The Pros And Cons Of Medicare

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The ethical and legal foundations of the Medicare health care policy deals with many issues such as social and economic problems that resonate with all American people. Medicare is the federal health insurance program design to assist people who are sixty-five (65) or older, intervene for younger people with disabilities, and support people with End-Stage renal disease requiring dialysis or a transplant, according to The U.S. Centers for Medicare & Medicaid Services (n.d). The ethical justifications for Medicare creation do come with ethical challenges. According to Vicki D. Lachman (2012), Medicare offers new ways for Americans to select features such as insurance choices, insurance costs, rights and protection under the law available for all people age 65 and older. The use of Medicare insurance plans A, B, C, and D; many Americans can receive preventive health care services without paying a deductible. Individuals under Medicare C advantage coverage can choose any available participating health care provider whom is covered under Medicare. This service offers elderly patients a range of preventive services with no cost sharing. Medicare plan D provides discounts on drugs when elderly patients are in the coverage. The ethical pros for Medicare expansion are the fundamental…show more content…
The added expense of Medicare coverage forced many families to decide not to register. This creates a society of people who are underinsured or uninsured. The legal challenge of Medicare expansion is the disagreement against the government for demanding people to buy health coverage as a condition of lawful residence in the United States. Every working American is required by law to pay into Social Security and Medicare. The fact that all people need heath care coverage in case of acute or chronic sickness and the use of Medicare coverage will assist the burden of medical expenses (Lachman, 2012,
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