what is the role of the Insurance Core Principles as it relates to underwriting risks, in the effective management of insurance companies?

Q: 1. A 2 year bond that pays 4% semi-annual coupon was issued when the yield was 10%. If the yield goe...

A: Note :  As per the Honor Code , we are allowed to answer first question in case of multiple unspecif...

Q: eBook Problem Walk-Through Weston Corporation just paid a dividend of $2 a share (i.e., Do - $2). Th...

A: Dividend refers to that portion of the profits of the company which is distributed among the shareho...

Q: You are an international shrimp trader. A food producer in the Czech Republic offers to pay you a 2....

A: Exchange rate (ER) is a value at which two or more currencies are exchanged to meet the financial ob...

Q: iting $10,000 in your account at the end of every year for the next 4 years. If the rate of interest...

A: Given information : Amount of deposit  $10,000.00 Rate of interest 7% Time period 4

Q: You are ready to buy a house. Total price is $160,105. For the remaining part, you plan to borrow th...

A: The loan amount is equal to the sum of down payment and the present value of loan. To calculate the ...

Q: Problem 3. Lexberheights Company has the following information: 10.000 units per year 2,000 units 1,...

A:

Q: 6. Find the cash value of a condominium unit if a Php750,000 down payment and a monthly amortization...

A: The cash value of an asset refers to its present value which is the discounted value of all future c...

Q: Jones Software's stock currently sells for $22.00 a share. It just paid a dividend of $1.00 a share ...

A: Current stock price = D1/(r - g)   D1 = Current dividend x (1 + g)       = 1 x (1 + 0.07)       = 1....

Q: How much interest interest will be paid by Mr. Scusta Clee, if he borrowed Php515,515 at 3.25% after...

A: Note : It has been assumed that the one time interest word has been misprinted and the same is consi...

Q: Harmeling Paint Ball (HPB) Corporation needs a new air compressor that costs $90,000. HPB will need ...

A: The lease liability is the responsibility to make rental payments based on the present value of the ...

Q: Consider the following investment alternatives: Investment Rate Compounding A 6.502% Annual Daily Qu...

A: The real interest that an investor earns on the investment and a borrower pays on the loan after con...

Q: QUESTION   ONE You are provided with the following information relating to V ltd Equity and liabili...

A: Weighted average cost of capital represent the expected average cost of capital over the long run fo...

Q: A company's common stock currently sells for $27.27 per share. The dividend is projected to increase...

A: Share price: Share price is the current market price of the share. It is the price of the share at w...

Q: 3. Risk registers would normally detail which of the following: (Select all that apply.) A. Risk lev...

A: Risk registers are used to keep a track of the risks and other setbacks in a project and how to miti...

Q: sing a financial calculator yields a present value for option 2 of approximately and a present value...

A: The present value of an annuity: When a fixed amount of money is received or paid at constant interv...

Q: (A) Find the monthly payment and the total interest paid. (B) Find the unpaid balance after 8 years.

A: Monthly Mortgage Payment: It is the payment made to the lender by the borrower for taking on a mort...

Q: 9. A bank loan of P 2,000.00 was made at 8% simple interest. How long would it take in years for the...

A: Borrowings are the loan which is taken by the individual to meet its financial requirements. The mor...

Q: 5) You friend wants to create a plan to invest for their future. They ask you to describe the five i...

A: Investment strategies can be defined as the plan of action taken by the investors in order to select...

Q: Shareholders' equity is the corporate accounting element when we subtracted corporate assets from co...

A: Total Assets = Total Liabilities + Shareholders' equity Shareholders' equity = Total Assets - Total ...

Q: Ms. Harake gave a Php100,000.00 to Ms. Gonzaga at 18%. How much was the interest after 45 days?

A: Simple interest is a method of calculating the proportion of interest paid on an amount over a certa...

Q: You are ready to buy a house. Total price is $160,105. For the remaining part, you plan to borrow th...

A:

Q: What is Dantzler's horizon, or continuing, value? (Hint: Find the value of all free cash flows beyon...

A: Horizontal Value: Horizontal value or Continuing value determines the value of the company into per...

Q: Problem 2. Lexberville Company expects to make even monthly cash payments of P166,666.67 during the ...

A:

Q: It is more provident that equity financing is more favored because of the ultimate risks associated ...

A: Equity financing entails raising of funds through sale of equity shares while debt financing entails...

Q: On his 21st birthday, Silver put P300,000 into a retirement fund account that pays 10% interest per ...

A: we need to use compound interest formula to calculate value of retainment fund at the age of 65 A=P(...

Q: Honda Motor Company is considering offering a $1,800 rebate on its minivan, lowering the vehicle's p...

A: Companies reduces the prices to increase the sales but this will have impact on the sales and profit...

Q: How much money will you have to deposit now (as a lump sum) if you wish to have $5000 at the end of ...

A: Future value (FV) = $5000 Interest rate = 6% Semi annual interest rate (r) = 6%/2 = 3% Period = 8 Ye...

Q: How much money would you need to deposit every year for 40 years to become a millionaire if the inte...

A: Given, The amount required in 40 years is 1,000,000 Interest rate 12%  

Q: On April 2, 2020, shortly after the $7.5 million deposit outflow, Key Bank had borrowed the needed f...

A: Net interest margin in simple words refers to interest earned by the bank on loan given excluding in...

Q: Evaluate the purchase of existii $20000000, the building is assumed to have a 20 year functional lif...

A:

Q: Craig Daniel opens a new savings account. He deposits $12,000 at 12% compounded semiannually. At the...

A:

Q: 6.4 Differentiate between Different Types of Consumer Lender Loan products Significant features They...

A: A commercial bank is a type of financial institution that conducts all public deposit and withdrawal...

Q: For the banking and finance industry what is the traditional role of data ? What type of data is sto...

A: Banking industry is defined as the foundation of the financial services group. It has the concern wi...

Q: 14. Jan plans to invest $7500, part at 4% simple interest and the rest at 5% simple interest. What i...

A: Interest is an additional amount which is received on deposited amount for the period. Simple intere...

Q: EXPLAIN briefly what the consumer price index tries to measure

A: The Consumer Price Index is a statistical degree and a financial indicator of the state of the econo...

Q: The Petit Chef Co. has 10.6 percent coupon bonds on the market with ten years left to maturity. The ...

A: Given,  The bond that pays 10.6% with the par value of $1,000 The current price of bond is $1,152.27...

Q: Vitro-X in Malaysia has a subsidiary in Japan. Hence, Vitro-X receives Japanese Yen from the subsidi...

A: We will have to determine which of the provided 4 options will lead to lower revenue repatriation fr...

Q: Find the equivalent replacement payments for the following scheduled payment. Original Scheduled Pay...

A: The nominal value for a payment obligation which will be executed at a future date is called the fut...

Q: Honda Motor Company is considering offering a $1,800 rebate on its minivan, lowering the vehicle's p...

A: Incremental profits are calculated as the difference between the profit earned before offering rebat...

Q: Given data:             Sales  $2,000.000             OpCap  $1,120,000             Wacc 9%         ...

A: We can calculate the value to operation for year 0 by taking the cash flows and discounting them bac...

Q: 56. Amortization with Equal Principal Payments Rework Problem 55 assuming that the loan agreement ca...

A: Answer to question 56. Loan amount = $ 57000 Interest rate= 8% Number of years = 3 Principal payment...

Q: Using a debit card will take money directly out of this Checking Savings Both account Best for money...

A: Checking account - It is a type of bank deposit account that is meant for daily money transactions. ...

Q: OpenSeas, Inc. is evaluating the purchase of a new cruise ship. The ship would cost $502 million, bu...

A: Since you have posted a question with multiple sub-parts, we will solve the first three subparts for...

Q: 3. If you are to pay P 3,000.00 for a debt made 2 months ago at the rate of 7% simple interest, what...

A: Borrowings are the loan which is taken by the individual to meet its financial requirements. The mor...

Q: Use the timeline below to help you!  Saving up for a 'college fund' is a difficult task for many par...

A: Future Value is calculated by multiplying the present values with the future value factor of the giv...

Q: Engr Dalay is required to pay 66500 pesos at the end of 15 days of 68000 pesos at the end of 60 days...

A: While calculating the interest rate on treasury bills, only 360 days in a years shall be taken. Inte...

Q: Retreaded Tires plans to save $23,500, $24,500, $26,500, and $28,000 at the end of each year for Yea...

A: Interest on savings shall accrue over the period of holding such investments.

Q: 29. Which of the following may increase by a relatively constant amount each period. O a. First Cost...

A: First cost is the initial cost incurred in the procurement of the asset, hence the first cost is sin...

Q: The fixed payment for a mortgage is P1 297.20. The original balance is P200 000.00. If the interest ...

A: The new balance of loan will be original balance minus principal payment  

Q: If Rex wants to be a millionaire by the time he retires (45 years from now), how much does he need t...

A:

Classification Of Risk

Risk means when there could be a possibility that the returns expected from a particular project or investment may or may not match the investor's expectations. In other words, the uncertainty of an income arising from a source that would either be lower than expected or result in losses in risk exposure of the project. The higher the risk involved, the higher is the return expected by the investor as the investor is exposed to a high level of risk. There are various methods by which different types of risk can be assessed and avoided or mitigated.