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Explain at least two benefits of using a real estate broker.
What is private mortgage insurance? How does it work to protect a lender from risk?
What are the three 'C's' of mortgage underwriting? What is one way in which each of the 'C's' is measured?
What is the APR? Discuss at least two concerns that the APR does not capture the full costs of a mortgage.
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- What is private mortgage insurance? How does it work to protect a lender from risk? What are the three 'C's' of mortgage underwriting? What is one way in which each of the 'C's' is measured?Introduction: what mortgage points are and why people choose to opt-in for it ? what the advantages and disadvantages of using a mortgage point is ? And give an example using numbers present value and future value? Make a report.Explain the use of a balloon-payment mortgage. Why might a financial institution prefer to offer this type of mortgage?
- What are the three 'C's' of mortgage underwriting? What is one way in which each of the 'C's' is measured? What is the APR? Discuss at least two concerns that the APR does not capture the full costs of a mortgage.Define the term amortized but write down its meaning in your own words in reference to amortized mortgages. Explain what an interest only mortgage is and who is eligible for these types of mortgages Is a mortgage contract an asset or a liability to the lender? Are all mortgages secured debt instruments? Mortgages can be insured? Who insures mortgages and why? Mortgage companies, savings institutions and commercial banks originate mortgages. Do mortgage brokers originate mortgages? If not, what do they do? Can mortgages be sold? If so, who buys mortgages?Mortgages can be insured? Who insures mortgages and why? Can mortgages be sold? If so, who buys mortgages?
- Discuss whether a Mortgage Reducing Term Takaful can be taken for coverage ofa conventional housing loan? (Recommend that you support your answers withproper Shariah evidence)Which of the following is a feature of a home equity loan? Group of answer choices a. The interest rate on a home equity loan is higher than that on other loans. b. The interest paid on a home equity loan is usually tax deductible. c. A home equity loan is generally the first mortgage loan. d. A home equity loan is a single-payment loan. e. A home equity loan is an unsecured loan.Explain in your own words the difference between the lender's yield and the effective borrowing cost. What are mortgage discount points? When does it make sense to pay points on a loan? How can a borrower make a decision? Find a web source where you can compare mortgage options. Post a link here and discuss the clarity of information provided.
- Do solve all 3 parts For each of the following statements, state whether you think the statement is true, false, or uncertain; and explain your answer. Marks will be given mainly for your explanation. A low-income family with young children should always open an RESP. It is always better to select an open variable mortgage. Know your client forms accurately assess a client’s risk tolerance.Please answer both part a) When would you would use a Personal Loan? Why would you choose a Personal Loan over other methods of Credit? b) When would you would use a Mortgage? Why would you choose a Mortgage over other methods of CreditExplain the reason why the wraparound lender should be willing to make the loan at a rate that is more attractive than a second mortgage?