A woman makes $200 contributions at the end of each month to a retirement account for a period of 10 years. For the next 20 years, she makes no additional contributions and no withdrawals.(a) If the account earns 5% interest, compounded monthly, find the value of the account after the 30 years.(b) If this account is used to set up an annuity that pays her an amount at the beginning of each 6-month period for the next 30 years, how much will each payment be?

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