Todd is driving his SUV and Susan is a passenger. They are heading downtown for dinner. Todd’s PAP policy has a Medical Payment limit of $10,000 per person. Susan’s PAP has a Medical Payment limit of $5,000 person. Todd is involved in an at-fault accident that results in Susan being injured and incurring $12,000 of medical expenses. How much in Medical Payments coverage would Todd’s PAP insurer pay? How much in Medical Payments coverage would Susan’s PAP insurer pay?

SWFT Comprehensive Volume 2019
42nd Edition
ISBN:9780357233306
Author:Maloney
Publisher:Maloney
Chapter5: Gross Income: Exclusions
Section: Chapter Questions
Problem 27P
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Todd is driving his SUV and Susan is a passenger. They are heading
downtown for dinner. Todd’s PAP policy has a Medical Payment limit of
$10,000 per person. Susan’s PAP has a Medical Payment limit of $5,000 person.

Todd is involved in an at-fault accident that results in Susan being
injured and incurring $12,000 of medical expenses.

How much in Medical Payments coverage would Todd’s PAP insurer
pay?

How much in Medical Payments coverage would Susan’s PAP insurer
pay?

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