Unemployment Benefits Essay

Unemployment is currently measured in the United States by counting those who "do not have a job, have actively looked for work in the prior four weeks, and are currently available for work" (Leonhardt). This means that a great deal of people are not counted as unemployed because they are discouraged and have not looked for work in the past four weeks. Or, the person was injured in some way and they are "not currently" available for work. This does not mean that the people in either of these groups do not actually wish to find work, but it does mean that they are not counted because of an archaic system that has been used by

Employers are not hiring any new help right now until they are sure that the economy will stay strong and not fall back down again. Many employers will fight against giving an individual unemployment benefits to help save them money on their unemployment insurance rates. The insurance rates are based upon the amount of benefits the unemployed receive. People will find it surprising that their unemployment benefits are being challenged. Employers will try to deny a claim but if one is successful, the cost of the company will raise. Unemployment benefits are not only for the people who have lost their jobs due to company downsizing but to people who have resigned or who were discharged for a reason beyond their control. The benefits are given to people who are unemployed with the intension of seeking new employment. The benefits usually come in small amounts to cover basic needs. You may receive unemployment benefit extensions for an additional thirty-four to fifty-three weeks during high unemployment. While receiving unemployment benefits, you have the option to have taxes taken out of each check as you receive them or you will have to pay at the end of the year when you file

For instance the coverage of the Federal State unemployment insurance system has been extended to now incorporate 80% of employed workers. Benefits for unemployed workers have reached an all-time high of 200 million dollars a month (Altmeyer, 2000). The public assistance outline of the Social Security act has been upgrade to incorporate Federal grants to disabled people in need who are ineligible for social insurance benefits or whose insurance benefits are not acceptable. The railroad Retirement Act and the Old Age Survivors and Disability Insurance system are organized to make available protection for workers moving into or out of the railroad

In 2012, the government paid out almost $160 million in fake EI claims, which increased 25% from the previous year. In addition to the misuse of EI, the government offers more benefits each year. (See fig. 4)

Throughout most sources, though, it is clear to see that employer fraud is the most prevalent and costly type of fraud. Employer fraud includes a number of schemes used by employers to reduce the number of workers' compensation insurance premiums by underreporting payroll, misclassifying employees' occupations and misrepresenting their claims experience. According to the National Council on Compensation, the most common frauds include:

As of March, 2013 the U.S. National Unemployment rate was 7.6%. A total of 11.7 million people were reported as unemployed by the Bureau of Labor Statistics. This rate is improved from the height of the recent recession, where the statistic floated around 9%, but it is still not the usual 3-4% figure we are used to seeing in regular market conditions. (bls.gov, US, 2013)

Citizen of all financial levels from the poor, middle class and even what some considered first class citizen commit welfare fraud.#

The time period is called a base period, and it is based on a quarterly calendar year. Eligible employees must have made a minimum amount of money during the most recent prior benefit year. To collect unemployment benefits, a person also must be able to prove that they have looked for other work elsewhere. There are some employees that are not eligible for unemployment. Individuals that are considered an independent contractor or someone who works on commission are not eligible. Also someone who has been fired for misconduct, or quits for any reason other than an illegal or intolerable work environment, participates in a labor strike, refuses an offer to work again for the former employer, or fails to seek acceptable work elsewhere is also

Getting the applicants a job, the system will be able to monitor the pay for a year. This way if you continue to work plus receive assistance, the assistance can be cut if you are getting a steady paycheck. Once a steady paycheck is coming in, your assistance will be evaluated to determine if it will be terminated. If for some reason the

Employee embezzlement is the most common type of occupational fraud, and can be either direct or indirect. Direct fraud occurs when the employee steals company assets such as cash, or inventory. Indirect fraud occurs in instances where employees take bribes or kickbacks from vendors, customers, or others to provide allowances such as lower sales prices,

the unemployed mother who is receiving food stamps and monthly social security unemployment benefits as a serious problem to the welfare system. The program which

First of all, people who are on welfare usually do become dependent on assistance because it gives them an incentive to avoid work. Many generations of families have been living on welfare assistance and have not made any reasonable efforts to prosper within our society. According to the article Welfare in the United States, “Some people get on welfare because they were laid off or relocated, but whatever the reason, some get stuck on welfare much longer than necessary and no one has the ability to remove them” (Redyns, 2007). Welfare was designed to give a boost to the poor, and help struggling families make it through the year,

Proposal: We need a permanent, federal government-subsidized job program which ensures that those who want to work will be able to work. The program should be available for all citizens and legal residents of America that are sixteen years or older, including felons, disabled people, and those above the poverty line. It should truly be nationwide and uniform in its implementation. Finally, the program should be permanent, as there are many people who cannot find employment even though the Great Recession is over. Program funds not used in times of prosperity can be allocated for increased demand during future economic decline.

Every week our national news media announce the latest unemployment figures and it is never good news. Every week the percentage grows and the speculation of future forecasts are always the same: unemployment is expected to continue to rise. Current economic times are extremely dismal for the working class; however, that has not caused the creditors of the ever-increasing unemployment rolls to turn a blind eye to their credit obligations. Payments are still expected on a timely basis and repercussions will ensue if the now unemployed borrower is unable to meet their obligation. What is a person to do? Loans for the unemployed may be a solution. Loans for the unemployed are unsecured loans that do not require a credit check. The provider does not require the borrower to have any type of collateral to qualify. The fees for this type of loan are higher than conventional bank loans. The terms of service for loans for the unemployed vary, depending on the borrower 's need and ability. They can range from one year up to 10 years for loan amounts from a low $500 to as much as $20,000. Unemployment status generally creates a new budgetary mindset that the individual never had before. New and better ways to utilize the money now available materialize, enabling them to do more with less. Over time these new practices become new habits that are carried over after the unemployment crisis has passed. Things that were once thought to be unbearable are now feasible and not as bad a

There are so many people who cannot open their eyes to see the destruction caused by social welfare. The government is truly paying people to not work. Thousands of people have realized that if they keep