How can bankers be spotting potential fraud among the loan granted

Q: Bankers who are processing loan applications from companies seeking large loans will probably ask…

A: Financial statements:   Financial statements are prepared to summaries the account at the end of…

Q: Which of the following is NOT a business of commercial banking?aSaving/lendingbForeign currency…

A: Commercial bank is a financial body which is responsible for accepting deposits and providing loan.…

Q: plain abo

A: Introduction : A bank can be understood as the type of financial entity that takes public deposits…

Q: advantages and disadvantages in appointing a third party in collecting bad debt in Malaysia.

A: A business is an economic activity that usually consists of selling goods and services in exchange…

Q: prospective banks as a prerequisite to extending a loan to the client. The auditor know

A: 1.The present fact is touching on the responsibilities that auditor should take care while giving…

Q: What is adverse selection?  Why does it predict that lenders will prefer to arrange loans through a…

A: The loan is the funds that a borrower takes from the lender at a certain rate of interest for a…

Q: Bank rates on credit card balances are usually similar to the rate charged on business loans.…

A: A credit card's interest rate, often known as a 'financing charge,' is the rate levied by credit…

Q: What are the possible arguments for setting up a firewall between investment banks and commercial…

A: At the time, improper banking activity–the overzealous commercial bank involvement in stock market…

Q: True or false: An example of a soft inquiry would be a credit card company looking into your credit…

A:

Q: Overdrafts are a result of a. loans made against certificates of deposit b. banks paying wire…

A: Very easy and low cost convenient way of getting loan are draft loans.

Q: Which of the following roles is considered a main objective of credit rating agencies? a. Granting…

A: A credit rating agency examines a debtor's ability to repay the debt by making timely principal and…

Q: When a customer is delinquent on paying a notes receivable, your company has the option to continue…

A: Here in the questions, there are multiple sub-parts so we are doing the first three sub-parts  If…

Q: Explain any two (2) credit card schemes used by fraudulent actors. Discuss any three (3) strategies…

A: Credit Card:-A Credit Card is a rectangular piece of plastic or metal gave by a bank or monetary…

Q: xplain the main risks that banks face and discuss how banks manage these risks.

A: Credit risk, operational risk, market risk, and liquidity risk are all major risks for banks. Banks…

Q: Your company provides credit to customers. Someof these customers default on their loans, with…

A: Discriminant analysis is the analysis which provide the permission to organization in determining…

Q: advantages and disadvantages of regulatory forbearance in banking. How useful has it been in…

A: Regulatory forbearance is the regulators' refusal to exercise their right to close down an insolvent…

Q: Define the Credit Risk and include in your discussion examples of the Credit Risk and why Financial…

A: A large number of financial transactions take place in the financial system and each transaction…

Q: 1. if a small bank lends to a customer who wants a mortgage that is too large for the small bank to…

A: A loan is a financial transaction in which one or more individuals, organisations, or other entities…

Q: What bank regulation is designed to reduce adverse selection problems for deposit insurance? Will it…

A: Banks are the financial institutions that are involved in providing financial services to their…

Q: Why are the banks reluctant to lend, and what should be done to increase bank lending?

A: Banks generally borrow and lend cash in the interbank loaning market so as to oversee the liquidity…

Q: In managing credit risk for banks what are the two main concerns that banks have when lending money?…

A: Credit risk: It is the risk involved in receiving the interest and principal payments from the…

Q: Doubtful debts are those debts which is unlikely to be able to collect, bank hiring a collection…

A: Bad debts are those debts that are yet to be collected. Third parties who collect the debt are…

Q: Could efforts to avoid conflicts of interest lead an investment bank to provide poor service to a…

A: An investment is a financial institution that provides services to the company. Mainly, the clients…

Q: Hello,   I having difficulty in writing on the topic below.  Need some pointers, please.   "Describe…

A: The customers are the main asset or the vital factor for the existence of a bank or lending…

Q: Which of the following is NOT a client protection principle?   a. Methods that prevent client of…

A: Clients protection principles are very important in financial and loans.

Q: In most lending organisations, credit losses occur due to lack of credit risk monitoring. You’re…

A: Credit risk is referred as the possibility of the loss, which used to result in the failure of the…

Q: Loan covenants are used for which of the following reasons?a. To protect the lender from the…

A:

Q: How does peer to peer lending is different from traditional banking lending for Credit Mutuel Group?

A: Peer-to-peer lending is a type of crowd-funding that allows those who wish to invest to lend money…

Q: Which of the following decreases the likelihood of bank failures by keeping banks from making risky…

A: Option d is correct.

Q: 2. Substantial amount of credit losses is due to poor loan monitoring. In view of this, suggest how…

A: Loan is when the funds are given to some other party in an exchange regarding the repayment of the…

Q: Critically elaborate on any four (4) implications of credit card fraud?

A: Credit card fraud refers to the unofficial or unapproved use of the card individual or person in…

Q: Which type of information asymmetry explains why bad credit risks are more likely to seek bank…

A: Adverse selection, as a rule, alludes to a circumstance where dealers have data that buyers do not…

Q: Define credit risk and its implications for banks and other financial institutions as well as ways…

A: Credit Risk means risk which is faced by the Banks and Financial Institutions who lend money to…

Q: rs and regulators are reminding firms to look closely at their accounts payable to be sure they…

A:

Q: What is credit risk? Discuss the more qualitative factors that creditors also consider in…

A: Financial Risks can be of various types such as market rate risk, credit risk, interest rate risk,…

Q: How banks safeguard the deposits of customers from financial losses?

A: The banks safeguard the deposits of customers with the help of an independent agency.

Q: Effective crisis management requires a strong bank resolution framework. What are the pros and cons…

A: A strong bank resolution framework will provide banks with  a prudential framework  which will  make…

Q: Which of the following is not likely cause of Default? Select one: a.Lack of compliance with loan…

A: The term “Default” in terms of a loan refers to the failure of repayment of the loan by the borrower…

Q: How do adverse selection and moral hazard affect the bank lending function? And How can minimise…

A: A Moral hazard occurs when one party tends to behave in the riskiest manner if it is protected…

Q: Prepayment of loans may be initiated by a. borrowers and lenders b. bank auditors c. the central…

A: Prepayment of a loan means the pay off the loan before the due date. Prepayment will save interest…

Q: What risks might commercial bank operations face by funding long-term loans such as mortgages to…

A: The banks and other financial institutions carry out Risk Management to mitigate the effect of…

Conversion Cycle

Conversion cycle is also known as cash cycle or net operating cycle. Conversion cycle refers to how much time a company takes to turn its investments which is done from stock or any other financial resources into cash flows from sales.