18 A member of the public comes to see you to obtain automobile insurance. He/she brings a current Motor VehicleAbstract of Driving Record which shows a recently completed term of License Suspension. You decide you do notwant that person as a client. What are you legally obliged or allowed to do?OA) Tell him/her you cannot arrange insurance for someone whose license has only recently been reinstated.OB) Refer him/her to another broker for coverage.OC) Bind coverage with an insurer for minimum PL & PD and Accident Benefits and submit an application forrating.OD) Give him/her a blank application to be completed, which you must then forward to an insurer. Your clients have been living in a rental townhouse unit and carry a Tenants Comprehensive policy with your office.They have just purchased a condominium townhouse similar to their preser unit and intend to move into it. Whataction would you take as a result of this change?OA) It will only be necessary to review their limits of coverage and endorse the policy to change the address, astheir current policy covers contents and liability and they do not require any other coverages.OB) Their policy has to be re-written, as they are no longer tenants and they need a policy with special extracoverages to properly insure the unit they have bought.OC) You will need to use a Home Calculator to estimate the replacement value of the entire building, in order toproperly insure the Tenants Liability portion of the building that they own.OD) As they intend to occupy the unit, they will be eligible for reduced rates for their Homeowners policy, asthey own part of the building and it will be owner-occupied.

A member of the public comes to see you to obtain automobile insurance. He/she brings a current Motor Vehicle Abstract of Driving Record which shows a recently completed term of License Suspension. You decide you do not want that person as a client. What are you legally obliged or allowed to do? OA) Tell him/her you cannot arrange insurance for someone whose license has only recently been reinstated. OB) Refer him/her to another broker for coverage. OC) Bind coverage with an insurer for minimum PL & PD and Accident Benefits and submit an application for rating. OD) Give him/her a blank application to be completed, which you must then forward to an insurer.

A member of the public comes to see you to obtain automobile insurance. He/she brings a current Motor Vehicle Abstract of Driving Record which shows a recently completed term of License Suspension. You decide you do not want that person as a client. What are you legally obliged or allowed to do? OA) Tell him/her you cannot arrange insurance for someone whose license has only recently been reinstated. OB) Refer him/her to another broker for coverage. OC) Bind coverage with an insurer for minimum PL & PD and Accident Benefits and submit an application for rating. OD) Give him/her a blank application to be completed, which you must then forward to an insurer.