should banks have the right to assign a mortgage to a third party?

Q: If you go to an Islamic bank and ask for financing for following purposes, which financial product…

A: Risk refers to the uncertainty associated with an event's outcome. In the finance industry, it…

Q: Why is there a need to regulate Investment banks?

A: Investment banks are companies or corporate divisions that functions as an advisory in the financial…

Q: three ways in which banks use to make profit

A: Three ways banks can make profit 1)By providing loans and earning interest on it. 2)By investing in…

Q: Why banks are best regulated by the markets

A: Banks are the financial institutions that are generally regulated by the central bank.Central bank…

Q: If you were going to get a loan to purchase a new car,which financial intermediary would you use: a…

A: ANS A credit union is a cooperative that is owned by members those who shares the profits, these…

Q: what factors affect the demand of financial services of banks

A: Financial Services: The services provided by the financial market are termed as financial services.…

Q: Why do we call a bank a financial intermediary?

A: An individual or a firm or a party who is placed between two other parties are called Intermediary…

Q: Identify the services provided by banks and financial institutions for their business customers.

A: Banks: A bank is a monetary organization that acknowledges stores from general society and provokes…

Q: what if the Bank of Cheap Loans tries to charge an even lower rate?

A: A number of banks and housing finance companies reduce the interest rate for a fee on the floating…

Q: What is the role of commercial banks in the economy? Why are they important?

A: There are some business cycles which have to be known by the business management and also the…

Q: canda does not have an institution like fannie mae that securitzes mortgages. How do you think this…

A: Given  The statement is canda does not have an institution like fannie mae that securitzes…

Q: Why have banks been losing cost advantages in acquiring funds in recent years?

A: Banks have to bear an amount of cost to acquire the funds, but there are some cost advantages that…

Q: How it is possible to prevent bank failure?

A: Bank failure could be prevented in many ways. Banks should keep track of monetary policy and…

Q: How it is possible to prevent bank failure?

A: Bank failure could be prevented by properly managing the assets and liabilities of banks. Bank…

Q: How would you determine the interest rate that the bank charges on the transaction?

A: Many payments are made through our bank accounts and each transaction has a cost attached to it. The…

Q: What is a financial intermediary?

A: Answer: Financial Intermediary: Financial intermediary refers to an entity or institution that acts…

Q: What is a financial intermediary?

A: Financial Institution: The institutions are part of the financial system. These institutions can be…

Q: why is it necessary to regulate banks

A: Many reasons are there behind the regulation of bank is vital for banks but some reasons are very…

Q: Do commercial banks have different categories

A: - Commercial Banks(CBs) are the financial institutions that provide basic investment options as…

Q: Would usury laws help or hinder resolution of a shortage in financial markets?

A: Usury law is implemented by the government pertaining to interest on the loans taken by the…

Q: A bank that has liabilities of $180 billion and a net worth of $20 billion must have

A: In a market, a net worth of a firm, bank or any other organization provide information about the…

Q: A bank that has liabilities of $180 billion and a net worth of $30 billion must have

A: Liability = $180 Net Worth = $30

Q: What would be a sign of shortage in financial markets?

A: ANS Shortage in the financial market will occur when the demand is comparatively higher than the…

Q: Why is money considered fungible?

A: The term “fungibility” means the sate of interchangeability. Money is a unit that acts a measure of…

Q: What is the main difference between banks and other financial institution, how is it works?

A: Financial intermediaries helps in channelizing the funds from savers to borrowers. It acts as the…

Q: What economic functions do financial intermediaries perform?

A: finacial intermediaries perform following economic functions :- 1.they provide fund against interest…

Q: Why do loan sharks worry less about moral hazard in connection with their borrowers than some other…

A: The person who charges a very high-interest rate when lending is known as loan sharks. Moral hazard…

Q: what are the better ways to reduce banking sector risks?

A: Reducing the risk inherent in the banking sector can be very important for regulatory authorities as…

Q: how could we focus on bank governance and culture?

A: By 'governance', It mean broadly the oversight that comes from banks' own shareholders and other…

Q: Compare and contrast banking to non-banking institution. How these greatly affect the business…

A: While banks and non-banking financial companies (NBFC) both are key financial intermediaries, that…

Q: Is it important to have an access to different financial services? Explain your answer.

A: Financial services are economic services offered by the financial sector, which includes a variety…

Q: corporate banking is for A) more like individual basis B) any size of firms C)rich customers…

A: The question has been answered below.

Q: Which type of risk are savings institutions least susceptible to? Interest rate risk Liquidity risk…

A: Since you have asked multiple questions, we will solve first question for you. If you want any…

Q: What is the definition of commercial bank ?

A: Commercial Bank is that institution of finance which are of three types: Public Banks- like State…

Q: What does the term "bank failure" mean? What role does FDIC insurance play?

A: (1.) What does the term "bank failure" mean?    A bank failure is the closing down of an insolvent…

Q: What are the arguments for and against deposit insurance such as that provided by the FDIC?

A: For: Safety deposit Prevents bank-run Increase savings Open bank assistance Prevents economic…

Q: write in 3 paragraphs what financial institutions are

A: Financial institutions provides variety of services ranging from deposits, lending and investments…

Q: What does the seller’s bank do?

A: A real estate deal in which the seller, rather than a financial institution, manages the mortgage…

Q: What are the disadvantages of using loans to financialinstitutions to prevent bank panics?

A: A bank panic is a situation where there is a sudden withdrawal of cash from banks or any financial…

Q: How online banking affects money demand?

A: The equilibrium in the money market is attained at the point where the money supply intersects the…

Q: Summarize howtransaction costsaffect financial intermediaries.

A: While buying or selling a good or services, the expenses incurred are known as transaction costs .…

Q: what does it mean when banks are paying people to get loans?

A: The financial system of the nation is considered to be one of the most prominent, and important…

Q: Is Islamic banking really different?

A: Banking: These are the services provided by a bank.

Q: “When a commercial bank makes loans, it creates money; when loans are repaid, money is destroyed.”…

A: Bank balance sheet indicates the liabilities, assets and bank capital, of a bank.  Identity of bank…

Q: How do banks create money?

A: Money and Banks are intertwined. Banks are one of the financial institutions of the nation. A major…

Q: How do banks create money?

A: Bank- It is a financial institution that receives deposits and provides loans.

Q: Purpose, Awards and achievement of Metro bank?

A: The banks in every society plays an extremely important role of moving the resources from one entity…

Q: i. How to withdraw money from an ATM? How to transfer funds from one bank to another bank?…

A: ATM stands for automatic teller machine which generally used for withdrawing and depositing of…

Q: excess supply of money

A: Demand generated by all the consumer/ individuals at a particular price during a duration depicts…

Q: Is Islamic banking really different? why islamic banking side is good for our economy?

A: It helps by assisting financial inclusionThe conventional industry is predicated on interest…