, with medical expenses, cars, internet and college tuition. Sometimes people just can’t make enough money to go to college. This is an ongoing problem that isn’t the Founder Generations fault. Some claim that the Founders Generation will be too lazy to go to college and hold a job, this simply isn’t true. The Founders Generation is known for their optimistic outlook and hard work. Many people in the Founders Generation, like the millennials before them, have a different American Dream, but it is still an American Dream.

In this society of scratching and winning mega Jackpots or investing in your talent and earning more than a brain surgeon will ever earn in a life time, many parents today worry that their children might abandon education in search of alluring horizons that promise wealth without a college diploma. If the young people would stop to think about it, only a very small percentage of the population have such luck coming their way. College is and will always remain important because somethings, some experiences in life not even money can buy but a college can make you experience and reason like a diplomat. Ultimately, what is at stake here is the young people who have abandoned reality for utopia. Student loans and lack

It seems that lately households are quite full with multiple generations living under one roof. It is not uncommon for seniors to move in with their children because of financial or disability needs, but in today’s society there are a higher percentage of men and women of ages 18-33, called millennials, that are not living on their own. This is not an unusual type of behavior for a nation suffering from a recession; however, we have recently come out of the recession and yet many millennials are still choosing to live with family. This is due to a few reasons such as crippling student debt, inability to find an appropriate paying job for the degree they worked for, and the housing market being too expensive. Despite the economy bouncing back and a rise in the job market, millennials are still experiencing issues with their financial independence, but this could be solved by creating job placement programs in colleges, providing a better rent to own program, and giving high school students the proper financial preparation.