The Patient Protection And Affordable Care Act ( Aca )

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

The Affordable Care Act (ACA) is considered to be one of the most radical health care moves in legislation after Medicare. The reason being that it will provide universal health coverage to everyone regardless of circumstance. An evaluation of ACA’s influence on health care will be evaluated in this paper.

Eligibility for Medicaid expanded to groups like childless parents, all children and other parents not entitled to the Medicaid. To kick start this reform, the state would cover the whole cost for the non-eligible population for a period until they can cover the costs. Enrolment to the Medicaid made easy through websites and those who are disabled would get care in the community.

I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010.   The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per

Before the ACA was passed, all states decided to raise the eligibility for children under Medicaid and Children Health Insurance Program (CHIP). North Carolina raised the Medicaid FPL for families with children greater than 6 years old up to 216% (Milstead, 2013, p. 203). However, now that North Carolina has not chosen to expand the Medicaid program non-disabled adults are limited to 43% FPL and childless adults are ineligible (Kaiser Family Foundation, 2014). Those not eligible for Medicaid and CHIP that have incomes between 100% and 400% FPL may be entitled to tax credits if they purchase insurance in the marketplace (Kaiser Family Foundation, 2014). This raises another problem in North Carolina’s uninsured population. The ACA is written by the principal of low income people receiving coverage through the Medicaid expansion, therefore people below FPL are not eligible for Marketplace subsidies (Healthcare, 2015). North Carolina’s uninsured adult population is around 319,000 which is 20% of the uninsured in the state (Kaiser Family Foundation, 2014). This population qualified for the Medicaid expansion under the ACA and all fall below the FPL and now will remain uninsured.

The Affordable Care Act or ACA is a federal statute initiated by President Barack Obama, its intended effects were to supply medical coverage at a low cost to millions of Americans who could not afford access to healthcare. There are a variety of economic and scholarly opinions regarding the ACA’s effect on the healthcare market. Many of these viewpoints have changed over the course of Obama’s presidency as the statute began to affect individuals and the healthcare market.

The Affordable Care Act (ACA) has definitely had a tremendous impact on the economics of health care within the United States. However, is this actually the impact that was intended? There are many political controversies over the ACA, which leaves unanswered questions about the true financial projection of the new healthcare reform. The pricing of new health care coverage has forced cost-shifting but more so price discrimination. The main intent of Obamacare was to eliminate the high volume of uninsured individuals; unfortunately the impact has taken a different approach and perhaps has had a negative effect on the economy.

The Affordable Care Act (ACA), also known as ObamaCare, is a United States law that was signed by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. This Act was set to reform both healthcare and health insurance industries in the United States. It aims to lower cost on coverage, add new benefits, and a few new taxes. Increasing the quality, availability, and affordability of private and public health insurance are very important roles of the ACA. While trying to help over 44 million uninsured Americans, it is changing taxes, mandates, subsidies, and adding new regulations. The law is trying to slow the growth of healthcare spending and cost, which has been rising at an unsustainable rate. The Affordable Care Act has added many new laws and regulation, but how much has it helped and how will it be changed after the presidential election?

Harrington, S.E. “ US Health Care Reform: The Patient Protection and Affordable Care Act.” Journal of Risk and Insurance 77:703-708

The Affordable Care Act (ACA) introduced the transformation of the United States healthcare system. The purpose of the ACA was to improve access to health care services for all Americans through insurance system reform. The objective was to deliver medical coverage to low income individuals through Medicaid however, the poorest uninsured consumers were not integrated in the income recommendations for participation (Carpenter, 2012, p. 27).

On March 23, 2010, President Barak Obama signed the Patient Protection and Affordable Care Act (commonly known as the Affordable Care Act (ACA) or “ObamaCare”) into law, and on June 28, 2012, the United States Supreme Court upheld the constitutionality of the ACA and its different mandates. The Affordable Care Act seeks to lower the cost of health insurance in America while also increasing its quality by using consumer safeguards, regulations, taxes, subsidies, and other reforms. Many observations and predictive outcomes have been made by both those who support and those who oppose the act by considering the economic impact that a greater access to care, cheaper costs for premiums, and certain federal regulations will have. When building an argumentative case for the Patient Protection and Affordable Care Act, the first difficulty lies in how to interpret the vast amounts of data. Since there are so many components to the law, it is possible to make a reasonable case with any viewpoint and simply spin certain information and evidences to fit that viewpoint. This paper will attempt to use actual results and quantified data to create an impartial summary of the economic effects of the Patient Protection and Affordable Care Act so far and also predicts its effects in the foreseeable future.

The ACA had a major impact on the costs, savings and impact it made on our economy. According to an article by “the balance,” the ACA reduced Medicare payments by $335 Billion; $107 Billion net profit for additional fees on drug companies; Excise tax on high premium insurance plans will adds $32 Billion; Taxes on high-income families will add $210 Billion; Employer penalties contribute $65 Billions; Education Savings of $19 Billion.

In 2010, Congress passed the Patient Protection and Affordable Health Care Act (ACA). The landmark legislation effected numerous stakeholder groups in the realm of health care. One of the most important stakeholder groups were doctors. The support of many doctors and the endorsement of the American Medical Association (AMA) proved critical in the passage of the ACA. However, there has also been skepticism regarding certain provisions in the legislation among doctors. Nonetheless, doctors’ groups have been mostly supportive of the ACA.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.

While the policy making officials battle to determine a national strategy that will benefit the government, health care professionals, policy makers, and insurance companies, physicians try to maintain a value-based system of providing quality health care to the American people. The new health care reform is based on providing healthcare coverage for citizens and selecting discounts and tackling those providers who deny coverage which, in return gives insurance companies a bad name. Insurance companies overprice, and unwillingness to provide coverage for what they classify as not medically necessary has been an ongoing concern for its members and physicians. The Patient Protection and Affordable Care Act (ACA), which became a law under President Obama’s administration on March 23, 2010, was a precedent transformation in the American health care system since the Medicare and Medicaid transformation. The essentials of ACA include: