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Describe what is a good and a poor credit score and why.
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- Does “owning” the extra credit and losing it make you value it more or less?A complete Credit policy and procedures document should include which three key areas. Write a critique on the three key areas addressed in this policy. Highlighting any one area was not properly addressed, making two recommendations for improvement of the document, the policy and proceduresNeed answer ASAP... Abdul borrowed money from a company that keeps money for people. This source of credit is called _____. a. Insurance company b. cooperative c. commercial bank d. merchant
- 1. When starting a savings plan: A. Have at least five months' income saved for emergencies B. Wait until you have acquired your career job C. Save only in months where you have extra income D. All of these E. None of these 2. A credit card can be used as a tool for creating good credit. A. True B. false 3. Money coming in is called: A. Gross amount B. Expense C. Income D. All of these E. None of theseSometimes, lenders allow or require a downpayment before they extend you the loan. What would be the advantage to the lender? What would be the advantage to the borrower?Commercial banks and credit unions can create money and credit. True or False
- Do you believe government should get involved in student loansCredit Crunch is... a) Banks lack funds so they are unable to provide credit to the public b) Banks are reluctant to give credit to borrowers even though they have funds c) Banks provide incentives to borrowers with low interest rates d) Banks set high interest rates in order to get the best customerswhat is credit or default spread?