of answer choices   the practice by the healthcare insurers to deny coverage to people with pre-existing conditions.   those who are more likely to require health insurance purchase the insurance while young and healthy people who are less likely to need the insurance opt out.   people make poor choices of healthcare insurance programs because they don't have sufficient information.

Case Studies In Health Information Management
3rd Edition
ISBN:9781337676908
Author:SCHNERING
Publisher:SCHNERING
Chapter7: Healthcare Statistics And Research Methods
Section: Chapter Questions
Problem 7.29.1C
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#Nursing Question.. 

 

 

"Adverse selection"as applied to health insurance, means: 

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the practice by the healthcare insurers to deny coverage to people with pre-existing conditions.

 

those who are more likely to require health insurance purchase the insurance while young and healthy people who are less likely to need the insurance opt out.

 

people make poor choices of healthcare insurance programs because they don't have sufficient information.

 

those who are more likely to require health insurance in the future are adversely impacted by the fact that health insurer does not have as much information about their healthcare needs as they do.. 

 

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