Course Introduction Assignment The debate regarding everyone being required to have insurance is a controversial topic in today’s news. My opinion is health insurance should be required in the U.S. One concern with the system is where the money is coming from to pay for the insurance of those who have the ability to work, but still cannot afford it. One thing that is good about everyone having health insurance is the improved overall health of everyone and the decrease of spreading diseases around. Also, different age groups have different outlooks on this topic. But, since I want to become a nurse, my mind is set on the health of everyone in the community and that is why all U.S. citizens should be required to have health insurance. There are many pros to everyone being required to have health care. For example, Healthcare.gov states “Health insurance protects you from unexpected, …show more content…
Some have the outlook that we should not have to be required to have health insurance and they have good reasons. One of the cons of Universal health insurance would be the long wait time to see the specialists, which could possibly lead to patients not getting the care they need and deserve (Formosa Post, 2017). The money that the people of the U.S. would have to pay because of increased taxes is a huge negative (Formosa Post, 2017). Money is an important thing here in the U.S. and since some individuals would not be able to pay for their insurance, the middle and upper classes would have to give more to cover the others. The age group that the negatives of this system would affect the most is the young and middle aged. These individuals would be the ones that have newborns or multiple kids who could very easily get sick so the longer wait times would be a major problem for those families. Another con about a universal health care is the risk of putting our country more in debt (Formosa Post,
One prevalent argument is that if free universal healthcare is supplied, it will eliminate the competition and innovation in the healthcare field. Formosa Post, an author for Universal Health care clearly states, “Universal health care eliminates the free market for health care where prices may be lower. There is no incentive to create better medications or pursue better medical services. The universal health care will reduce the amount of money doctors can make thereby reducing the attraction in the practice. This could create shortage of doctors in the long-run.” This honestly is a valid worry but this worry doesn’t outweigh the benefits of free universal healthcare. Also, even though there is free universal healthcare doesn’t necessary mean that there would be no innovation. Healthcare centers will still be competing for your favor. Because you will still be able to choose your own
Also, by forcing everyone to have health insurance, you put an extra burden on employers. Employers not only now have to pay the employees, but they have to provide health insurance. If health insurance is not provided, employers are forced to pay a fine. It should be the individual person’s responsibility to pay for themselves to be covered, not the employer 's responsibility.
According to the RAND report, 16 percent of the United States population were suffering from being without a universal health care plan like the Patient Protection and Affordable Care Act. The RAND Corporation Health Coverage also stated that most of the population that were suffering from being without a universal health care plan consists of people who are relatively poor and almost one third of them are between the ages of eighteen and thirty-four. What we need as a nation is a coverage for all under one large plan. A universal health care system like the Patient Protection and Affordable Care Act would surely address this problem.
Universal healthcare would make it so people who can not afford to visit the doctors would be able to get proper treatment and the effective help they need to keep themselves healthy. From sources “They argue that a right to health care would stop medical bankruptcies, improve public health, reduce overall health care spending, help small businesses, and that health care should be an essential government service.” (https://healthcare.procon.org/ par 2) Hawaii has had universal health care since 1974 and has been doing great. Only about 60% of businesses in colorado offer insurance for health care causing a lot of people to have no insurance. With more people who can’t afford the cost of healthcare won’t be able to get the help that their health needs and relies on.
Any American that doesn’t have health insurance because they cannot afford private health insurance should have an option for a government ran insurance system.
The debate on whether or not America should have universal healthcare has been raging on since the 20th century. During the past one hundred years, medicine has advanced and the cost of medicine and health care has increased rapidly, leaving almost thirty million people uninsured. With a number of people without insurance increases, so does the concern of this problem. However, most people believes that the government should play a role in people's health care and provide universal health care, while others strongly disagree.
As a United States citizen you are given certain rights, many of those largely to be summed up in one word: freedom. The Universal Health Care debate is centered around an idea to make health care insurance mandatory to United States citizens or you are required to pay a fine. One of the largest arguments is that many people think that by making health care insurance mandatory it is infringing on their individual freedom. While in theory everyone having healthcare sounds great, the different socioeconomic classes would be greatly affected by this.
Health care is one of the most important systems in this world. With insurance you are most likely to receie health care and have a better health status. Uninsured people are less likely to receive medical care and more likely to have poor health status. When you dont have insurance you are most likely to pay a lot more money for health care but if you have insurance they are most likely to cover the whole payment or most of the bill. A universal health care system would bring costs down and increase access to care.
The whole point of universal health care is to allow people to be able to have good medical at an affordable price. They are trying to make Universal Healthcare so that people who do not have insurance can still be seen and still be able to have the same amount of care as the people who pay to have health coverage. There are many people in the U.S. that are uninsured because they are unemployed, under employed etc. Many people lack having health coverage because of the cost. Some people don’t have health coverage because their job does not offer it and they do not get paid enough to pay health insurance. The people who
Universal health coverage is a broad term meaning that everyone has “access to good quality health services without suffering financial hardship, atlease that is according to the Organization for Economic Cooperation and Development (Links to an external site.)Links to an external site.. America spends over 3 Trillion a year for health-care. Despite the huge price tag, America is the only fully developed nation with out Universal health coverage. It is and has always been a possibility for the U.S.A. Presidents like Bush and Obama makes laws and get both parties to approve of the bill to fufill the U.S.A standard health-care plan. Not Universal health care. However if the United States did switch to the Universal health coverage noone would
Anyone who wants the treat at the hospital, emergency room or doctor's office should be required to have health care/insurance, or money and anybody who cannot afford insurance are eligible for subsidies or government programs such as Medicaid according to the government plan. Many of Americans they oppose these ideas; before making coverage obligatory, we need to reform the health insurance market, to make stronger public health insurance programs, and finance premium lower for people who can’t afford coverage on their own. Those who support these ideas they are saying no one in the richest nation on earth should go without health care.
Many who do not favor universal health care have some really valid and truthful points as to why it would be a bad idea. As said the people who already have health care fear that the quality of care would degrade and would make care quality worse. Others find it unfair to have to pay for others who simply are too lazy or inconsiderate to work to get their own health care. As harsh it that may sound it is considered true and would affect all those who already do pay for healthcare in a negative
Every citizen in the USA should have insurance to protect theirself, in addition provide equality in America. That way every citizen will not be denied of treatment despite of urgency. Providing backup money will always be a key essential before a catastrophe happens; in fact, the government has the financial stability. Insurance for every citizen should be considered mandatory, for this purpose it supports Americans in rough times that are unpredictable. The United States government is the only multi-billion agency that can provide for billions of citizens in America. Requiring insurance for everyone must be sustained by a strong national government that has plenty of service to ensure tranquility and protection for
All people in America should have a right to health-care benefits and services considering health care is at the center of the national agenda. Mandatory health care insurance is a system that pays the cost of health care for those who are enrolled and in which enrollment is required for all members of a population. Insurance works by people pooling together their risks of incurring expenses, not knowing whether they will file claims but choosing to insure for the emotional and financial security coverage provides. In health insurance, the norm in America has been that guaranteed issue leads people to wait to purchase a policy until they
Mandating every American to have health insurance coverage reduces the risk of high medical expenses to all because there is a larger number of individuals in the insurance pool (Mason, Leavitt, & Chaffee, 2014). First and foremost, health insurance must be reformed first, if it can be reformed and it is affordable for individuals then it may not be necessary for a mandate. Every American is entitled to quality healthcare regardless if one is uninsured or underinsured.