the the presence of the Regulator and a solid legal system backing it. From the discussion in class and available literature, examine some of the difficulties associated with the financial system and how these challenges have been addressed by the Banks and Specialised Deposit Taking Institutions Act 2016 (Act 930). Are there any novel ways by which some of the challenges may be miners: L Ohene Obeng, Z. Ayariga, & Derick Ohemeng Page 1 of 1

Select all that are true regarding business operations risk for a bank.     In recent years the need for physical security of the bank's premises has become more important than the bank's cybersecurity of their online operations.     The cost of the bank meeting regulatory compliance requirements is minimal for most institutions and has no net effect on this risk.     Uncertainty in new or updated banking regulations is a part of this risk.      The increased regulation of banks reduces the risk in this category.     This risk can be measured by variance to budgeted financial results, which is heavily influenced by interest rates and management strategy.     This risk is impacted by the risk management strategies and procedures undertaken by the bank.

Effective crisis management requires a strong bank resolution framework. What are the pros and cons of using bail-in to resolve a bank failure? Prove explanations in detail with an example

Our textbook claims that one of the key services banks provide is maturity intermediation: what exactly does this mean?  (Choose an answer from the list below; only one is correct.) Reference:  Chapter 11 and/or Chapter 1    Banks borrow money from their younger customers and lend it to their older customers. Banks gather small deposits and use them to make large investments, allowing small investors to collectively buy large assets. Banks are funded with deposits that they promise to return on demand but use them to make long-term loans, which creates a mismatch in the maturities of their assets & liabilities.