Universal Health Care Universal Healthcare is a viable alternative for the United States. Health insurance is supposed to keep you from an unexpected cost that you can’t pay right then and there. With health insurance you can be seen whenever you need to be seen and have a consistent doctor. There is a federal state program called Medicaid. Medicaid is for people with limited income, but not all people qualify. Depending if you qualify for Medicaid deals with your age or if you’re pregnant or have any disabilities. There is another federal state program, which is called State Children’s Health Insurance Program (SCHIP). This is similar to Medicaid, but it is for children whose parents don’t have enough money to pay for private insurance and also makes too much money to qualify for Medicaid. Now there is also Medicare, which is for the people who are over 65. The whole point of universal health care is to allow people to be able to have good medical at an affordable price. They are trying to make Universal Healthcare so that people who do not have insurance can still be seen and still be able to have the same amount of care as the people who pay to have health coverage. There are many people in the U.S. that are uninsured because they are unemployed, under employed etc. Many people lack having health coverage because of the cost. Some people don’t have health coverage because their job does not offer it and they do not get paid enough to pay health insurance. The people who
The Congressional Budget office believes that this plan will lower future deficits and the future Medicare spending (Carney, 2012). In 2011 the payout for Medicare and Medicaid was over 900 billion dollars (Is Medicare Spending the Biggest Driver of the Deficit, 2012). The Current system in the United States denies access to health care based on the person’s ability to pay for the coverage before services are required. Under a universal health care system all would have access to the affordable medical care and in some cases be reimbursed some of the cost
Today it is a common debate amongst Americans on Universal Health care. Universal Health care is also referred to as Universal Health care Coverage, or, Universal Health care Insurance. Universal Health care Insurance is a system which provides health care and financial protection to all citizens of a particular country. It is believed that Universal Health care Insurance will hurt the American economy. Universal Health care Insurance will be good for the American economy because there will be a one payer source system, we can get rid of insurance claims submission, high deductibles, claim approval, denials, and providers will be able to make a more concrete diagnosis. Having a one payer
The United States has the most expensive health care system in the world and some 45 million Americans are uninsured under the current health care system, and these numbers continue to grow. However with universal health care coverage everyone could enjoy equal access to health care, as a right afforded to them as American citizens. In a country as wealthy as the United States, there is no justifiable reason why Americans should go without health care and/or die
The United States is known as one of the greatest world powers: however it is held back by its weak healthcare system. As of 2010 the US healthcare system currently ranks the 37th best out of 190 countries. Before the introduction of the Affordable Care Ac in 2010, the united States had an individual insurance market. It was the responsibility of the individual or their employer, to take care of their healthcare costs. On top of this millions of people could be denied insurance by different agencies due to pre-existing claims. Healthcare was expensive, but the costs were nothing compared to the medical bills owed by an uninsured person. Universal healthcare is a basic right not a privilege. Everyone should be given the opportunity to have health insurance no matter his or her income. Isn’t this the principle of freedom and basic right what America was based on? On half of all bankruptcies in the United States are due to an inability to pay medical bills. These problems all pose a question and the answer Is Universal Healthcare. The federal government has the interest of all American citizens on its mind and universal healthcare is a perfect way of highlighting that fact. The Affordable Care act provides low cost healthcare to the previously uninsured and guarantees continued healthcare in the case of job loss. Many people are still opposed to this act. This new system of universal healthcare will lead to improvements within the lives of American Citizens. There are many
Healthcare should be a right for all U.S. citizens because not only would it drastically lower costs from the current healthcare system for both the individual and the government, but also greatly improve healthcare rankings and satisfy the majority of the population. By expanding coverage to all U.S. citizens, universal healthcare would significantly lower healthcare costs for both the individual and the government. Without a doubt, something should be done to fix the current healthcare system; it is just a matter of what should be done. Over the past several years, the cost of healthcare in the U.S. has risen significantly and does not seem to lower, surpassing “$2.2 trillion in 2007”. Universal Health Care is a "Social Program", not "socialized medicine"; under Universal Health Care, one can choose any doctor(s) or public hospital (A "private" hospital, even in the U.S.A. today, is just that. A hospital that is exclusive to the general population according to the wealth and contacts of an individual. There is no "out of network" doctor, hospital or medical facility in the program.
The subject matter of universal health care is important because the current system of health care in America is economically and morally wrong. The United States spends more than double on health care and still millions are left without coverage. During the Progressive Era, AALL (American Association of Labor Legislation) proposed a bill which provided coverage to those making less than $1200 and would be provided services such as physicians, hospitals, and nurse which would be shared between workers, employers, and the state. This system was opposed by the AFL (American Federation of Labor) because it felt this movement would weaken unions. Furthermore, Bill Clinton proposed a system of universal health care which would provide health coverage
Although there are many positives that go along with universal health care, there are negatives aspects as well. Some of the cons include longer wait times, caps on provider costs, and care that is unequally distributed. First of all, universal health care puts treatments in order based on priority. This means that those with conditions that are not life threatening get pushed back by those who are in urgent need of treatment. The outcome for many turn into long wait times. Along
Universal Healthcare will increase accessibility, by eliminating the ability of major insurance companies to discriminate, based on pre-existing conditions and other exclusions to care. A key debated issue with Universal Healthcare is whether healthcare is a basic right under life, liberty and pursuit of happiness, or a privilege. Universal Healthcare is built on the idea of healthcare being a basic human right. As a basic right, all citizens regardless of pre-existing conditions or disabilities would have the right to necessary healthcare. According to Jerry Levinson,
Medical costs are getting too expensive. Ever fought with your insurance providers because they refused to pay for care, or struggle to find an “in-network” provider? I know a woman whose name I will change for her privacy and the struggles she is going through are a perfect example of an issue many people face when dealing with insurance; Nancy’s (name changed for privacy) story is a perfect example of how our healthcare system is no longer working for the people. Nancy is this woman whose husband recently passed away. Nancy used to work for county and county workers cannot receive social security; and Nancy is too
"Universal healthcare refers to a healthcare system that provides benefits to all persons in a particular country." (Definition of "Universal Healthcare Coverage", Investopedia.com). This form of healthcare is used among the richest countries, Ex. Canada and France. Other rich countries that use the Universal Healthcare system spend far less than the United States does. Although the U.S spends more on healthcare, “The U.S ranks 28th below almost all other rich countries, when it comes to the quality of its healthcare assessed by UN parameters (pdf, p.13)"(Annalisa Merreli, A history of why the US is the only rich country without universal healthcare, qz.com). These statistics call for a change. The United States should adopt universal healthcare because it would benefit business, provide equal access to healthcare, and is a human right.
It will be difficult to imagine life without health care. Health care today has become a serious issues, and concern because the vast medical costs. The private insurances company denying treatment bills and these have become the concern of the government of United State. The Government has been trying to reform the health care by introducing a universal health care system. A system whereby a basic health needs, can be given to people without denying and pay the cost. But their some groups that think the system is not the right for choice for the Americans." The new health care law builds on what works in our health care system. And it fixes what’s broken by making improvements in several
In other countries, universal health care has been proven successful. For decades, our health care system was in dire need of some kind of change because it has been hurdling toward a crisis. Everyone needs to have some kind of health insurance but it was almost impossible because of the prices skyrocketing and wages haven’t changed but maybe a few cents here and there. Even though the health reform will take years to be fully implemented, it has already helped millions of people access the health care that they need. The uninsured are less likely to receive preventive care and are often diagnosed with disease in more advanced stages which result in a higher risk of dying prematurely than individuals with health care insurance. They would probably
This is another problem the United States faces by not having Universal healthcare. Formosa Post stated, “ It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income.” When insurance companies determine what health care is covered, that can be very limiting to people who need the care or could die. Having Universal healthcare, the government would pay for the services, which would prevent medical bankruptcies, because the people are not paying. Procon.org states, “ About 62% of all US bankruptcies were related to medical expenses in 2007, and 78% of these were filed by people who already had medical insurance.” This is a huge problem that the government needs to
According to World Health Organization, “Universal Health Coverage means that all people and communities can use the promotive, preventive, curative, rehabilitative and palliative health services they need, of sufficient quality to be effective, while also ensuring that the use of these services does not expose the user to financial hardship”. (WHO.int) By doing so, we give the people the opportunity to be equal to the rest of the society. Since the cost of a healthcare plan is beyond most people’s budget in the United States, the average person spends more money on healthcare insurance than groceries and housing together. This condition leads many to have no coverage at all. In fact, there are over 45 million uninsured residents in the U.S. in it
On March 23, 2010 the Patient Protection and Affordable Care Act was signed by President Obama, raising the question for many of whether this new law was going to be more helpful or hurtful. With universal healthcare, healthcare coverage would be increased tremendously, costs would be reduced, jobs would be created, and consumers would be protected. Conversely, it will also raise taxes and wait times, lead to a smaller number of doctors, and infringe on some employers’ 1st amendment rights. Presenting both arguments for and against the Patient Protection and Affordable Care Act allows one to draw a conclusion on whether the new program will benefit or hinder the citizens of the United States.