Why Do People Take Loan

Have you ever been on a vacation? To me a vacation is a time to be with friends or family. When I think of vacations, I think of packing, the flight or drive, and relaxation. Not only is it very exciting to go on a vacation, but you get closer to the people that go with you.

When the word “vacation” is mentioned, everyone instantly thinks of a great time. There are no classes, no work, no chores, and most importantly, no worries. However, this isn’t always the case, especially with my family. We decided to set out on an adventure to Virginia Beach this past April. The events that took place were benign but, the trip itself was a little bit of a struggle due to the chain of unpredictable events.

Even though I will not be going there anytime soon it would still be nice to start saving some money here and there. I would also need to ask family and or friends if they would like to tag along, so it would be even more memorable than if I went by myself. Planning in advance will really help with reducing stress about the trip. My parents he hawed about the trip with a few other couples and then finally decided. However they said they wish they would’ve started planning sooner because it was such a headache planning everything so last minute.

Travelling provides a way for creating relationships and experiencing new cultures, while escaping the hardships of daily life.

My mom and dad have always told me to do what makes me happy, and worry less about the cost. Ever since I was ten years old, my family has decided to take a vacation every year right before school starts. We have been to Disney, on two Caribbean cruises, and Mexico twice. I realize now that it was one of the smartest decisions my parents could have made for us kids. Growing up and being able to see places such as Aruba, Florida, and Lake Houses in Wisconsin is something that I will always be grateful for; visiting these places has taught me that there is so much more that comes with vacationing besides having

To start, debt has been the main factor to diminishing the hopes of students considering to attend a college. According to the Department of Education, it

In addition to making sure you can get your money back if an expensive trip gets cancelled, you need to

A good deal of borrowers is those on fixed income or in the lower income bracket. Their credit worthiness is not go, and they may not have any savings accounts. In fact some may have no financial assets whatsoever. The borrowers are apart of a segment of society that the Center for Responsible Lending have dubbed “unbanked,” According to Payday Lending:Serving the Unbanked by Mike Foley. This segment is primary comprise of the poor. So, when many of these loans are taken out the borrowers can not afford them in the first place. The borrowers only see the small fee for the loan and the fact the company just holds the check, so they see not risk in taking the loan.

This traveling fantasy can all come true for you if you just give in to the opportunity and put your payment down for one of Henry Ford’s automobiles. Like I said before, the cost of the

Imagine getting away from the monotony of your everyday life. You can lie on the beach sipping a cool drink miles away from your worries of getting a paper done or helping a customer at work. You can be on top of a mountain overlooking beautiful lands that are different from your own backyard. Half of the class has taken a vacation less than five times in their lifetimes, but let’s face that most of those probably included those little family vacations to Disneyland. But, all of you said that you planned to travel someday. So, why not do it sooner than later? One of the reasons for not traveling that many of you put is not having time because of school or work. Also, one of your major concerns is

First, we must address what it looks like to live within our means. A study conducted by CNN reported that 76 percent of Americans live paycheck-to-paycheck (Johnson). On top of that, many do not have sufficient savings to cover six months of expenses. According to Johnson’s survey, people do not have enough to save after all of their expenses. Here in lies the problem. If you do not have enough money to meet pay for your expenses and save, you are spending too much. Catherine New compares how the wealthy also live paycheck-to-paycheck. In her article she writes, “My friend and her husband are doing an excellent

While vacation may seem like a week away from home, traveling has so many positive aspects. Whether one travels for a few days, or for a year, it can open the eyes of many people and change their views. While on the road, people often discover who they really are and create relationships with people they will never forget. During this adventure, people learn new languages, and connect with the world in a new way. Traveling is beneficial to both a persons mental and physical health; it makes the mind more creative, and it's a great way to exercise .

Do not live a life that you cannot handle, spend within your means. Be honest with yourself, if you can’t afford something, don’t buy it! Affordability is much more than the amount of money in your bank account, it also is how long it will take for the money you spent to be back in your account. Think of your finances as a long term process, not a short term fix. This is also why you should limit your credit card usage. If you rack up your credit card and lose your sole source of income,

“A penny saved is a penny earned.” “A job worth doing is worth doing right.” We apply both of these sayings to the working world all of the time. Why not apply them to our vacationing world as well? Like most people, I look forward to a vacation, but planning it can become overwhelming if you’re not prepared. Planning a vacation should be fun and exciting. Vacationing is not always a priority to many families due to economic distress, but as little as a few hundred dollars you can plan a weekend getaway that’s inexpensive but a lot of fun!

First, I just want you to ask yourself a little and simple question. Why do you travel? Have you answered it? I sincerely want you to answer it before I do so, that will help you understand with more ease. The first one I thought of was to learn. Many people, in fact, love to travel to get to know a country’s culture, food, language and landmarks. This will help people be more culturally diverse, open-minded and usually more balanced people. The second reason I thought of was to have an adventure. Naturally, some people are more adventurous than others so they prefer doing something they have never done before. For instance, people who live near the ocean have the tendency to visit more mountainous places so they can have new experiences and do more radical activities. Another obvious reason is to spend some quality time with your family. Nowadays people work during most of their days and go back home already tired, meaning they have less time for their families and people they love than before. Thus, they often go for a journey together during holidays and sometimes even weekends. The final reason I have got is quite different