Phil Dunphy, a real estate agent, is considering whether he should list an unusual $340,864 house for sale.  If he lists it, he will need to spend $3,060 in advertising, staging, and fresh cookies.  The current owner has given Phil 6 months to sell the house.  If he sells it, he will receive a commission of $20,023.  If he is unable to sell the house, he will lose the listing and his expenses.  Phil estimates the probability of selling this house in 6 months to be 71%.  What is the expected profit on this listing?

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A: If Ms. Smith receives an income of $26,247 per year, how much does she receive each month